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  1. Hi po.. ask ko lang po kung anung ibig sabihin nito "Temporarily unable to process this transaction.." tpos naka lagay po sa receipt ko ay "Card not effective" ano po dapat gawin? salamat po sa tutugon.

    1. Hi. Sa pag kakaalam ko po kapag ganyan, your balance is negative already so kapag ganyan you need to go back to the bank so they can help you na magamit ulit ung card niyo po

  2. Hello po. Student po ako. Gsto ko po sana magopen ng easy saver acc. pero po yung sa requirements, ID and NSO birth certificate lang ang meron ako. Makakapag opon padin po ba ako kahit yun lng? Reply po pls. Asap. Thanks.

  3. About a student who wants to open a BPI Easy Saver account, Janelle Caranto October 10, 2015
    Hello po. I'm a student. I want to open an easy saver acc. but I only have these requirements, ID and NSO birth certificate. Can I open an account? Reply po pls. Asap. Thanks.
    ANSWER:
    Yes, bring your student ID with photo and school head's signature plus 2 ID photos. Bring your registration form if you have, and yes, bring your NSO cert in case they need it.

    1. Hi po pwede po ba magdeposit mama ko sa ibang bank PNB for example sa atm account ko sa bpi?

    2. im a student po, gusto ko lang po sanang tanong kapag po ba nakapag open ka ng account nung feb tapos hindi pa po nahuhulugan hanggang ngayong april, hindi pa po ba mag coclose or pwede pa po bang hulugan? thankyou po

  4. Hi, when opening an account with easy saver, do u still check your adverse list? I was declined by another bank because of this. And what can i do to be able to open a savings account. Thanks

    1. About banks' adverse action notice list or negative list : Sorry I don't work with BPI. Try to apply for an Easy Saver account. Then if they deny you, try other banks. Try a smaller savings bank or a rural bank; I think many smaller banks do not yet have access to the negative lists of bigger banks.

    2. Regarding bpi express teller napalitan ko ung pin dun sa sinabng date kung kelan need palitan successfull nmn nung mag change pin ako. Ngaun nag wwidrw ako lumalabas error pin lenght/invalid account type/no account possible po ba na nka deactivate ung card ko?

    3. @Nora Tamba: maam ano po ung pinagkaiba ng debit card at tsaka ung zero balance aacount? ung express teller card po?

    4. Hi maycepe: Yong express teller card, atm card or debit card ay pare-pareho. Yang card ay ibibigay sa yo kapag mag-open ka ng zero balance account. Yong zero balance account refers to your account na hindi mo kelangang mag-maintain ng pera sa account. Pumasok ang word na "debit" sa atm card kasi common na ngayon yong ginagamit ang atm card sa pag-debit sa supermarket cashier o department store, etc. Thanks for asking. Ayusin ko yong post ko sa taas para hindi nakakalito.

  5. About BPI Express Teller PIN change October 30, 2015
    Regarding bpi express teller, I changed my pin within the change-PIN period, and it was successful. Now I am withdrawing, and this error appears: pin length/invalid account type/no account. Is it possible my card was deactivated?
    ANSWER:
    Try balance inquiry, and if your balance appears, this means you're allowed only for balance inquiry for the meantime. Call BPI 89-100 so you can confirm to them that it was you who changed your PIN. Be ready with your account no., other personal info, and the date and time when you changed your PIN.
    I've been a BPI account owner for years, and when I changed my PIN recently, I also had to call BPI before I could withdraw.

    1. Hello po. I'm planning to open a BPI account po but I cannot finalize what type of PBI account must I open. Ano po ang mas maganda BPI Easy Saver or BPI Express Teller?

  6. Ask ko lng po kung pde mag withdraw for example 250php, 220php or 270php s easy savers account? Thank you.

  7. About withdrawing 250php, 220php or 270php November 2, 2015
    Can we withdraw for example 250php, 220php or 270php from our easy savers account? Thank you.
    ANSWER:
    From the atm machine, no, you cannot withdraw those amounts because the smallest bill in the atm is the 100-peso bill. There's no 20-peso or 50-peso bill in the atm machine.
    If you withdraw over the counter, you can withdraw those amounts, but you will pay a fee because your account is atm-based.
    If you like to use your balance including the cents, you can use your atm to pay your purchase at a store or supermarket that has a Megalink or Express Net swipe system.

  8. Need your help po
    Dito sa bpi bakit pa kailangan ng tin number eh wala pa aq ganun PO eh requirements po yun dito sa bpi tanza cavite.. Help po

  9. About TIN for bank account opening, Kimberly Guillermo
    November 3, 2015
    Need your help po. Here at bpi, why do they require a tin number. I don't have it. It's a requirement here at bpi tanza cavite. Help po
    ANSWER:
    Hi Kimberly, check this BIR Eregistration from time to time, and if this page is active again, apply for your eTIN online.
    Banks require TIN because they use it for the 20%-withholding-tax that they deduct from interest earned.
    Some banks do not require TIN if what you present is a student ID with current school registration card.

