Transfer Money Online from BDO to BPI and Other Local Bank Accounts

Updated July 2020

Now you can transfer money online from BDO to BPI and to any other local bank account
almost instantly
available 24/7
using INSTAPAY (already in BDO system)
using your BDO online or mobile banking
FREE transfers until August 31, 2020
50 pesos per transfer after

You can TRANSFER MONEY ONLINE from BDO to BPI or to any other local bank in the bank list below (scroll down).

Just login, then press Send Money,
then press To Another Local Bank

The charge is 50 pesos per transfer, starting Sep 1, 2020.

How to Transfer Money Online from BDO to Another Local Bank Account:

If you’re using your PC:

1.  Login to your BDO online banking account
2.  Click “Send Money
3.  Click “To Another Local Bank
4.  Enter details:

  • Settlement Type:  Credit to Another Local Bank
  • Transaction Type: Credit to Other Bank
  • Value Date:  (Date of Transaction)
  • Transfer from:  (Your BDO account)
  • Amount:
  • Destination Bank: (Choose from Dropdown list of banks)
    See below list of banks
  • Destination Account:

5. Enter other details:

  • Sender Name:
  • Address 1:
  • Address 2:
  • Mobile Number:
  • Birth Date:
  • Receiver Name:
  • Receiver Address 1:
  • Receiver Address 2:
  • Birth Date:
  • Gender:
  • Mobile Number:
  • Purpose of Transaction:
If you’re using your phone’s BDO Mobile Banking App
1.  Go to your BDO mobile app
2.  Login
3.  Press Send Money
4.  Press To Another Local Bank
5.  Under Transaction Type, choose Credit to Other Bank
6.  Under Transfer from
Choose the account you will transfer from
7.  Amount: Type amount
8.  Under Destination Bank, choose bank to transfer to
Scroll the dropdown
9.  Type Destination Account Number
10. Type your information
Last Name
First Name
Middle Initial
Address 1
Address 2
Mobile Number
Birth Date: MM/DD/YYYY
11.  Type your receiver’s personal information
Last Name
First Name
Middle Initial
Address 1
Address 2
Birth Date: MM/DD/YYYY
Gender
Mobile Number
Purpose of Transaction
If you like to save above information for future transfers, Save Template
Template Name
Template Description
12. Press Confirm
LIST OF BANKS to which You Can Transfer Money Online from your BDO account:
  • ABN Amro Bank (10 digits)
  • Allied Savings Bank (now PNB Savings Bank, 10 digits)
  • AMA Bank (16 digits)
  • ANZ Bank (11 digits)
  • Asia Trust Development Bank (10 digits)
  • Asia United Bank (AUB, 10 digits)
  • Asia United Bank (AUB, 12 digits via Instapay)
  • Asian Development Bank (ADB, 10 digits)
  • Bangkok Bank (13 digits)
  • Bank of Commerce (BCommerce or Bancom, 12 digits via Instapay)
  • Bank of the Philippine Islands (BPI; some call this bank BPI Islands,
    via Instapay)
  • Bank of Tokyo (13 digits)
  • Bank One Savings and Trust Corp. (10 digits)
  • BPI Family Savings Bank (10 digits)
  • China Bank (12 digits)
  • China Bank (10 digits via Instapay)
  • China Bank Savings (12 digits via Instapay)
  • China Bank (10 digits via Instapay)
  • Chinatrust Bank (12 digits via Instapay)
  • Citibank (10 digits)
  • Citibank (16 digits)
  • Citibank Savings (10 digits)
  • Citibank Savings (16 digits)
  • City Savings Bank (10 digits)
  • City State Savings (12 digits)
  • Deutsche Bank (1o digits)
  • Development Bank of the Philippines (DBP, 13 digits)
  • Development Bank of the Philippines (DBP, 10 digits via Instapay)
  • East West Bank (10 digits via Instapay)
  • East West Bank (12 digits via Instapay)
  • Ecology Savings Bank (10 digits)
  • Equicom Savings Bank (14 digits via Instapay)
  • Filipino Savers Bank (A Rural Bank, 10 digits)
  • First Allied Bank (10 digits)
  • First Consolidated Bank (14 digits)
  • First Macro Bank (8 digits)
  • G Exchange Inc. (11 digits via Instapay)
  • GSIS Family Bank (12 digits)
