What is a Routing No.?

It is a 9-digit number that identifies your bank and your bank branch. The first 5 digits identifies your bank. The other 4 digits identifies your branch location.

In the Philippines, you can see your bank’s Routing No. on a cheque issued by your bank. It’s the R/T No. on the top right portion of your bank’s cheque.

Your bank’s R/T Nos. will have the same first 5 digits. The other 4 digits will vary, as these will represent the branches of your bank. Each branch of your bank will have a different 4-digit.

Routing Nos. for Paypal and Upwork, formerly Odesk

If you need a Routing No. to link to your Paypal account, or to your account with Upwork, formerly called Odesk, use your bank’s Routing No. in this set of Routing Nos. below.

In the Philippines, a Routing No. is sometimes called Paypal Code because this is the number required by Paypal to link your bank account to Paypal.

Upwork, formerly called Odesk, also uses Routing Nos. to transfer funds to the bank accounts of its workers in the Philippines.  It calls a Routing Number a BRSTN, which stands for Bank Routing Symbol Transit Number.

For Upwork, you need to use the BRSTN of your bank’s head office. If your bank is a subsidiary bank, use the BRSTN of your parent bank’s head office. It will be your account number that will identify your branch. If your branch has a BRSTN, do not use it because the Upwork system will not recognize it. Use your bank’s head office BRSTN.

Routing Numbers of Philippine Banks for Paypal or BRSTN for Upwork

These are ROUTING NOS. or BRSTN of HEAD OFFICES OF PHILIPPINE BANKS

ROUTING No.     or BRSTNBANK
011020011   Asia United Bank  (AUB)
010700015 Australia-New Zealand Bank (ANZ)
010530667BDO Unibank
010670019Bangkok Bank Public Co.
010120019 Bank of America
011140014 Bank of China
010440016 Bank of Commerce
010040018Bank of the Philippine Islands (BPI)
010100013China Banking Corp.
010690015Chinatrust Commercial Bank Corp. (CTCB)
010070017Citibank
010650013 Deutsche Bank
010590018Development Bank of the Philippines (DBP)
010620014East-West Banking Corp.
010060014Hongkong and Shanghai Banking Corp. (HSBC)
010720011JP Morgan Chase Bank
010710018Korea Exchange Bank
010350025 Landbank of the Philippines
010220016 Maybank Philippines
010269996Metropolitan Bank and Trust Co. (Metrobank)
010640010Mizuho Corporate Bank
010110016Philippine Bank of Communications
010080010Philippine National Bank (PNB)
010090039Philippine Trust Co. (Philtrust)
010330016Philippine Veterans Bank
010280014Rizal Commercial Banking Corp. (RCBC)
010140015Security Bank Corp.
010460012The Bank of Tokyo Ltd.
010050011The Standard Chartered Bank
026002561 or 010419995Union Bank of the Philippines
026002561 (posted by Union Bank on Twitter)
010419995 (Union Bank Ortigas branch; used by Upwork)
010270341 United Overseas Bank Philippines
 

In the USA, a Routing No. is also called Routing Transit No. (RTN), or ABA Routing No. or checking account Routing No. It’s mainly used for tracking CHECKS.

Routing Nos. are issued by the American Bankers Association (ABA). The ABA developed Routing Nos. in 1910 mainly to track checks. Now, a Routing No. is also used in other negotiable instruments, automated clearinghouses, electronic funds transfer and online banking

For big banks with many branches in different states, the RTN denotes the region or location of the branch where the checking account was opened.

Sources:
Paypal Codes for Philippine banks, according to Ebay Philippines
Upwork BRSTN Nos. in Different Countries, including Philippines
ABA Routing Nos.

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