  10. OFW FROM KUWAIT……ask ko lang po about sa bpi xpress international wat if kung hinde po pumasok yung mga hinuhulog sa account or may isang transaction na hinde pumasok. panu po kea ang gagawin magagawan po b ng paraan yun.pero may mga resibo po per transaction at hinde pa po pala sya na change pin.. for 2 years.. pero palage pong nag dedeposit sa acoount maraming salamat po god bless

  11. OFW FROM KUWAIT, about remittances to BPI account November 13, 2015
    May I ask about bpi xpress international. What if my remittances are not deposited to my account? Or what if one remittance does not get credited? Is there a way to remedy it? But there's a receipt per transaction. By the way, I have not changed my PIN for 2 years. But I have been depositing frequently to my account. Thanks a lot po. god bless
    ANSWER:
    Are you using a BPI remittance partner to send money from Kuwait? Remittance is better with partners.
    Enroll in BPI online banking so you can check your account balance. Prepare your user name and a strong password. This is how toenroll in BPI online banking while abroad. When successfully enrolled, always logout after using, and if using public computers, always clear history.
    If later on you use a smartphone for your online banking, it's advisable that you do not activate the Send Money to an Unenrolled Account. Anyway, this cannot be activated while you're abroad because the activation is completed using a BPI atm machine.

  12. Hi! I availed easy saver last nov 11 in our school. The assistant said that i can only change pin on the dates of nov 17 and 18. When I read the letter they have given me, it says 2 banking days. So I change my pin Nov 13 but transaction not allowed. Then day 18 came, I also change the pin but in BPI not in family savings bank because I don't know where I could change the pin, it also said that the transaction wasnt allowed and i have no record in bpi. So today this morning, I changed my pin in family savings bank but again, transaction not allowed. I insert the card again for the last time to change the pin and it says, pin incorrect. What should I do??? I hope you understand me and thanks you if you will answer me. 🙂

  13. Hi. pwede po ba ako mag deposit ng cheke sa esavers account. example cheke from veterans na naka-name saken, pwede po ba diretso ko na ideposit yun sa esavers ko?

  14. Hi mam ask ko lang po . may tin id ako, as my primary id, secondary ko po ung mga barngay clearance, police clearance and police id, nso birth cert., philhealth id,

    Makakapagopen po ba ko ng easy saver account ? Ngtry po kc ako sa novaliches branch pero hnhnapan prn ako ng isa dhl tin id daw ang meron wala pa po kc ako sss E un ang hnhnap pa skn, pepede po b ung mga ids ko na yan sa branch ng fairview?

  15. Hi mam, ask ko lang po kailangan na po ba talaga mag balance inquiry bago mag withdraw through ATM Machine?

    Thanks you.

  16. About the need to make a balance inquiry before withdrawal:
    Do we need to perform balance inquiry before withdrawing from an atm machine?
    ANSWER:
    No, you don't need to make a balance inquiry. You can withdraw immediately. But if you are withdrawing from atm machines very far from your place, or if it's night time or weekends/holidays, it is wise to make a balance inquiry first, in case the machine is out of order, or in case there's a glitch.

  17. Is this still available?

    1. Yes, you can open this account at a BPI or BPI Family branch. Bring 2 valid photo IDs, TIN, and 2 id photos. Some might require proof of address, so bring any bill in your name and address.

  18. Hi po. I opened this atm account last June. It's a zero balance account. I was intending to use it for sending my wage to my mom because I thaought my mom's account is not acceptable in my employer. however my mom's account was accepted by my employer thus the remittance goes directly to her account nalang. So, i have forgotten about this one. Can I ask of what would be the status of this account? Am i going to pay for not depositing for almost 5 months already starting from opening the account? or will it be deactivated??? or what?

    1. Your account is still active. No, you won't pay any charge for not depositing for several months. It will become dormant after 2 years of no deposit or withdrawal.

  19. Hi good afternoon, question lang po. I applied for the BPI card na may 3k maintaining balance. Nabawasan ko sya ng 1200 pesos, makain na po ba yung remaining balance ko? Or bawasan po nila yung next kong ideposit? Thanks in advance for those who'll answer.

    adtrealtyandi@yahoo.com

  20. Hi goodafternoon, question lang po. Nag open ako ng BPI acct na may 3k maintaining balance, kaso nabawasan ko sya ng 1200. Makakain ba yung remaining balance ko sa card? Or mabawasan yung ideposit ko next time?

    adtrealtyandi@yahoo.com
    Thanks in advance for those who'll answer 😊

  21. Hi poh active paba yung bpi card q pag 5yrs ng Hindi nagagamit?hk poh aq

  22. Bhelle December 4, 2015
    Hi poh is my bpi card active after 5 yrs of not using it? I'm in hk po
    ANSWER:
    Your account is no longer active. Your account became dormant after 2 years of not using it. Does it have a balance? You can inquire about it at your branch when you come home for a vacation.

  23. Meron pa po ba nito ngayon? What if wala kang mga bills na maka proof ng address mo ?

  24. Myla Betonio, December 10, 2015
    Is this still offered? What if I have no bill as proof of address?
    ANSWER:
    Yes, this account is still offered by BPI and BPI Family. I think proof of address is not always required. If you have 2 valid photo IDs and 2 ID pictures, you can apply for this account.

  25. can i open BPI Easy saver abroad?

    1. About opening a BPI account abroad:
      You can ask for assistance in opening a Philippine-based BPI account if you're in these cities: BPI Europe in London, UK and Rome and Milan, Italy; BPI Express Remittance in Barcelona, Spain; BPI Representative office in Dubai, UAE; BPI Remittance Centre in Hong Kong.

  26. Hi po, pde po ba magdeposit ng cheke gamit 2ng easy saver? TIA

  27. Hi po, pwede po ba magdeposit ng cheque sa d2 sa easy saver? Thanks

  28. Hello, question lang po im planning to save around 25k on my savings account, past few months or year hindi ko namemeet yung maintaining balance aware po ako sa fee na around P300php, question ko po is if magdedeposit na po ako by January around 25,000php mababawasan po ba ng P300 or mas mataas kasi d ko nameet yung monthly requirements? Thank you

  29. Hi! Ask lang po, ano po gagawin kapag naka 3x enter wrong pin ka? Nagkamali po kc mama ko, pero alam namn po namin yung pin. Nung aayusin ko na. Di na pwde kc dw 3x na daw nagkamali.