  • Guagua Savers Bank (8 digits)
  • Hongkong and Shanghai Banking Corp. (HSBC, 12 digits)
  • HSBC Savings (12 digits)
  • Insular Savings Bank (10 digits)
  • Islamic Bank (Al-Amanah Bank, 10 digits)
  • Land Bank of the Philippines (Landbank, via Instapay)
  • Luzon Development Bank (1o digits)
  • Malayan Bank (15 digits)
  • Malayan Savings Bank (12 digits via Instapay)
  • MayBank Philippines (12 digits)
  • MayBank Philippines (11 digits via Instapay)
  • Metropolitan Bank and Trust Co. (Metrobank, 10 digits)
  • Metropolitan Bank and Trust Co. (Metrobank, 13 digits via Instapay)
  • Omnipay Inc. (16 digits via Instapay) (
  • Partner Rural Bank (Cotabato) (via Instapay)
  • Paymaya Inc. (11 digits, via Instapay)
  • Penbank (A Private Development Bank, 10 digits)
  • Philippine Business Bank (12 digits via Instapay)
  • Philippine National Bank (PNB, 10 digits)
  • Philippine National Bank (PNB, 12 digits via Instapay)
  • Philippine National Bank Savings (PNB Savings, 10 digits via Instapay)
  • Philippine National Bank Savings (PNB Savings, 12 digits via Instapay)
  • Philippine National Bank Savings (PNB Savings, 16 digits via Instapay)
  • Philippine Postal Savings Bank (now Overseas Filipino Bank, 12 digits)
  • Philippine Bank of Communications (PBCom, via Instapay)
  • Philippine Savings Bank (PSBank, 12 digits via Instapay)
  • Philippine Trust Co. (10 digits)
  • Philippine Trust Co. (12 digits via Instapay)
  • Philippine Veterans Bank (Veterans, 10 digits)
  • Philippine Veterans Bank (Veterans, 13 digits via Instapay)
  • Planters Development Bank (10 digits)
  • Premiere Development Bank (acquired by Security Bank, 12 digits)
  • Rizal Commercial Banking Corp. (RCBC, 12 digits via Instapay )
  • Rizal Commercial Banking Corp. (RCBC, 15 digits via Instapay )
  • Rizal Commercial Banking Corp. (RCBC, 16 digits via Instapay )
  • Rizal Commercial Banking Corp. Savings (RCBC Savings, 10 digits)
  • Rizal Commercial Banking Corp. Savings (RCBC Savings, 16 digits via Instapay )
  • Robinsons Bank Corp. (12 digits)
  • Sarangani Rural Bank (10 digits)
  • Security Bank (13 digits via Instapay)
  • Security Bank Savings (13 digits)
  • Standard Chartered Bank (13 digits)
  • Sterling Bank (12 digits via Instapay)
  • Sterling Bank (15 digits via Instapay)
  • Sterling Bank (16 digits via Instapay)
  • Summit Bank (8 digits)
  • Sun Savings Bank (via Instapay)
  • UCPB Savings Bank (10 digits)
  • UCPB Savings Bank (11 digits, via Instapay)
  • Union Bank of the Philippines (via Instapay)
  • United Coconut Planters Bank (UCPB, 10 digits via Instapay)
  • United Coconut Planters Bank (UCPB, 12 digits via Instapay)
  • United Overseas Bank (UOB, 12 digits)
  • University Savings Bank (15 digits)
  • Veterans Bank (10 digits)
  • Yuanta Savings Bank (via Instapay)
How Much is the Transfer Charge? 

50 pesos per transfer, deducted from your account

Note:  The receiver should not be charged.

How Fast Will the Money Be Credited to the Recipient Account?
An Instapay transfer is credited to the receiving account instantly.

Special Warning for Those Funding Cheques:
If you plan to use this online money transfer service to fund a cheque, transfer a few days ahead of the cheque’s due date. Make sure to monitor the transfer to ensure your cheque will be funded and won’t bounce.

Are there minimum and maximum limits in the amounts of money we can send?
Yes.
The minimum is 100 pesos.
The maximum is 50,000 pesos per day, or 5 Send Money transactions per day.

What happens if I entered a wrong bank name, account name or account number?
Sana walang account name at account number na ganon doon sa other bank. Kung meron (parang wala pa naman yatang nangyari na ganito), mapupunta doon sa account na yon at hindi mo na mababawi pa, kung yong nakatanggap ay ayaw isoli.

