7.10.2015

Transfer Money Online from BDO to BPI and Other Local Bank Accounts

By Nora

Yes, you can TRANSFER MONEY ONLINE from your BDO account to a BPI account or to an account at any of the banks listed below.

How to Transfer Money Online from BDO to Another Local Bank Account:

1.  Login to your BDO online banking account
2.  Click "Send Money"
3.  Click "Send Money to Another Local Bank"
4.  Enter details:

  • Settlement Type:  Credit to Another Local Bank
  • Transaction Type: Credit to Other Bank
  • Value Date:
  • Transfer from:  (Your BDO account)
  • Amount:
  • Sender Name:
  • Address 1:
  • Address 2:
  • Mobile Number:
  • Birth Date:
  • Other Bank Code/Name (Choose from Dropdown List of Banks)
  • Account No.:
  • Receiver Name:
  • Receiver Address 1:
  • Receiver Address 2:
  • Birth Date:
  • Gender:
  • Mobile Number:
  • Purpose of Transaction:
LIST OF BANKS to which You Can Transfer Money Online from your BDO account:

  • Allied Savings Bank (now PNB Savings Bank)
  • AMA Bank
  • ANZ Bank
  • Asia Trust Development Bank
  • Asia United Bank (AUB)
  • Asian Development Bank (ADB)
  • Bangkok Bank
  • Bank of Commerce (BCommerce or Bancom)
  • Bank of the Philippine Islands (BPI; some call this bank BPI Islands)
  • Bank of Tokyo
  • Bank One Savings and Trust Corp.
  • BPI Family Savings Bank
  • China Bank 
  • Chinatrust Bank
  • Citibank 
  • Citibank Savings 
  • City Savings Bank
  • City State Savings
  • Deutsche Bank
  • Development Bank of the Philippines (DBP)
  • East West Bank
  • Ecology Savings Bank
  • Equicom Savings Bank
  • Filipino Savers Bank (A Rural Bank)
  • First Allied Bank
  • First Consolidated Bank
  • First Macro Bank
  • Guagua Savers Bank
  • Hongkong and Shanghai Banking Corp. (HSBC)
  • HSBC Savings
  • Insular Savings Bank
  • Islamic Bank
  • Land Bank of the Philippines (Landbank)
  • Luzon Development Bank
  • Malayan Bank
  • MayBank Philippines
  • Metropolitan Bank and Trust Co. (Metrobank)
  • Philippine Business Bank
  • Philippine National Bank (PNB)
  • Philippine Postal Savings Bank
  • Philippine Bank of Communications (PBCom)
  • Philippine Savings Bank (PSBank)
  • Philippine Trust Co.
  • Philippine Veterans Bank (Veterans)
  • Planters Development Bank
  • Premiere Development Bank
  • RCBC Savings
  • Rizal Commercial Banking Corp. (RCBC)
  • Robinsons Bank Corp.
  • Sarangani Rural Bank
  • Security Bank
  • Standard Chartered Bank
  • Sterling Bank
  • Summit Bank
  • UCPB Savings Bank
  • Union Bank of the Philippines
  • United Coconut Planters Bank (UCPB)
  • United Overseas Bank (UOB)
  • University Savings Bank
  • Veterans Bank
How Much is the Transfer Charge? 
100 pesos per transfer, deducted from your account

Note: There are some recipient banks that charge 100 to 150 pesos for incoming  peso transfers from other local banks.

How Fast Will the Money Be Credited to the Recipient Account?
Transfers before 10 a.m. during business days are credited the same day.
Transfers after 10 a.m. and during weekends and holidays are credited the next business day.

Warning:
Because this type of transfer involves another bank, your transfer might not be processed the same day or the next day, or even the second day, so do not use this service if the money transfer is urgent.

For your first transfer transaction, try a not-so-urgent transfer, so that you won't have a big problem in case there's a delay.

Special Warning for Those Funding Cheques:
If you plan to use this online money transfer service to fund a cheque, transfer several days ahead of the cheque's due date. Make sure to monitor the transfer so your cheque will be funded and won't bounce.

Which online money transfer is free with BDO online banking?
It's free if you transfer money from your BDO account to another BDO account which you have previously enrolled and have activated via a BDO atm machine using your atm card.
You can enroll up to 20 BDO accounts. They can be your other BDO accounts or other persons' BDO accounts.

Are there cheaper online money transfers in the Philippines?
Yes, online transfers using bancnetonline.com and unionbankph.com are cheaper. But your account need to be, respectively, a Bancnet-member bank account or a Union Bank Eon Visa debit card account.

160 comments:

  1. How many days does it take to complete the bank transfer?

    ReplyDelete
  2. Hi Dande, about speed of transfer, transfer before 10 am so it will be transferred the same day. Transfers after 10 am and during weekends will be completed the next business day. For your first transfer transaction, try a not-so-urgent transfer, so you won't have a big problem in case there's a delay.

    ReplyDelete
  3. Hi Nora,

    Do you know if theres a limit to how much you can send per transaction or per day?

    ReplyDelete
  4. About limits of money to be transferred through BDO Online banking: Basically, there's no limit. BDO's FAQ section says You may Transfer Money up to your available balance.

    ReplyDelete
    Replies
    1. Hindi totoo yan nag try ako mag Transfer ng 50k+ ayaw naman!!

      Delete
    2. totoo ang information ni ate nora :) coz im using bdo and my husbands bank is DBS in singapore and he can trasfer up to his available balance to my account :)

      Delete
    3. Yes, it's true what Ms. Nora said, You can transfer, but if na enroll mo yung other bdo account, so that you can transfer upto your available balance. pag hindi naman naka enroll, hindi pwede :)

      Delete
    4. What about transfer from BDO to BPI account through BDO online banking? Is there a maximum limit to the amount of money that you can transfer?

      Delete
  5. Hi Nora,
    Can i transfer money from BDO credit card to Bpi bank account?