  30. rhey mond, BPI ATM PIN December 26, 2015
    Hi! What should we do if 3x we entered wrong pin? My mama erred, but we know the pin. When I tried to correct, it no longer worked because we had entered the wrong pin 3x.
    ANSWER:
    Call BPI 89-100 to reset your PIN. Remember the time and place you entered your wrong PIN because the BPI officer might ask about it.

  31. Good day Ms. Nora,

    ask lang po ako kung pang student lang ba itong BPI Easy Saver? sana po magreply kayo? Thank You! God Bless!

    1. Hello, no, it's not exclusively for students. Easy Saver is for anyone who is not yet able to maintain a certain amount of money in the account everyday, as long as he/she has valid IDs to present. Because it does not require a maintaining balance, it charges 5 pesos for every atm withdrawal and every balance inquiry.
      However, I think BPI will ask certain questions if you open an Easy Saver as a payroll account.

    2. Thank You so much for the information. Advance Happy New Year! God Bless….

  32. what if my easy savers atm card became dormant, cos i haven't used and deposited for over a year or so and has zero balance, is it possible to apply again for it? thanks! 🙂

  33. Anyone familiar with old peso bill policy please comment below. Here is the story, I just came from BPI, Marian Fairview branch. I have an old peso bill, while I'm doing my withdrawal transaction, I apologently ask the teller 1 if I can exchange my old peso bill, to my surprise she said sarcastically "Hindi pwede, hindi ka ba aware sa new policy? Ang pwedeng lang ay ideposit!" I said to her " Ay, hindi po kasi sa news lang ako nag re-rely sabi nila pwede pa daw ipapalit sa mga banko pagdating ng 2016, so ang intindi ko pwede pa, nun pala deposit lang pwede." And suplada siya ha! Although it is only 50 peso bill mahalaga pa rin yun kasi kung ideposit ko siya sa atm account ko, hindi naman naglalabas ng 50pesos ang mga atm. And mind you if mag withdraw ako sa atm may charge na 5 pesos every withdrawal sa any bpi atm. MY POINT IS, HINDI BA PWEDENG PALITAN OVER THE COUNTER TUTAL MAY ACCOUNT NAMAN AKO SA KANILA at HINDI BA PWEDENG I APPROACH NG MABUTI ANG CLIENT! Haist! First Monday of the New Year and first bank transaction of the New Year but so disappointed.

  34. hi ask lang po ako pwedi ko po ba makapagpen ng bpi account kahit voters certification and bry clearance na meron ako.

  35. hi ask lang po ako pwedi po ako makapagopen ng bpi account kahit voters certification and brgy clearance as valid Id

  36. Hello po, pwede po bang cash out yung balance ko sa paypal through easy saver? Yung balance ko po na yun galing sa online jobs. Kaka-apply ko lang kasi kanina, nagtatanong ako sa teller di niya daw alam. First time ko po magkaroon ng money transactions online sana masagot po tanong ko hehe. Salamat!

    1. Oo pwedi ka mag transfer ngfunds mo from PayPal to your any BPI account w/out charged

    2. There is actually a 100 peso charged by BPI.

  37. hi po ask lang po ko pwedi ba makaopen ng bpi account kung walang id kasi voter certificate and brgy clearance lang meron ako?im jen po.

  38. hi po, Im just asking you if pwedi po bang makaopen ng bpi account kung walang id kasi voter certificate and brgy clearance lang meron ako

  39. Ask ko lang po kung may possibility po na mag increase yung savings ko po sa BPI Easy Saver? if yes, how? thanks

  40. Good evening po, Pag hindi po nahulogan for 2 years yung account diba e close nila yun? pwede pa ba ma open ulit yung account ko Mam? Thank you.

  41. Good afternoon po. Pwede po bang e withdraw ang 500 kung ang balance nlang is 535 pesos?

  42. About withdrawing 500 when balance is only 535 pesos: Yes, you can withdraw 500. The withdrawal charge is 5 pesos, so your balance will become 30 pesos.

  43. Shanelle Marquez Bartolome, about maintaining balance for BPI Express International January 23, 2016
    It has been almost 2 months that my atm has only P0.75. Will it close? If it's closed, what should I do? Especially now that my aunt sent me money from Kuwait. How much is the maintaining balance for BPI express teller international?
    ANSWER:
    Is your account a BPI Easy Saver account? If yes, your account is active. Easy Saver does not require a maintaining balance.
    Is your account a regular atm savings account? If yes, you can reactivate your account if it's already closed.
    Make a balance inquiry using your atm card. If your account is closed, you will see "Account is closed" or "Account is inactive". Visit your BPI branch and reactivate it. You will pay 300 pesos to pay for the below-maintaining-balance-penalty. Deposit also some money.
    The maintaining balance requirement for a regular BPI atm savings account is 3,000 pesos. If you like BPI but you cannot yet maintain 3,000 pesos, open an atm savings account at BPI Family — maintaining balance is only 1,000.

  44. Hi, good day. I have an Easy Savers Account and I enrolled it to the BPI Online Banking System. The app says I have two different balances po. Available Balance and Total Balance. Total Balance has 500 pesos more than Available Balance. Can I withdraw that balance using ATMs po? Cus I heard that Easy Savers has 0 maintaining balance.