If that wrong account name and account number does not exist in the other banks’ records, the other bank will reject your transfer. BDO will return your money to your account, in 1 to 2 days. The 50-peso fee will not be returned, kasi nag-transfer naman yong BDO, hindi lang tinanggap ng other bank.
After 2 or 3 days at hindi pa naibabalik sa account mo, call BDO: 8-631-8000. Busy ngayong pandemic ang BDO, so puede kang mag-private message sa Facebook page ng BDO: https://www.facebook.com/BDOUnibank/. Be ready with your bank details and the details of your Send Money transaction.

Which online money transfer is free with BDO online banking?
It’s free if you transfer money from your BDO account to another BDO account which you have previously enrolled and have activated via a BDO atm machine using your atm card.

You can enroll up to 20 BDO accounts. They can be your other BDO accounts or other persons’ BDO accounts.As of now, the Send Money to an Unenrolled BDO account is free. Apparently, there will be a charge for this transfer in the future.

Are there cheaper online money transfers in the Philippines?
Yes, online transfers using bancnetonline.com and unionbankph.com are cheaper. But your account need to be, respectively, a Bancnet-member bank account or a Union Bank Eon Visa debit card account.

Fee for Eastwest’s Instapay transfer is only 5 pesos.
Banks charging only 10 pesos:
AUB, Bank of Commerce, China Bank, China Bank Savings, Maybank and Union Bank
Let’s check out Instapay fees when the Free-Instapay period is over, and we’ll see which banks have the lowest Instapay fees.

I have an Eastwest account, so I hope Eastwest retains its 5-peso fee for a long time.