    Hoping for your reply.

    Many thanks!

    ReplyDelete
    Replies
    1. About money transfer from BDO credit card to BPI bank account:
      Do you really mean credit card? No, you can't. What you can do is to apply for BDO's EasyPay Cash using your credit card, and then deposit the cash to your BPI bank account.

      Delete
  6. Hi Nora!

    Can I transfer cash from BDO online to an Eastwest Checking account? Thanks for your help in advance!

    ReplyDelete
  7. Hi Mina, yes, use the Send Money option of BDO online banking: See these steps: BDO account to EastWest account

    ReplyDelete
  8. Good Afternoon po Maam Nora!

    Pwede po bang BDO online tapos magbayad ako sa billing ko sa BPI credit card?

    Thanks po!

    ReplyDelete
  9. Paying BPI credit card through BDO online banking December 6, 2015
    Good Afternoon po Mrs Nora! Can I pay through BDO online my BPI credit card bill? Thanks po!
    ANSWER:
    Sorry, no. BPI credit cards are not in the list of bills that can be paid through BDO online banking. If you lack time and if you have BPI online banking, you can send money from your BDO account to your BPI account, and then pay your BPI credit card using your BPI online banking. The BDO to BPI transfer costs 100 pesos.

    ReplyDelete
  10. Hi, I just happen to send money from my BDO account to Landbank yesterday and as of today, the recipient hasn't received yet the money but BDO says it is on DELIVERY status. I am very upset because the money is no longer on my account.

    ReplyDelete
    Replies
    1. About delivery of money from BDO to Landbank through BDO's Send Money online service:
      It's already Dec 10, so I hope the money is already in your recipient's Landbank account.

      Delete
  11. Hi po.. Im edZ and may sister just sent money last dec 12 2015 from BDO to BPI. Pero wala pa naman po yung pera sa account ko. Paano po iyun ??

    ReplyDelete
  12. Hi Ms. Nora. Iam glad I chanced upon your blog since I have been trying to know how to transfer money to another account through my BDO bank account. I have done it with my other bank accounts but my first time to do it with my BDO.I was not aware it was that complicated with them. Can I send to any bank account on the list without the need to enroll it and activate through atm? I also am wondering why there is a need to indicate the address and the contact number. Will the recipient be informed once the transfer has been done? Looking forward to your answer and more power to you.

    ReplyDelete
    Replies
    1. Thanks for your comment. Yes, you can send to any account at a bank on the list above without enrolling and activating it by using the Send Money option.
      I think the recipient will not be informed by BDO. Most likely they're getting the data for tracking, anti-money-laundering or marketing purposes.

      Delete
  13. Hello po. My ate sent me a money sa BPI account ko po through BDO po last dec 12 2015. Pero wala pa po yung money sa account ko. Paano po iyon ??

    ReplyDelete
    Replies
    1. About money transfer from BDO to BPI: Your ate sent on a Saturday, so it was likely sent to your account during office hours on Dec 14. I hope the money is already in your account.

      Delete
  14. Hello po. I send money sa BDO account ng brother ko using online BDO banking without enrolling and activating po last dec 12 2015 and bdo send a confirmation email that its successfully delivered.. Pero wala pa po yung money sa bdo account ng brother ko until now Dec.15. Paano po iyon ??

    ReplyDelete
    Replies
    1. Call BDO now 631-8000. Before calling, write first all details of your transaction (account nos., account names, amount, date of transfer, time, etc) so you can reply to the BDO officer's questions quickly.

      Delete
  15. Hi Nora,last Dec 4, 2015 my hubby transferred money to my sister through BDO atm machine for check payment. Both are BDO users. Just today, 17 Dec 2015 it has been realized that the money hasn't been credited to my sister's account. The check payment is unsuccessful & got penalty from the BDO. When my husband checked his account, the money has been deducted, reason he thought it was successful transfer. In this case, can he still get the back to his account since it's been deducted & doesn't go through my sister's account. Appreciate your kind advise by return.

    Thank you very much!

    ReplyDelete
  16. Hi, ask ko lang po if nagkoconduct ng credit checking ang bdo before makapag open ng savings account sa kanila?

    ReplyDelete
  17. Does BDO conduct credit checking before savings account opening?:
    I think there's no credit checking because we can open a savings account immediately if we have 2 valid photo IDs and a picture. But banks might have a list of people banned from opening an account for certain reasons like fraud and money laundering.

    ReplyDelete
    Replies
    1. Thanks for the reply, so hindi po sya kagaya ng bpi na hindi ka pwede mag open kung meron kang default card or unpaid loans?

      Delete
    2. Sorry I'm not sure if BDO also considers credit card default and unpaid loans as reasons for denying account opening. You can try opening.
      Remember that there are banks that automatically use the savings account balance of a customer with delinquent credit card issued by them to pay this delinquent customer's due amount. This policy is included in the terms and conditions of certain credit cards.

      Delete
  18. Hi i transfered money from my bdo to my bpi yesterday.the money was already deducted on my bdo account but i have not yet received the money i sent in my bpi account..why is it so complicated.this is the second time i encountered this kind of hassle using bdo transfer.its frustrating

    ReplyDelete
    Replies
    1. Hi Ddg, BDO says that if the account owner transfers money before 12 noon on a business day, the money will be transferred the same day, but if initiated after 12, the money will be transferred the next business day.

      Delete
    2. Sorry, the transfer should be done before 10 am on a business day, so it will be transferred the same day.

      Delete
    3. Ask sana nag transfer today 9:30am kaso til now wala pa pero huhu emergency pa nmn sana

      Delete
  19. Hi maam nora iam planning to make the trasfer to my friend from my bdo to his bpi to pay my credits actually i dont know the birthday is it possible to transfer even without bday?