    1. Available balance
      You can withdraw up to the available balance only. Usually banks put on hold 300 pesos or more for newly opened bank accounts in case account holders close them less than one month after opening. After one month, they make this 300 pesos available for withdrawal.

  45. there was a remittance sent to my account last friday totaling to P16,500 … available balance at that time was 18,500 … i withdrew around 8,500 (in 2 withdrawals) … yesterday however, when i checked my account, total balance was 10000 while available balance was 0 … what seems to be the problem? i tried calling BPI but their network is busy

  46. Hi Mark, sorry I can't think of any possible reason, so you better call BPI. They might need to verify some personal data. Call late at night or at dawn.
    I hope you share with us the reason later on. Thanks

  47. Ano po ba ang requirements ng non-student para makapag.open po ng easy savers account? Taga cebu city po ako.. Tnx

  48. I have a bf from Australia at gusto niya na maghulog ng Pera sa akin here BPI ..pwede ba siya maghulog sa BPI ATM easy saver ko?

  49. precious pretty, remittance from Australia to BPI February 26, 2016:
    I have a bf from Australia and he likes to remit money to my BPI account here. Can he remit to my BPI ATM easy saver?
    ANSWER:
    Yes, your bf can remit money to your Easy Saver account. Here's a list of BPI remittance partners in Australia

    1. What are possible questions of getting BPI saver account?

  50. Richie Goh, opening an Easy Saver account Feb 17, 2016:
    What are the requirements for a non-student to open an easy savers account? I live in cebu city. Thanks
    ANSWER:
    You present a valid ID: Here's a list of valid IDs accepted by BPI

  51. What are the possible questions that BPI teller will ask kung bakit ako kukuha ng BPI easy saver

  52. Hi ms nors. Mejo off topic po. My aunt sent me money last night Feb 29 7 pm at her time (she's in abu dhabi). I checked it today at my bpi app (i have a payroll account po pala) and wala pa pong nareremit. Is it a reason kasi i dont leave balance on my payroll account (ay ok lang po ba yun) kaya di pa pumapasok remittance nya? Or may certaine time before i receive the money? Machacharge din po ba ko ng fee sa marereceive ko mula sa kanya? Pasensya na po maraming tanong hehe. Thanks po, hope to hear from you soon..

  53. can we ask bpi to issue general atm card whose minimum balance is p500~p3,000 ?
    coz i don't want to deduct p5 whenever withdraw from bpi atm machine.
    i think only bpi atm card is charged p5 even if using bpi atm machine.

    1. Hi Toro Pical:
      Yes, you can. You can open a regular BPI atm savings account (the one which has a 3,000 maintaining balance requirement). With this atm card, all your BPI atm transactions are free and all your online fund transfers/bill payments are free.
      BPI Family offers a lower maintaining balance for its atm-only account — only 1,000, and you can use BPI and BPI Family atm machines for free.
      The BPI Easy Saver account imposes a 5-peso fee for atm transactions and online debits because it does not require a maintaining balance.
      The BDO cash card also charges fees (over the counter deposit and atm withdrawal) because it does not require a maintaining balance. Easy Saver does not impose a deposit fee.
      But if your Easy Saver is your payroll account, then ask your company if you can open a new account, a regular account, for your payroll. Some companies choose this Easy Saver for payroll so they can save on big maintaining-balance requirements.

  54. about bpi banking online;
    if we used bill payment, is p5 charged evrytime?

    1. Hi Toro Pical, yes, sad, but they do this to compensate for the zero-maintaining-balance offer.
      If your Easy Saver is a payroll account, you can open another regular BPI Family savings account (only 1k maintaining balance), then everytime you receive your salary, transfer all your salary to your BPI Family account (5 peso charge), then you can do your many other transactions from your BPI Family account for free, online or via BPI atm.

    2. thank you for exact reply.

      —in case of bdo atm card ?
      i lately got debit card whose minimum balance must be p2,000 issued by bdo.
      how about charge of using atm transaction and the banking online to use paybill or something ?

    3. Hi Toro Pical, with that account, there's no charge if you withdraw or make a balance inquiry at a BDO atm machine. Online transactions like balance inquiry, fund transfer to an enrolled account, bill payment, phone reload, cash card reload are all free.

  55. thank you for rapid reply.
    let me ask more questions.

    1.can i return easy saver w/free charge ?
    i like to get regular saving atm card.

    2. anyone can apply for bpi family saving card ?
    minimum balance p 1,000 is attractive,. if it's no charge to use atm transaction and no charge to use banking online transaction such as paybill.

    regards

    1. Hi Toro Pical:
      Yes, anyone who can present at least one valid ID, can fill up the opening forms and can pay the initial deposit can open a BPI Family atm savings account.
      Yes, atm transactions at a BPI or BPI Family atm and BPI online transactions are free.
      Wait for at least one month from opening date before you close your Easy Saver. You can open a regular atm account even if you have an existing Easy Saver account.

  56. Mico Eniza Yaranon February 29, 2016 at
    Hi ms nors, My aunt sent me money last night Feb 29 7 pm at her time (she's in abu dhabi). I checked it today at my bpi app (i have a payroll account) and there was no remittance yet. Is it a reason that i dont leave balance on my payroll account (is this ok?) so the remittance is not credited? Or is there a certain time before i receive the money? Will I be charged a fee for receiving money from abroad? Thanks po, hope to hear from you soon.
    ANSWER:
    Hi Mico, I hope you got your money already. Yes, there's an inward remittance fee that will be deducted.
    Since your account is a payroll account, it's okay that you don't leave any amount. It's also an Easy Saver — it does not require a maintaining balance.