Send Money to Unenrolled BDO Account

282 Comments

  1. Jaff 07/21/2015
  2. Dande Serot 08/02/2015
  3. Nora Tamba 08/02/2015
    • vea depayso 05/16/2017
    • vea depayso 05/16/2017
    • anonimous 06/05/2017
    • Malene Briones 06/14/2017
    • Anonymous 08/28/2017
    • Anonymous 02/18/2018
    • Anonymous 02/21/2018
    • Anonymous 08/16/2018
    • Apo Linaryo 10/08/2018
  4. Anonymous 08/14/2015
    • Unknown 02/15/2017
  5. Nora Tamba 08/14/2015
    • Anonymous 01/09/2016
    • Roberta Espia 02/29/2016
    • Miss Angelica 05/28/2016
    • Anonymous 08/23/2016
      • Christine D. 08/21/2019
        • Nora 08/22/2019
  6. Unknown 10/15/2015
    • Nora Tamba 10/15/2015
  7. Mina Palencia 11/29/2015
  8. Nora Tamba 11/29/2015
  9. Anonymous 12/07/2015
  10. Nora Tamba 12/07/2015
  11. Anonymous 12/10/2015
    • Nora Tamba 12/10/2015
  12. Anonymous 12/14/2015
  13. Unknown 12/14/2015
    • Nora Tamba 12/14/2015
  14. Anonymous 12/14/2015
    • Nora Tamba 12/14/2015
    • Anonymous 08/28/2017
  15. Anonymous 12/15/2015
    • Nora Tamba 12/16/2015
    • Mary Grace Berjame 02/17/2017
  16. Anonymous 12/17/2015
  17. Anonymous 12/18/2015
  18. Nora Tamba 12/18/2015
    • Anonymous 12/18/2015
    • Nora Tamba 12/19/2015
  19. Ddg 12/23/2015
    • Nora Tamba 12/23/2015
    • Nora Tamba 12/25/2015
    • Unknown 06/03/2016
  20. chris wright 12/24/2015
    • Nora Tamba 12/24/2015
    • Mark David Cruz 11/02/2017
  21. Anonymous 12/29/2015
  22. Anonymous 01/06/2016
  23. DrawdE811 01/13/2016
    • Nora Tamba 01/13/2016
    • Eniarrol Oremaj 05/25/2016
      • mark pestilos 05/11/2019
        • Nora 05/11/2019
    • Anonymous 12/04/2017
  24. Daniel Bernabe 01/26/2016
    • Nora Tamba 01/27/2016
    • Nora Tamba 01/27/2016
    • Monique De Lara 01/29/2018
  25. Daniel Bernabe 01/27/2016
  26. Anonymous 02/03/2016
  27. Vii Ckii 02/03/2016
    • Nora Tamba 02/10/2016
    • Unknown 07/24/2016
    • NabiSun OnlineShop 07/24/2016
  28. Ryan Salvagon 02/17/2016
  29. Nora Tamba 02/17/2016
  30. Anonymous 02/24/2016
    • Nora Tamba 02/24/2016
  31. Christine olivarez 02/24/2016
  32. Nora Tamba 02/24/2016
    • Anonymous 02/27/2016
  33. Lyca DB Atienza 02/27/2016
    • Nora Tamba 02/27/2016
  34. Nora Tamba 02/27/2016
  35. Nora Tamba 02/29/2016
  36. Unknown 03/07/2016
  37. Nora Tamba 03/08/2016
    • Eun Cardinoza 10/14/2016
  38. Marte Magana 03/11/2016
    • Nora Tamba 03/12/2016
  39. Anonymous 03/15/2016
  40. Nora Tamba 03/15/2016
  41. Anonymous 03/15/2016
    • Nora Tamba 03/15/2016
    • Anonymous 03/16/2016
  42. Anonymous 03/16/2016
    • Nora Tamba 03/18/2016
  43. Nora Tamba 03/18/2016
    • Julie 08/17/2016
    • Nora Tamba 03/19/2016
  44. Anonymous 03/30/2016
  45. Marvin Benitez 04/27/2016
  46. Nora Tamba 04/27/2016
    • Marvin Benitez 04/27/2016
    • Nora Tamba 05/01/2016
  47. Anonymous 04/29/2016
  48. Nora Tamba 05/03/2016
  49. Anonymous 05/10/2016
  50. Nora Tamba 05/10/2016
  51. Nicole Aquino 05/17/2016
    • Nora Tamba 05/17/2016
  52. GeriLen Elinessete 05/18/2016
  53. Miss Angelica 05/28/2016
  54. Nora Tamba 05/28/2016
    • Miss Angelica 05/28/2016
    • Nora Tamba 05/28/2016
    • Miss Angelica 05/31/2016
    • Nora Tamba 05/31/2016
    • Miss Angelica 06/01/2016
    • Nora Tamba 06/01/2016
  55. Unknown 06/03/2016
  56. Renren Berana 06/03/2016
    • Nora Tamba 06/04/2016
    • Nora Tamba 06/04/2016
  57. Anonymous 06/11/2016
  58. Nora Tamba 06/11/2016
    • Nora Tamba 06/12/2016
  59. Will Facun 06/17/2016
  60. Nora Tamba 06/18/2016
  61. nurse_dad 06/19/2016
    • Nora Tamba 06/24/2016
  62. nurse_dad 06/19/2016
    • Nora Tamba 06/24/2016
  63. Unknown 07/03/2016
    • Nora Tamba 07/03/2016
  64. Bambina Valdez 07/04/2016
  65. Bambina Valdez 07/04/2016
    • Nora Tamba 07/04/2016
    • Nora Tamba 07/04/2016
  66. Bambina Valdez 07/04/2016
  67. Bambina Valdez 07/04/2016
    • Nora Tamba 07/09/2016
  68. Mha 07/08/2016
  69. Mha 07/08/2016