    ReplyDelete
    Replies
    1. Hi chris, the recipient's birth date is needed, so just text your recipient and ask. Maybe the reason is to make you, the sender, intentional about sending, and to test that you know the person you are sending money to.
      I don't know how BDO can check if you are writing the correct birth date if the recipient's bank is not BDO. But just ask the correct birth date anyway -- at least you're going to know your recipient's birthday :)
      Make sure your recipient does not need the money right away, as your transfer might not get processed quickly.

      Delete
  20. Ms.Nora can i transfer fund fron east west account to BDO account?if so what are the steps?thanks

    ReplyDelete
  21. Hi Nora, appreciate this post and your prompt responses.
    BDO to BPI Money Transfer cost about P100, but would you know if BPI charges for an incoming money transfer from BDO?

    ReplyDelete
  22. hi, i am seeing the same issue here with other account owners.
    I sent my money yesterday 2:40 pm but now it is already more than 24 hours and i have not received it yet though the status in BDO says "PAID". What is the average turn around of money received if transaction is done after 11am on weekends?

    ReplyDelete
    Replies
    1. Hi DrawdE811, yes, you're right, your money should have already been transferred. If not yet transferred by tomorrow, call BDO 631-8000.
      BDO does not transfer on weekends. Any Send-Money transaction after 10 am or on Saturdays, Sundays and holidays will be processed the next business day.

      Delete
    2. Hi DrawdE811, may I know how long did you wait for the money to be credited into your account? thank you

      Delete
  23. Hi, Ms. Nora. I greatly appreciate this post. I'm an OFW and I'm planning to open a Kabayan Savings Dollar Account when I go on vacation on Feb. 2016. I would like to know if I can send money online from this dollar account to another BDO account (Peso) or local bank (RCBC Peso account)? If not, what procedure can you recommend?

    ReplyDelete
    Replies
    1. Hi Daniel, sad to say, BDO does not yet transfer from a dollar account to a peso account and vice versa. However, a peso account can accept foreign remittance in dollars; BDO converts the dollars into pesos.
      If you plan to make peso transfers online, open a Kabayan peso account as soon as you arrive so you can activate it here via atm, enroll in online banking while here and activate your online banking while here (it's also activated via BDO atm machine).
      For transfers to other BDO accounts, enroll them while here (also activated via atm) so there'll be no online transfer fees.
      For transfers to other banks, use the Send Money service (100 pesos per transfer; transfer in advance as the transfer might be completed the next business day)

      Delete
    2. And thanks for appreciating this post. Have another nice day there!

      Delete
  24. Ms. Nora, Thank you very much for the prompt response and the information. Have a nice day too!

    ReplyDelete
  25. Hi. My sister transferred money online from her BDO account to my BPI account just last night. I understand it's way past the cutoff already, so meaning transaction will be made nbd which should be today. Right? I checked my account, but the money hasn't been transferred yet. Will it take the whole day before it will be transferred? Kind regards! Thank you. :)

    ReplyDelete
  26. Hi ms nora, is it possible i can transfer fund from BDO account to any international Bank account? Thank u so much.

    ReplyDelete
    Replies
    1. Transfer from BDO account to an international bank account:
      Hi Vii Ckii, yes, you can do it through your BDO online banking account. Use wire transfer. The charge is US$35.

      Delete
    2. Hi Miss Nora, is it possible BDO Savings acct in Php to International Bank like Citibank in USD acct? Via online po...

      Delete
    3. HI Ms Nora, is it possible po ba money transfer via online banking from my BDO savings acct Php to international bank in USD acct?

      Delete
  27. Hi Madam Nora!! I have a BDO kabayan dollar account, can i send a money thru wire transfer to my bpi peso account. Is its possible??

    ReplyDelete
  28. Hi Ryan Salvagon, I think so, yes. There's an option for a local bank in the Send Money via Wire Transfer service. Here's how to send money via BDO wire transfer
    The charge for this transaction is US$10.

    ReplyDelete
  29. Is it normal? My Friend transferred money from Dubai account last Monday night phil time but until now I didn't receive the money yet..

    ReplyDelete
    Replies
    1. Remittance from Dubai: Do you mean he used online banking to transfer money from his Dubai account to your bank account here? If your banks are remittance partners, the transfer is faster. If not, wait for up to 5 days. Your friend can follow-up with his bank, if the money does not reach your account by the 5th day.

      Delete
  30. Rcbc commercial po kc bank ng father q.pwede ba gamitin q ung rcbc savings pag nagsend aq ng money thru bdo online banking??wala kc rcbc commercial nkalagay sa list

    ReplyDelete
  31. Christine Olivarez, transfer from BDO to RCBC February 24, 2016
    Rcbc commercial is the bank of my father. Can I use rcbc savings to send money thru bdo online banking? There's no rcbc commercial in the list.
    ANSWER:
    Choose Rizal Commercial Banking Corp. This is the same as RCBC Commercial

    ReplyDelete
    Replies
    1. hi mam, nagsend kasi ako money from bdo to chinabank eh mali pala ung account number na binigay nya instead po na ung real account number nya ung atm number ung nabigay. nagbawas na po sa account ko ung money, malaking pera pa naman. this saturday ko lng sinend. baka kasi pag uulitin ko madodoble. ano kaya pinakamaganda kong gawin.

      Delete
  32. Hi ms nora ask ko lang safe po ba magsend to other local bank? Ano anong information ang visible sa receiver? Thanks hoping for the answer Godbless

    ReplyDelete
    Replies
    1. Hi Lyca, it's a service offered by BDO, so as long as you enter correct information, your transaction should be safe. Use your desktop or laptop at home, and keep your linked-mobile phone always secured.
      After your transaction is completed, your reference no. and other details will be displayed. You can printscreen it or take a screenshot and then store it for future reference. Details are also stored in your Transactions.
      What information is displayed on the account of your receiver? It varies from bank to bank. Most will display just the amount, the date of credit, and a generic description like "local bank transfer" or a bank transaction code.
      You should be careful when using this service for payment to people that you don't know well.