  57. Thanks for the reply Ms. Nors, can i enroll my payroll account to paypal?

  58. Ilang months pa lang di nagagamit yung akin but BPI sent me an email requesting me na mgapresent ng isang ID para maupdate daw ang identity info ko. Kase 2012 ko pa inopen yun at estudyante pa ako non.

  59. Anonymous, about updating data March 6, 2016
    It has only been a few months I didn't make a transaction but BPI sent me an email requesting me to present an ID to update my identity info. I opened this account in 2012 and was still a student then.
    ANSWER:
    Did the email come from expressonline@bpi.com.ph? Did it ask you to present your ID at your branch?

    1. hi po teh Nora.. may saving account napo ako sa BPI… nag padala po ang tita ko sa Australia gamit ang BPI savings account ko pwede po ba yun??

  60. if kung pwede man po savings account ko.. why po kung mag inquire aku sa ipinadala ng tita ko lumalabas po sa machine ACCOUNT NOT AVAILABLE.. really need your help po

  61. Mary Kristine Japon, Account Not Available March 8,
    hi po teh Nora. I have saving account at BPI. My aunt in Australia sent money using my BPI savings account. Is this possible? If possible, why does the machine reply ACCOUNT NOT AVAILABLE whenever I inquire to see my aunt's remittance? really need your help po
    ANSWER:
    Hi Mary Kristine, is your account Easy Saver? Do you have some money in your account? There's a charge of 5 pesos for every balance inquiry, so if your account has zero balance, it does not process your inquiry. Deposit maybe 100 or 200 pesos, or wait for some more days before you inquire. By that time, your aunt's remittance should have been credited. There's also a charge of 5 pesos for every withdrawal.

    1. yes po my account is easy saver.. may savings din po akung 200.. pero yung tita ko nung thurs. pa po sya nagpapadala sa akin, pero nung nagtry po akung mag inquire sa current account ko "ACCOUNT NOT AVAILABLE".. is it normal po na mag.appear sa machine na account not available if wala pong laman ang account ko?

  62. Mary Kristine Japon March 9, 2016
    yes po my account is easy saver. I have savings worth 200. my aunt sent money last thurs. but when I tried to inquire my current account, it's "ACCOUNT NOT AVAILABLE". is it normal po that the machine shows account not available if there's no balance?
    ANSWER:
    Hi Mary Kristine, did you press "CURRENT"? You should press "SAVINGS". Try again and press SAVINGS. CURRENT is for checking accounts.
    About no balance: I'm not sure what the machine says if it's zero balance, but I know that it will not process because it needs to deduct 5 pesos for every balance inquiry and 5 pesos for every withdrawal.

  63. hi! id like to ask if i can link the bpi saver to paypal so that i can encash the money from there? thanks in advance

    1. Hi Twin Flame Lover, I think I've replied to your question in another post. But if not, sorry for the delayed response. Yes, I think so. Easy Saver is a regular savings account so you can link your Easy Saver to your Paypal. You can then transfer your Paypal money to your Easy Saver after successful linking.

    2. I meant Easy Saver as "basically" a regular savings account, although it's special in a way because it does not require a maintaining balance.

    3. Ate nora, may tanong lang po ako. Mag tatlong taon na ung card ko na hindi ginagamit at 0 balance. Ngayon, gusto ko na ulit gamitin.may charge po ba yon?at okey pa kaya?salamat

  64. Hi Ms Nora itatanong ko lang kung yung easy saver account ba ay same lang ng BPI DEBIT CARD (esp) kase yun po yung binigay na card sakin pero sa easy saver account po yung inapplyan ko. Salamat po sa reply 🙂

  65. Whaine Cajegas March 24, 2016
    Hi Ms Nora, is the easy saver account the same as BPI DEBIT CARD (esp). This is the card given to me, but I applied for easy saver account po. Thanks for the reply 🙂
    ANSWER:
    Hi Whaine, maybe BPI is bringing back debit cards. I thought most BPI atm cards are named BPI Express Teller, as my daughter's Easy Saver card is a BPI Express Teller atm card.
    It's most likely your account is Easy Saver because you applied for it. A debit card is basically the same as an atm card. BDO's atm savings card is named BDO ATM Debit Card. If you make an atm withdrawal or a balance inquiry and you get a 5-peso deduction, that means your account is Easy Saver.

    1. I meant if you make a withdrawal or balance inquiry at a BPI machine. You'll get a bigger deduction if you use a non-BPI machine, right?
      If there's no deduction at all, your account could be a regular atm savings account, and you need to maintain a balance in your account (1k for BPIF or 3k for BPI). If this is so, then go back to your branch and ask.

  66. Hi pwede dn po ba ko magdeposit sa BPI at BPI express? bpi family po yung account ko.

  67. Okay lang ba na ibang tao magdeposit sa easy saver account ko?

  68. RG II March 25, 2016
    Hi can I deposit to BPI and BPI express? bpi family po is my account
    ANSWER:
    Hi RG II, no. If your account is BPI Family, deposit at any BPI Family branch, not Bank of the Philippine Islands or BPI. If you deposit through cash deposit machine, deposit at a cash deposit machine inside or near a BPI Family branch.

  69. RG II March 25, 2016
    Is it okay that another person will deposit to my easy saver account?
    ANSWER:
    Hi RG II, yes. Any person in the Philippines or abroad can deposit or send money to your Easy Saver account. Just tell them it's BPI Family, not Bank of the Philippine Islands or BPI. BPI Family and BPI are different banks, although BPI Family is a subsidiary of BPI.