    • Nora Tamba 07/08/2016
  70. Anonymous 07/12/2016
    • Nora Tamba 07/12/2016
    • Anonymous 07/12/2016
    • Nora Tamba 07/12/2016
  71. Unknown 07/13/2016
  72. Anonymous 07/13/2016
    • Nora Tamba 07/13/2016
  73. MAds 07/20/2016
    • Nora Tamba 07/21/2016
  74. Nora Tamba 07/24/2016
  75. Anonymous 08/03/2016
    • Nora Tamba 08/03/2016
  76. Unknown 08/10/2016
    • Nora Tamba 08/10/2016
  77. Anonymous 08/18/2016
  78. Danilo Benitez 08/22/2016
    • Nora Tamba 08/29/2016
  79. tiffanie famorcan 09/04/2016
    • Nora Tamba 09/04/2016
    • tiffanie famorcan 09/04/2016
    • Nora Tamba 09/05/2016
  80. angelie paquigbao 09/05/2016
  81. Nora Tamba 09/05/2016
  82. Joy 09/08/2016
  83. Nora Tamba 09/08/2016
  84. karl gagelonia 09/26/2016
    • Nora Tamba 09/26/2016
  85. paula balajadia 09/30/2016
    • Nora Tamba 09/30/2016
  86. elwhizard 10/14/2016
  87. Sheila Poserio 10/23/2016
  88. Sheila Poserio 10/23/2016
    • Nora Tamba 10/23/2016
  89. Darwin Pangilinan 12/01/2016
    • Nora Tamba 12/03/2016
  90. RJ Malicdem 12/02/2016
    • Nora Tamba 12/03/2016
  91. Mark Alvin Juan 12/19/2016
    • Nora Tamba 12/19/2016
  92. Julienne Harris 12/19/2016
    • Nora Tamba 12/21/2016
  93. Catherine dela cruz 12/20/2016
  94. Nora Tamba 12/21/2016
  95. Catherine dela cruz 12/21/2016
    • Nora Tamba 12/24/2016
  96. Catherine dela cruz 12/21/2016
  97. Jerome James 12/23/2016
    • Nora Tamba 12/24/2016
    • Nora Tamba 12/24/2016
  98. Cherlyn Sabal 12/24/2016
    • Nora Tamba 12/24/2016
  99. Wilfred Lanzaga 12/26/2016
    • Nora Tamba 12/26/2016
  100. Annaliza Lumpas 12/29/2016
    • Nora Tamba 01/04/2017
  101. leejun olitoquit 01/07/2017
    • Nora Tamba 01/07/2017
  102. Charm Cast 01/14/2017
  103. Charm Cast 01/17/2017
  104. Charm Cast 01/17/2017
  105. Marianne Calalo 02/03/2017
  106. Unknown 02/06/2017
    • Nora Tamba 02/07/2017
  107. Elbert Medel 02/16/2017
  108. Nora Tamba 02/17/2017
  109. Marjorie 02/18/2017
    • Nora Tamba 02/18/2017
  110. Zion 03/12/2017
    • Nora Tamba 03/12/2017
  111. Anonymous 03/16/2017
    • Nora Tamba 03/17/2017
  112. Catalino Jr Calacar 04/01/2017
  113. Joery Duco 04/19/2017
    • Joery Duco 04/19/2017
    • Anonymous 08/24/2017
    • Nora Tamba 01/29/2018
  114. Unknown 06/24/2017
  115. Unknown 06/30/2017
  116. Engelyn Bayon-on 08/03/2017
  117. Engelyn Bayon-on 08/03/2017
  118. Unknown 08/17/2017
  119. Anonymous 08/24/2017
    • Anonymous 08/24/2017
  120. DARWIN JEFFERY 08/25/2017
  121. Roselyn Raon 09/04/2017
  122. Unknown 09/18/2017
  123. Denzel Connor 11/12/2017
  124. BRYAN WHYTE 11/16/2017
  125. Anonymous 12/04/2017
  126. Lil Beast Mode 12/24/2017
    • Nora Tamba 12/24/2017
  127. Anonymous 01/03/2018
  128. Unknown 02/06/2018
  129. Unknown 02/06/2018
  130. Jen Niffer 02/23/2018
  131. Nora Tamba 02/23/2018
  132. Anonymous 04/25/2018
  133. Nora Tamba 04/25/2018
  134. Anonymous 05/11/2018
  135. Anonymous 07/22/2018
    • Nora Tamba 08/20/2018
  136. Unknown 09/07/2018
  137. Unknown 09/09/2018
  138. Abby 11/22/2018
    • sophia 11/23/2018
  139. Jonathan Depaling 12/03/2018
  140. jonathan Depaling 12/03/2018
    • sophia 12/03/2018
  141. lhala 12/10/2018
    • sophia 12/10/2018
  142. pain 01/30/2019
  143. Jena Mayang 02/18/2019
    • Nora 02/19/2019
  144. Ces 04/02/2019
    • Nora 04/02/2019
  145. John 05/28/2019
    • Nora 05/31/2019
  146. annalyn 11/10/2019
    • Nora 11/10/2019
  147. Elaine 02/18/2020
    • Nora 02/19/2020
  148. yul leo ricafrente 03/24/2020
    • Nora 03/24/2020
  149. Yhan 03/26/2020
    • Nora 03/26/2020
  150. Janella 04/04/2020
    • Nora 04/05/2020
  151. JHOANA U. MAYO 04/06/2020
    • Nora 04/06/2020
  152. JHOANA U. MAYO 04/06/2020
  153. Romel 04/23/2020
    • Nora 04/24/2020
  154. Audrey Shane Angue 09/27/2020
    • Nora 09/27/2020
  155. Ell 12/08/2021
    • Nora 12/08/2021
  156. Pinky 02/12/2022
    • Nora 02/12/2022

Leave a Reply