      Delete
  33. I sent money from bdo to chinabank. I found out the account number given to me was the card number instead of the account number. The amount has been deducted from my account; it's a big amount. I sent this saturday . If I do it again, the deduction will be doubled. what should I do?
    ANSWER:
    BDO says that if the receiving account details are wrong, it will return the money to the sending account in 1 to 2 or maybe 3 business days. It's best to call BDO 631-8000 and ask.

    ReplyDelete
  34. Roberta Espia February 28, 2016
    totoo ang information ni ate nora :) coz im using bdo and my husbands bank is DBS in Singapore and he can transfer up to his available balance to my account :)
    ANSWER:
    Hi Roberta, thanks a lot for sharing info. I'm glad your husband is using DBS ibanking -- a convenient and secure way to send money to your account.

    ReplyDelete
  35. Hi Ma'am nagtransper po ako ng money thru BDO online to my PNB account last Friday March 4, 2016 past 12nn pero until now hindi parin nagrereflect sa account ko sa PNB ung money transfer ko. Pano po kayo yun

    ReplyDelete
  36. Unknown, about money transfer from BDO to PNB Account March 6, 2016
    Hi Ms I transferred money thru BDO online to my PNB account last Friday March 4, 2016 past 12nn but until now the money I transferred has not reflected on my account with PNB. How is that?
    ANSWER:
    I hope the money is already in your PNB account. Transfers after 10am are processed the next business day. There's no processing of transfer on weekends.

    ReplyDelete
  37. Hi Ms. Nora, my name is Dianne. I sent money from BDO to BPI using my BDO online at 9:30 last night. I expect it will be credited today during office hours. However, as of this time (4:49 PM - Friday), its not yet credited to my BPI account. Please advise. Thanks!

    ReplyDelete
    Replies
    1. Hi! May I ask how long did you wait for the money to be credited on your BPI account? Thankyou.

      Delete
  38. How much is the maximum amount can tranfer online using BDO oline banking to metrobank account and is there any OTP required to transfer. Salamat po

    ReplyDelete
    Replies
    1. Hi Marte, yes, you need an OTP to send or transfer money. About limits, BDO says there's no limit; it's up to your available balance.

      Delete
  39. Hi i send mpney yesterday mar 14 4pm php time from my bdo acct to bpi fam savings bank acct via online why until mow when i check my bpi acct the money is not there

    ReplyDelete
  40. About transfer from BDO to BPI Family: I hope you'll see it credited to your BPIF account tomorrow. There could be a lot of transfer requests being processed.

    ReplyDelete
  41. Hi ms. nora, it's very fortunate to find this forum. I tried sending from my BDO to Metrobank Account but it was failed as I left empty the RECEIVER NAME and BIRTHDAY because there is no name to enter since the recipient is Company only? I'm gonna pay my DP to the developer. Appreciate your urgent response. :)

    ReplyDelete
    Replies
    1. About BDO Send Money service:
      Sorry I saw this only now, and sorry I have not used this service to transfer money to a corporate account in another bank.
      Try entering your developer's name, and leave the birthday field blank. If it still fails, this means this Send Money feature is only for personal accounts.
      Thanks for appreciating my blog.

      Delete
    2. Thanks ms. nora. By the way i'm here in Qatar, I know I can send email to BDO but instead of doing that I opted to look first im the internet. Your blog has already been bookmarked. I find this very helpful. *wink

      Delete
  42. Hello maam! I sent money online.. From BDO to BPIF. Pero mali po ang napagsendan ko, dapat po yung BPI lang. Pero tama naman po yung details ng pinagsendan ko ng pera. Ang problema lang po is yung bank. Ano po pwede gawin? Mababalik po ba sa BDO account ko ung pera?

    ReplyDelete
  43. Hi Ms Nora,
    I want to transfer (Send Money Facility only) money to a third party BDO Account. Is there any charges? the third party is not yet enrolled.
    Thanks
    AJ

    ReplyDelete
    Replies
    1. Hi Aldrin, BDO says the service Send Money to an unenrolled BDO account is currently free of charge. It also says that the money is transferred immediately.

      Delete
  44. Error in Bank Name -- Send Money from BDO to BPI March 16, 2016
    Hello! I sent money online. from BDO to BPIF. But I made a mistake. It should be BPI not BPIF. But the other detals are correct. Only the bank name was wrong. What should I do? Will the money be returned to my BDO account?
    ANSWER:
    Yes, the money will be returned to your account.

    ReplyDelete
    Replies
    1. Same thing happened to me. May I know how many banking days they will credit my money back on my bdo account? Transaction date was last August 9 and it has been 6 banking days.

      Delete
  45. Hello. I transferred a certain amount from bdo to a bpi account yesterday (friday) like 1pm. And now, it's saturday, and hindi pa rin credited sa account nya yung pera. Reading this one, does that mean the next business day (MONDAY) pa ma-credit yung pera sa kanya? Thank you for your fast reply :)

    ReplyDelete
    Replies
    1. Hi Jericko Lian, yes, BDO does not process Send Money requests on Saturdays, Sundays and holidays. Your money might be credited to your recipient's account Monday or Tuesday. BDO says next day, but this is a new service and it involves other banks and apparently many have started using it, so there are delays. :)

      Delete
  46. May I know, what Ecology Bank is now? They are located in Libis Q. City..They were merged with what bank?

    ReplyDelete
  47. Hello Mam, ask ko po sana i have funded check sa UCPB.... then from BDO money transfer, how many days po dapat kelangan mailipat ung pera for example ung cheque going to UCPB dated every 20th of the Month. 19th po ba kaya nayon mailipat ang pera para magkaroon na ng fund yong cheque/or account UCPB kinabuksan?

    20,000 from BDO transfer to UCP charge will be 100pesos only?