  70. By the way, anyone can deposit to your BPIF account anywhere in the Philippines without paying an interbranch deposit fee. It's free.

  71. Hello po. Can i deposit my maneger's cheque from bdo to bpi? Tsaka my bpi international ATM card is 2 pesos balance from january until now.. active pa kaya yong account ko? Salamat po.

    1. Hi sunsue , yes, you can deposit your BDO cheque to your BPI account. If your BPI account is Easy Saver, yes, your account is still active. If they accept your deposit, it means your account is active.

  72. Hi pwede po bang mapadalhan ang bpi easy savers account from padala abroad?

  73. Ok lang po bang 300 below maiwan sa atm?

  74. Hi Nora, I am aware that for every ATM withdrawal, Php 5 is deducted from my account. However, I got surprised when I recently had a Php 98.71 service charge on my Easy Savers account thus leaving me with Php 0. Would you know why this amount was deducted? Thanks!

    1. Hi Evinia, I'm puzzled that your service charge has cents, that it's not a whole number, like 98 or 99. I'm thinking that the charge should be higher, maybe 100, but because that's your only balance, that was the amount deducted. But I don't know why a 100 would be deducted. Sorry I can't think of a reason right this moment, so it would be best if you call 89-100, and maybe you can comment again here. I'll also research about other Easy Saver fees.

  75. is easy saver also considered as an express teller card? kasi po diba may promo minsan for debit card holders. is it included? thank you

    1. Easy Saver as a debit card or Express teller card
      Yes, the Easy Saver atm card is considered an Express teller card or a debit card. Yes, you can join promos like the on-going EPS promo.

  76. I changed my pin for activation but the atm machine did not show a confirmation message that I successully changed my pin,instead it asked me if I want a receipt then I answered YES and then it just released the receipt and the card. So my question is,did I successfully changed my pin or not? This is a BPI Debit Card.

    1. Hi alex, I think so. What I know is that there should be confirmation, but there could be a change or a glitch. You can try making a balance inquiry using your new PIN (one time only), and if not accepted, get back your atm card, and try using the default PIN given to you, and if accepted, that means you were not able to change successfully previously, so change your PIN for the second time.

  77. Joel Balladares, overseas remittance to Easy Saver April 27, 2016
    Hi, can a remittance from abroad be sent to a bpi easy savers account?
    ANSWER:
    Yes, a BPI Easy Saver account can receive a remittance from abroad.
    Your sender should write correctly your account name, account no. and bank name.

  78. marvin legaspi, atm balance below 300 April 27, 2016
    Is it okay if my atm balance is below 300?
    ANSWER:
    Hi marvin, yes, if your account is BPI Easy Saver. Easy Saver does not require a maintaining balance.
    But if your account is a regular account (not Easy Saver), and your balance stays below 300 for 2 straight months, your account will be charged 300 pesos, and then your account will automatically close because your balance has become negative.

  79. Hello ,Im here in Saudi ,where can I open bpi easy saver account here and how much for the opening account?

    1. About opening a BPI Easy Saver account:
      Sorry BPI does not yet allow the opening of BPI accounts overseas, except at BPI's London branch where they give assistance. You can open with 100 pesos as initial deposit and 50 pesos for the card, but you must apply at a BPI or BPI Family branch here in the Phils.

  80. About payroll account not used for a year
    Hi ms nora. I have not used my bpi for payroll account for a year. I checked online and the .78 was still there. Can I still use this if someone sends money to me? Thanks po.
    ANSWER:
    If this is a BPI Easy Saver account, then surely, your account is still active, and yes, you can use it to receive remittance, and for savings, even if you haven't used it for a long time and even if your balance is zero.
    If it's a regular atm account and not Easy Saver, your account is still tagged as payroll account, so it's not yet closed even if your balance is .78. Yes, you can use it to accept remittance. But your account will be converted into a regular account once the bank sees that it's no longer a payroll account.

  81. Hi goodmorning question lng po i have bpi savings since college 2011,na stop ko sya gamitin mga 2years ago until now..pwd ko parin po ba sya hulugan kasi as far as i know 30 pesos nlng po aintaining balance nun.. Mahuhulugan ko pa po ba atm ko? Or my expiration po un??? Thankyou.

  82. jade sheilu bañas, about inactive atm account May 22, 2016
    Hi goodmorning, question po. I have bpi savings since college 2011. Stopped using it about 2 years ago until now. Can I still deposit to my atm? As far as i know, 30 pesos was its last balance. Or is there an expiration? Thankyou.
    ANSWER:
    Hi jade, is your atm account Easy Saver? If yes, you can continue depositing.
    If not, and it's a regular atm account, your account is already closed. Don't reactivate it, as you would only waste your money for penalties.

  83. Hi, po. I am a student who has a BPI express teller ATM. Tonight at 08:07 p.m, I tried to withdraw a 300-peso cash from my savings, but there was no money that came out from the machine. I am very sure that I still have enough money on my savings. Now, may I ask why is it that the machine did not dispense money, instead there was a receipt given. On the receipt it was a written "TOTAL BALANCE AMOUNT HINDI MAAARI". Again, I am very sure I still have enough balance on my savings.

    I am hoping for your response. Thank you!

  84. minimum atm withdrawal
    Where did you open your account? If BPI, the minimum atm withdrawal amount is 500 pesos. If BPI Family Savings, the minimum atm withdrawal amount is 200 pesos.
    If it's Family Savings but your balance is exactly 300, it will not be dispensed because there should be extra 5 pesos to pay for the withdrawal fee. By the way, I'm surprised BPI uses vague Taglish in its atm instructions.