    Thank you po :)

    ReplyDelete
  48. Marvin Benitez, BDO's Send Money to another local bank April 27, 2016
    Hello, i have funded check at UCPB. then from BDO money transfer, how many days before should I transfer to

    fund the cheque going to UCPB dated every 20th of the Month. If I transfer on the 19th, will the transfer be

    completed so the UCPB cheque/or account UCPB will be funded the next day? 20,000 from BDO transfer to UCP

    charge will be 100 pesos only? Thank you po :)
    ANSWER:
    Hi Marvin, yes, the transfer fee is 100 pesos. The maximum transfer amount is 50,000, up to 5 transfers per day. But take note that your transfer might not get processed the next day. Because you are funding a cheque, you should transfer at least 5 business days before, or better yet, withdraw from your BDO account and then deposit into your UCPB account. You can make the deposit the day before -- this is more certain; you don't have to worry if it's already transferred or not yet.

    ReplyDelete
    Replies
    1. Thank you po mam., sa ngaun yan po ung ginagawa ko na winiwithdraw nalang from BDO then deposit sa UCPB kaso medyo matrabaho xa since BDO and UCPB branch are far from each other..

      SO i try money transfer baka mapaless yong pag transact ko pero to make it safe.. withdraw nalang talaga..

      Salamat po mam, i really appreciate it!

      Godbless!

      Delete
    2. Thanks too Marvin. Continue making big deposits to your BDO account, so that maybe later on, you can apply for a BDO checking account. BDO is very strict about issuing checking accounts, but if they see frequent big deposits over time, and maybe a referral from a BDO client, maybe they can issue you a checking account.

      Delete
  49. Hi there! Thanks for the info. Is there a need to enroll first the other local bank acct? I've tried this method today but I forgot to enroll the recipient's account first...Is there an issue with that?

    ReplyDelete
  50. Send money to other local bank account
    You did right. No need to enroll. Besides, we're not allowed to enroll another bank's account. We can only enroll another BDO account.

    ReplyDelete
  51. Hi Maam Nora, ask ko lang po kasi yung friend ko from China which is using HSBC Hong Kong account transferred money po sa account ko. Metrobank po ang account ko. Last saturday pa po sya nag send pero bakit po kaya until now hindi ko pa po nareceive yung money? Nag confirm na po sa kanya na na send na pero wala po dumating sakin. Hoping for your answer po. Thanks!

    ReplyDelete
  52. About money transfer from HSBC Hong Kong to Metrobank account May 10, 2016
    Hi Mrs Nora, my friend from China which is using HSBC Hong Kong account transferred money to my Metrobank account last Saturday. Until now I haven't received the money. The remittance was already confirmed to my friend but I haven't received it yet. Hoping for your answer po. Thanks!
    ANSWER:
    If your friend sent money through wire transfer, wait a little more since he sent on a weekend. If you're sure he wrote your bank name, account name and number correctly, then you should get your money today or tomorrow. You can also call Metrobank.

    ReplyDelete
  53. Hi Ms. Nora. ask ko lang po. kasi yung ate ko po nagpadala po ng pera online from Dubai po to Eeastwest Bank. Tama naman po yung binigay ko na atm account number base po dun sa binigay saken ng eastwest bank. Nagpadala po ang ate ko kanina mga 1pm po dito sa philippines. pero hindi pa din po pumapasok saken tapos nabawas na daw po sa kanila. eh bigla po sinabi saken ng eastwest bank na payroll account po yung atm ko kaya hindi pwedeng madeposit. possible po ba na bumalik ulit yung pera sa ate ko? Thank you po

    ReplyDelete
    Replies
    1. Nicole Aquino May 17, 2016
      Hi Ms. Nora. My sister sent money online from Dubai to Eastwest Bank. I gave her the correct atm account number based on what eastwest bank gave me. She sent me 1pm po here in the philippines. but the money has not been credited to my account. Then eastwest bank told me that my account is a payroll account and it can't accept deposits. Is it possible that the money be returned to my sister's account? Thank you po
      ANSWER:
      Hi Nicole, yes, the money should be returned to your sister's account. Ask your sister to ask her bank if they can amend her remittance from account deposit to cash pickup so you can pick up the money at Eastwest. If not, ask Eastwest what's their SOP in a case like yours - when do they return the money to the sender.

      Delete
  54. Hi po, tama po ba pagkaintindi ko? :) If I will send money po to other local bank lke BPI, dapat po before 10am para po ma send na agad? :) I sent po kasi to a bpi account around almost 11am and then po until now it says "in process" bukas pa po ba un siya ma rerecieve? nakaltasan na po ung balance ko :) just wondering din po if yung cut off time, does it apply po ba during weekends lg po or everyday? :) thanks po :)

    ReplyDelete
  55. Miss Angelica did you send today? If yes, your money will be sent on Monday, (Tuesday in some cases), because today is Saturday. On weekends and holidays, even if you send early in the morning, the money will be sent the next business day.

    ReplyDelete
    Replies
    1. YES po, and ask ko din po, is there a difference from the BPI Family Savings and BPI Islands? kasi po the account is BPI Islands, but sa drop down menu ng BDO wala pong BPI Islands, BPI Family Savings lg po,and I chose the BPI family savings, will it affect po ba?

      Delete
    2. Miss Angelica, these banks are related, but they are different. In the dropdown, you will see Bank of the Philippine Islands -- this is BPI Islands. BPI Family Savings is another bank; it is a subsidiary of BPI.
      What will happen? The transfer will be rejected, and your money will be returned to your account.

      Delete
    3. Thanks :) What do you mean by "outstanding"? it is now the status of my payment.

      Delete
    4. Hi Miss Angelica, I think it has been sent by BDO, but it's not being received by the other bank, so it's "outstanding" or "pending" or "waiting for a remedy" or "waiting to be returned to BDO".

      Delete
    5. can I cancel my payment po ba if the status said PAID?

      Delete
    6. Hi Miss Angelica, sorry I think no. Only scheduled transfer can be canceled. Ask your recipient if the money is there in her/his account. If not credited by tomorrow to your recipient's account, the money will be returned to your account, maybe the next day or days. But the 100-peso fee will not be refunded.
      Just treat this as a learning experience.

      Delete
  56. Hi ms.nora.i sent money to my bpi personal account through an exchange here in dubai. I sent it yesterday at 6 30 pm.i checked today on the online checking which is my only access pero hindi parin mo nadadagdag sa savings ko. At ever since nagpapadala po ako nuon ngayon lang po ako nakaresiv ng remittance message na na processed na daw po.pero hindi namn sya pumapasok pa pag nag chchek ako.salamat po

    ReplyDelete
  57. Hi ms.nora yesterday po nagsent po ako ng money sa bpi personal account ko dito sa dubai through an exchange.pero until now ng chechek po ako sa online banking which is my only access hindi pa rin po sya pumapasok.what could be the possible problem po kaya.thank you po

    ReplyDelete
    Replies
    1. Hi Renren, I hope you can already see your remittance. If you've used that money exchange before and all remittances were successful, then this one would also be processed. There might just be some glitch. I can't think of a reason right now. If not yet credited the next day, you might want to ask the exchange teller if your account no. was encoded correctly. I'm not sure if you can call by landline there so it would be toll-free: ETISALAT
      800-0630-0017

      Delete
    2. I mean call BPI using ETISALAT landline toll-free: 800-0630-0017

      Delete
  58. Hi mam nora ask ko lang po nais ko po na magpadala ng money sa BPI account ng kapatid ko sa pinas using may BDO account through online. Kaso nasa saudi po ako.ano po ba ang mga steps na dapat gawin?

    ReplyDelete
  59. from BDO to BPI
    Hi mrs nora I want to send money to my sibling's BPI account in the Phils using my BDO account through online. But I'm in Saudi. What are the steps to do?
    ANSWER: I'm assuming you've already registered your account in BDO online banking. If you can receive your OTP through your smartphone there in Saudi, you can transfer money from BDO to BPI, but if not, you'll not be able to transfer money. You can call BDO Saudi Arabia 800-863-0011 (toll-free if you use landline) to register your smartphone there.
    If you have a bank account in Saudi, you might want to read this: Send Money online from Saudi to a Philippine bank account

    ReplyDelete
    Replies
    1. It should be "You can call BDO: 800-863-0011"

      Delete
  60. Hi po maam ask ko lng po if posible po ba na mag change ng sender pag nag padala ka po ng money using bdo online.. send money to pick up any bdo anywhere po ung gamit ko.. i hope pwedi po thanks..

    ReplyDelete
  61. Will Facun
    Hi po is it possible to change the sender if I send money using bdo online. I use "send money for pick up any bdo anywhere". i hope it's possible. thanks..
    ANSWER:
    Sorry, what do you mean? There's "Send Money for Pickup at BDO Branch" -- your recipient can get the money at any BDO branch.
    Do you mean you have sent the money for pickup already, and now you want to change, for example, to Send to Any BDO account? If you're asking this, no, you can't change online, because after you click Submit, the process already starts.

    ReplyDelete
  62. pano po magtransfer online from bdo to bank of commerce? hindi ko po kasi maienrol yung boc sikapinoy account ko sa bdo online. thank you

    ReplyDelete
    Replies
    1. Hi nurse-dad, sorry you're not yet allowed to enroll your BOC account, but you can transfer money to it using the SEND MONEY service. click "Send Money to Another Local Bank". See the steps described above in the post.

      Delete
  63. pwede po ba ienrol ang bdo junior account sa bdo online? thank you

    ReplyDelete
    Replies
    1. Hi nurse_dad, yes, you can enroll your junior account in BDO Online since it's a savings account

      Delete
  64. Hello, ms nora, ask ko lang po nag send po kasi ung boss ko using bdo remit pick up to any bdo branch kaso namali po ung name na nailagay nya and it is twice, pano po mapapalitan ang name ko po dun? Ndi napo ba maieedit un? Then he tried transferring it again to my metrobank prepaid account kaninang 11am po, but i check my metrobank account online the money isnt there, but it says successful dun sa pinorward nyang reciept sakin with reference # tama naman po ung account number ko, kelan po magrereflect sa metrobank account ko ung tinransfer nya?

    ReplyDelete
    Replies
    1. Money transfer from BDO to Metrobank: Did your boss use the Send Money online service? Your boss sent it past 11 am, so it was not processed the same day. BDO's cut-off for Send-to-another-bank is 10am. It will be processed the next day. There are also cases that it's processed the 3rd day.
      About the money sent via BDO Remit pick-up: Did you mean Send Money for Pickup at BDO branch? Your boss should call 631 8000 to ask how to correct the mistake, or how to have the money returned to his account.

      Delete
  65. Hi good am mam,ask lng po if mag sendmoney po from abroad to philippines gamit ang Bdo online banking how much po ang limit ng pwde isend? Same lang pong BDO ang sendan ng money,and may charge po ba un kung abroad to phil? Thanks po

    ReplyDelete
  66. Hi good am mam,ask lng po if mag sendmoney po from abroad to philippines gamit ang Bdo online banking how much po ang limit ng pwde isend? Same lang pong BDO ang sendan ng money,and may charge po ba un kung abroad to phil? Thanks po

    ReplyDelete
    Replies
    1. Hi Bambina: if you use BDO online banking to send money from your BDO peso account to another peso BDO account, this is free if you have enrolled the other BDO account and linked it into your account. This has no amount limit because the other account has been pre-enrolled.
      If you send to an unenrolled BDO account, the maximum limit per day is 10,000 pesos. This is also free of charge.
      For both of these transactions, you need OTP, meaning your current smartphone number should have been registered with BDO, and it should be able to receive texts from the Philippines.

      Delete
    2. If you meant using the online banking system of your bank abroad (not Philippine-based bank) to send money to a BDO account, there will be a remittance fee because the money is being sent from abroad to the Philippines.