  85. hello po..ilan araw para makuha yun atm? at ilan araw din para magamit yun account?

  86. Nicole Kenneth Navarro May 28, 2016
    hello po. how many days before we get the atm? and how many days before we can use the account?
    ANSWER:
    I think the atm card is given upon application approval. Each branch or express office has the device to emboss the name of the account owner on the atm card. Usually, the third day. Change your PIN the next day, and then use it the following day. Or if the SOP has changed, change the PIN immediately after opening, and then use it the next day. You can deposit money immediately over the counter upon account approval and encoding into the BPI system.

  87. pwede po ba magsend ng cash bpi to bpi online at bpi to other bank online?

  88. send cash from bpi to bpi and others online? May 29, 2016
    Can we send cash bpi to bpi online and bpi to other bank online?
    ANSWER:
    BPI to BPI — yes. BPI to other banks — NO. If you're using desktop, you need to enroll the other BPI account so you can transfer from your BPI to the other BPI account.
    To send to an unenrolled BPI account, use your smartphone. Download the BPI app. BPI to Unenrolled BPI Account

  89. panu pagwalang smartphone di ndi pwdeng magonline banking?

    1. mobile banking
      You only need your smartphone if you want to transfer to an unenrolled account.
      If you don't have a smartphone, enroll the other BPI account that you plan to transfer so you can transfer even without BPI mobile banking.

  90. can i enroll it on computer/laptop without smartphone?

    1. Yes, you can enroll your Easy Saver in BPI Express online banking using your PC or laptop. You don't need to have a smartphone.

  91. tutorial please on BPI Express online banking with pc/laptop..thanks

    1. Hi wuxiaspear, just go here and follow the steps. You can do it: BPI Express online banking enrollment Have your atm card with you. Later on, you will need to activate via ATM.

  92. Hi. Mahigit 8months kong di nahulugan easy saver ko pero may balance pa rin naman sya. Is there a possibility to be closed or active pa din at hindi sya nabawasan? Pls response. Ty.

  93. Easy Saver still active? May 31, 2016
    Hi. It's been more than 8 months I did not deposit to my easy saver, but it has a balance. Is there a possibility to be closed or is it still active and there's no deduction? Pls respond. Ty.
    ANSWER:
    Your Easy Saver is still active. It does not require a maintaining balance, so it is not closed easily. There's no penalty. Just make sure to deposit or withdraw before 2 years will pass.

  94. Hello! My easy saver is dormant. How can I have it reactivated? Can it be reactivated by just depositing or do I have to go through other process again? Thank you.

    1. How long has it been dormant? If it's dormant, your deposit will not be accepted. You need to go to where you opened your Easy Saver with your IDs and ask if you can reactivate it. Ask if there's a dormancy penalty. I'm not sure about the dormancy penalty as this is a zero-maintaining balance account, so you ask BPI.

    2. Hi, my account was dormant too. I Just go to my branch of account then request to reactivate it. I filled out the same form in opening of account. Presented 2 valid ID, government and company ID, my NSO marriage contract (for updating my status from S to M) and my ATM. I paid 100+ for the dormancy penalty and renewal of my ATM then i deposit any amount. Within the day they activated my account. Hope this help 🙂

    3. Hi CatFuzion, thank you very much for helping out. I'm so glad you shared helpful information and you described them well. Your answer is the best because it's based on experience. Thanks a lot! Yes, surely this will help 🙂

  95. I, too have a dormant easy saver account and the teller told me to have it reactivated at my branch of account. What if my branch of account is far like say I'm currently residing in Cavite and my branch of account is in Baguio. I don't have the time and money to travel just to have it reactivated. So, my question is, can I apply for another easy saver account instead, under the same name in a branch where I currently reside? Thanks so much. 🙂

    1. Is your Easy Saver account in Baguio at a Bank of Philippine Islands branch or a BPI Family Savings branch? Try applying at the other bank. When you have your new account, maintain it. Make transactions. Save.

    2. My account in Baguio is at a BPIslands branch. Yeah, I forgot there's a Family Savings branch. Thanks for the info ma'am, I will apply at a BPI Family Savings bank here in Cavite instead. Will make sure to maintain it from now on. Thanks so much! 🙂

  96. HEllo pano po pag student lng kame nalng po pupunta kung magpapa open ng acct?

  97. About student opening an Easy Saver account: It depends on the bank officer. It's always easier if an adult or your parent accompanies you, so he/she can say why you need to open an account. Is it for remittance? For allowance given to you by your parent who lives in another city? But you can also apply alone. Be respectful and speak clearly. Bring your school ID with photocopy, 2 ID pictures, any other ID that you have. Remember the bank officer wants to know that you will really use Easy Saver. There are a lot who have opened this account but have not used it, so I think that's one reason they've become a bit choosy.

  98. Good day mam, my atm acc po ako s bpi, sinubukan kopong magwithdraw kaya lang ang nalabas ay "wala kayong record sa bangko", imposible naman na wala po akong record sa kanila, nakompromiso po kaya ang atm ko? Ano po ang dapat kong gawin? TIA sa reply.

  99. Hi, my aunty who works abroad deposited on my bpi account 3k for my tuition fee last June 1, 2016 it's already June 6, 2016 and I'm still not receiving the money. What should I do ? I tried going to the branch where I opened my atm account last June 2, 2016 and they told me that the money will come on June 3 at the afternoon but as I've said earlier it's already June 6 and still nothing

    1. Remittance taking too long to get credited to accountHave you told your auntie? Maybe the remittance company she used is not a BPI partner so a third-party was used, and so it's taking a longer time. I hope she wrote your name and account no. correctly. But I hope your remittance will be in your account later today.