      Delete
  67. Thank you mam for your reply, :) yes po unenrolled account po nagsesend un sister ko po actually, nsa egypt po kc sya, ngaun po e di pa sya mkpag enroll ng accts kc po wla po atm machine dun, thanks po ulit

    ReplyDelete
  68. Thank you mam for your reply, :) yes po unenrolled account po nagsesend un sister ko po actually, nsa egypt po kc sya, ngaun po e di pa sya mkpag enroll ng accts kc po wla po atm machine dun, bali po sinesendan po nia ako gamit po un BDo online banking nia po pero nsa egypt po sya may charge po un mam? BDO din po un pinpadalhan nia dto philippines.thanks po

    ReplyDelete
    Replies
    1. Hi Bambina: do you mean hindi ma-enroll ng sister mo ang BDO account mo sa kanyang BDO online account kasi andon pa siya sa abroad? At ang nangyayari, ginagamit niya ang Send Money ng BDO online banking to send money to your unenrolled BDO account? Kung ganito, walang charge ito, kasi BDO to BDO.
      Yong pag-remit ng sister mo ng pera sa kanyang BDO account, yon ang merong remittance fee kasi money is sent from abroad.

      Delete
  69. Hi. Good morning. Ask ko lang kung gaano katagal matatanggap yung pinadala kong pera thru Send Money to another local bank (bpi). Nung Wednesday ko pa napadala, nabawasan na rin account ko. Pero until now di pa rin daw natatanggap. Thanks po

    ReplyDelete
  70. Good morning. Ask ko lang kung gaano katagal matatanggap ng receiver yung pera thru send money (bdo to bpi)? Kasi nung Wednesday ko pa yun na send. Until now di pa rin daw natatanggap. Thanks po.

    ReplyDelete
    Replies
    1. Hi Mha, it should have been transferred Thursday. Did you choose the correct bank? Bank of Philippine Islands or BPI Family Bank?

      Delete
  71. Hi Nora,

    Yesterday, someone completed the transfer around 7:33pm. Can I expect the money earlier than 7:33pm later?? His account was BDO and mine's BPI.

    Thank you so much!

    ReplyDelete
    Replies
    1. speed of transfer: It's possible you can get the money today, but it's more likely that you will get it tomorrow, based on comments here.

      Delete
    2. I understand miss Nora... last week kasi, the same client completed the transfer at around 6:30pm and it reflected on my account the next day at around 6:30pm din. Kaya I was just wondering. Is it the same case? Kasi what I know is that 6pm is already outside banking hours, correct?

      Thank you Nora!

      Delete
    3. Thanks for the info. It means that BDO has been improving its Send-Money-to-another-bank-account feature. In recent months, some have complained here that the transfer took 2 to 3 days.

      Delete
  72. Hi Ms. Nora How many days po yung money ma transfer from sg to bdo account?tnx!

    ReplyDelete
  73. Hi Ms. Nora, How many days po ang transfer from SG to BDO account? Thanks!

    ReplyDelete
    Replies
    1. Kung BDO remittance partner ang ginamit, dapat within the day, or the next day, andiyan na sa BDO account mo.

      Delete
  74. hi mam nora.
    Im expecting po kasi a remittance from someone galing Bangkok, Thailand. then sabi po nya napadala na daw po nung July 15 pa. Pero po hanggang ngayon kasi ay hindi pa nag aappear sa account ko on Kabayan Savings,bdo. it's almost 5 days na po. it is normal para ganito po katagal? btw i'm already receiving remittance from abu dhabi, and wala naman po problema. dito lang po kasi nagkaroon ee.

    ReplyDelete
    Replies
    1. Hi MAds, I hope you got the money already. If not yet, did he send it through his/her bank? Did you give BDO's swift code which is BNORPHMM? There could be an error in the encoding of your name and account no. Ask your sender to please check again with his/her bank.

      Delete
  75. NabiSun OnlineShop, about online fund transfer to international account July 24, 2016
    Hi Ms Nora, is it possible po ba money transfer via online banking from my BDO savings acct Php to international bank like Citibank in USD acct?
    ANSWER:
    Yes, but you should use your BDO US dollar account. You will use wire transfer. BDO does not yet offer a peso-to-US-dollar wire transfer online. Login to your BDO online account and click Send Money, then click Send Money via Wire Transfer.

    ReplyDelete
  76. First time ko po mag transfer from bdo to bpi account ko, 1pm ko ginawa but since now wala pa rin siya tho nareceieve ko yung email na completed and natransfer ko nga pero pag chinecheck ko bpi account ko hindi pa rin nadadagdagan.

    Can someone answer me?
    Thanks

    ReplyDelete
    Replies
    1. BDO to BPI transfer online: Tomorrow pa ma-credit sa BPI account mo yong transferred money mo, kasi 10 am ang cut-off ng BDO. Meron ding case na sa second day pa ma-credit, kasi transfer to another bank ito. Pero I hope na-plantsa na ang BDO-BPI link at talagang tomorrow na talaga ma-complete ang transfer.

      Delete
  77. Hi Ms. Nora,

    If I will do "FUND TRANSFER" (BDO ONLINE BANKING) from my BDO ACCOUNT to another local bank? Is there a charge of Php 100.00 or more ? Why is it stated in their site

    "Is there a service fee for BDO Online Banking Fund Transfers?
    No. This service is free of charge."


    Please reply.
    Thank you so much po. :-)

    ReplyDelete
    Replies
    1. BDO online transfer fees: Yes, there is a charge of 100 pesos for online transfer from BDO to another local bank. You will use the "Send Money" service.
      What is free is the "Fund Transfer" from a BDO account to another BDO account (enrolled) using the "Financial Services - Fund Transfer" service.
      The "Send Money to Any BDO account" (not enrolled) is also a free service.

      Delete
  78. Hi miss nora. Is there a chance na magsend thru online banking sa hindi na enrol na account? Nasa qatar na kasi ako, pero ang max per day lang na pwede ipadala sa another bdo account per day is 10k. Pag pick up anywhere naman is 50k. Wala pa atang toll free hotline dito. Pag kaya sa unenrolled other local bank account, magkano kaya magiging limit

    ReplyDelete
  79. Hi Nora can I transfer money to my RCBC checking account using the BDO online? Thanks

    ReplyDelete
    Replies
    1. Hi Danilo, yes, but you should transfer several business days ahead of the due date of the check you are funding because there have been cases that transfers were not completed within the day or the next day.

      Delete
  80. Nagsend ung fren ko ng money today around 12pm, so bukas din po ba ng 12pm papasok sa account ko. Bdo to pnb.

    ReplyDelete
    Replies
    1. Hi tiffanie: Based on BDO's announcement, dapat ma-credit sa PNB account mo yong money probably afternoon of Monday. Pero it's possible din na ma-delay, so pinaka-sure yong Tuesday.

      Delete
    2. Pwede po ba niya ipadala sa atm ko kasi payroll ko po yun?

      Delete
    3. Hi tiffanie, sorry hindi ko alam ang policy ng PNB sa payroll accounts, kasi sa BDO, ang payroll account nila ay hindi puedeng depositohan ng iba over the counter. Pero dahil online naman ito, at PNB, sana mas flexible ang PNB about their payroll accounts.
      Kapag halimbawa lang i-reject ng PNB ang transfer dahil ito ay payroll account, babalik ang pera sa BDO account ng sender mo, pero yong 100-peso charge ay hindi na ibabalik.

      Delete
  81. Ask ko lang po kung regarding sa pag fill up ng form yong receiver address po ba ay kailangan ilagay yong bank branch address? What if ang nalagay residence address?matatanggap din po ba yon?

    ReplyDelete
  82. Hi angelie: Tama yong naisulat mo, residence address ng receiver yon. Hindi yon address ng bank. Tama yong nailagay mo. Ang account no. naman andon na yong code kung saang branch ng bank yong account. Usually yong first 3 or 4 digits ng account no. ay code ng bank branch.

    ReplyDelete
  83. Hi Ms Nora, I'm trying to enroll a Landbank account to my BDO online fund transfer but upon enrolling it gave me an error as BDO requires 12 digits account no. Landbank's has only 10 digits. Should I add "00" first or at the end of the bank account?

    ReplyDelete
  84. Enroll Landbank account to BDO online fund transfer?: Hi Joy, sorry, online fund transfer is done only between BDO accounts. You can enroll another person's account to your account, but it should be a BDO account.
    What you can use to transfer to another bank is the "Send Money" service, which charges a fee of 100 pesos per transaction. You don't need to enroll the other account; you enter the other account's number as you perform the Send Money transaction.

    ReplyDelete
  85. good evening Maam Nora, can i transfer money fro my BDO to my BPI credit card through BDO Online Banking? Thank you very much.

    ReplyDelete
    Replies
    1. Hi karl, did you mean you want to pay your BPI credit card using your BDO online banking? If yes, sorry, BPI is not in the list of companies that you can pay through BDO online banking.
      If you want to transfer money from your BDO account to your BPI bank account, yes, you can. There's a 100-peso charge. The transfer is not immediate.

      Delete
  86. Hello Ms. Nora, nag transfer ako using ATM machine to another BDO account. 3PM (Friday). Nawala ko ung receipt but the amount was deducted from my savings account. Now, I need to get the reference number or copy of the receipt as a proof na nage send ako ng payment. Is it possible to get that information, since wala naman notification na send sa email ko.

    ReplyDelete
    Replies
    1. Hi paula: enroll in bdo online banking, so you can see your transaction history, and get proof that you transferred money to a certain account.

      Delete
  87. Thank you for this information. Very helpful and have confidence now to do a Send Money from BDO Online

    ReplyDelete
  88. hi ms nora..i just want to know what os SFER error code means? Im trying to do a fund transfer and im getting the said error message amd this is the first time i encountered it..appreciate your response on this. thansk!

    ReplyDelete
  89. hi ms nora..i just want to know what os SFER error code means? Im trying to do a fund transfer and im getting the said error message amd this is the first time i encountered it..appreciate your response on this. thansk!

    ReplyDelete
    Replies
    1. Hi Sheila: Sorry I have not encountered such error. Since you have already transferred before and you know already the procedure, and it's not likely that you made an error, make your transfer later, perhaps after an hour. Maybe the BDO system is encountering some glitches at this time, or they're making some maintenance processes without putting the whole website down.

      Delete
  90. Hi Nora,

    Ask ko lang regarding my online transaction. Nag send money ako from bdo to bpi family savings. Mali ung bank na napili ko. Dapat ay bpi savings lang. How can I cancel the transaction and make it right. Thanks

    ReplyDelete
    Replies
    1. Hi Darwin, sorry, according to BDO, pag na-submit mo na, mapa-process na, and can no longer be cancelled.
      What will happen is that BPI Family Savings will reject the transfer, and BDO will return the money to your BDO account. I don't know how many days this process will take. Your money will be returned, but the 100-peso charge will no longer be returned.

      Delete
  91. Nagtransfer ako ng funds from my bdo account to my cousin's BPI savings account. I selected BPI savings pero dun sa records bpi family savings nakalagay. Is this fine? If not, how can I cancel it?

    ReplyDelete
    Replies
    1. Hi RJ : If the bank is BPI, you should have chosen Bank of Philippine Islands. If the bank is BPI Family, you should have chosen BPI Family Savings Bank. If you chose the wrong bank, the money will not be accepted and it will be returned to BDO. BDO will credit back the money to your account. The 100-peso transfer charge will not be returned.
      Bank of the Philippine Islands (BPI) is the parent company of BPI Family Savings Bank. They are different banks. Related lang sila.

      Delete

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