  100. BPI atm withdrawal – no record Good day po, I have an atm account with bpi. I tried withdrawing but the response was "wala kayong record sa bangko". impossible I don't have record with them. was my atm compromised? What should I do? TIA for reply.
    ANSWER:
    Is your atm card new? Did you just change your PIN? or did you press the correct account type which is Savings? If none of these, try using the atm again, then if it's the same response, you should go to your branch and ask.

  101. good eve po ask ko lang sana if available pa po bang mag apply nag Easy Savers ngayun? kase nabasa ko lng po to ngayun. at tsaka pwede po bang mag tanong if pwede po ang id na gamitin ay VOTERS ID, at tsaka BARANGAY CLEARANCE lng?

    1. Hi Mark David, yes, you can apply at BPI or BPI Family. Is your voter's ID the light-blue one? and laminated? Bring also one 1×1 ID picture and any bill in your name or any document to prove your address (some branches require this).

  102. Hi,

    Can i still use (deposit/withdraw) my easy saver card that i have not used for about 1year? Is there any charge/penalty if i use it again? Im planning to continue using it and deposit savings.. thanks in advance

    1. Hi Tim, there's no penalty, as this is a no-maintaining-balance account. You can re-start using it again. There's a 5-peso fee for atm balance inquiry, atm withdrawal online debit.

  103. Hi po,Ilang days po ba ang processing nang Easy saver card? kasi yung payroll within an hour nakuha ku na agad nag antay lng ako.

    1. Yes, it's quicker because your employer referred you — they don't have to ask questions.
      If you applied on your own, you also would have received your atm card within the hour (if the branch or express center is not busy), as long as you have valid IDs and ID picture (some branches are strict with proof of address). They have the device to emboss your name on the atm card after your application is processed.

  104. good afternoon po, pag nag deposit po ba pwede kong ask sa teller if how much my toatal amount na nasa account ko pag hindi ko dala yung card ko? ty

  105. balance inquiry over the counter without atm card: Try asking. Present your ID as you ask. Remember there's banking privacy law so they don't give information if they are not sure you are the account owner.

  106. Hi! Ano po kaya ung best na applyan ko na saving account kasi gusto ko po mag open .. college student po ako and first time ko to..

    Pwde di po ba mag open ng account na wala na ung signature na parents ko?

    1. About student account:
      This BPI Easy Saver account is good for students because it does not require a maintaining balance. What it does is it charges 5 pesos for every atm withdrawal and every atm balance inquiry. Find a Bank of Philippine Islands or a BPI Savings branch near you. Bring your school ID, birth cert, library ID, proof of address (like phone bill or cable bill or letter from your college or mail with your home address printed or typewritten).
      Yes, you can open your own account without your parents' signature. If the bank officer asks why you are opening an account, tell them you need an account for your allowance.

    2. I forgot: bring two 1×1 ID pictures

  107. hi. goodafternoon. sana po masagot yung tanong ko kasi hindi sya about sa BPI Easy savings. I have BPI Debit. dito pinapasok yung sahod namin every pay-outs. separated na ko kay company and ang policy for back pay is, card should be active. ano po ba yung instances for deactivation ng card? nagcheck ako kanina, may error message sya. NO ACCOUNT nakasulat. deactivated na ba sya? and what should i do para hindi sya madeactivate? thanks. i hope, masagot yung tanong ko. thanks in advance.

    1. BPI payroll account: Try making a balance inquiry again to make sure your account is active. If no longer active, go to the branch of account and ask. Usually now, if a former employee wants to continue using his payroll account, he needs to go to the branch and ask it to be converted to a regular account, which will require a maintaining balance. Ask the maintaining balance so you can maintain it. If it's Bank of the Philippine Islands, their atm-only account requires 3,000 for maintenance.

  108. Good day! I have read the previous comments here especially about students wanting to open a BPI Easy Saver account, but there wasn't any for those below 18 years of age. I'm turning, by the way, 18 this coming September and I really need the money that will be sent by my parent working abroad for my tuition and monthly allowance.
    I found out about the BPI or BPI Family Jumpstart Savings (accounts for 18 years below) but what if my birthday comes, do I have to open another account that is for legal age and delete the newly-opened one?
    Thanks for your response!

    1. Student bank account:
      Hi Himay, since you're almost 18, it might be better if you open the regular atm savings account (3k maintaining balance if at Bank of the Philippine Islands, and 1k maintaining balance if at BPI Family Savings).
      If you think you'll not be able to maintain the required balance, apply for a BPI Easy Saver account. Tell them you're going to use it to receive your remittance from abroad. This account is zero-maintaining, but you will be charged 5 pesos for every atm withdrawal and atm balance inquiry. You can enroll it in online banking so you can do your balance inquiry online for free.

  109. Hi po.. Ask ko lng po.. Kung mawiwidraw ko po ba ung pera ko dto sa abroad? Meron po akong bpi express teller intl. nag check ako ng bal. dto sa mga atm machine bahrain.. Kso hindi nya nakita bal. pero pag check ko po sa bpi online. Nabawasan nmn. Natatakot po kc ako mag close ang accnt ko kc 2years pa ako dto abroad. Sayang ang hinulog ko dun.. Please help. Thankyou. And lastly po pla.. My charge po ba kung mag deposit aq sa pinas thru bpi bank? My charge po ba un? Salamat…

    1. Hi khaycie, in order that your account will not become dormant (2 years without deposit or withdrawal) your family can deposit money to your account over the counter at any BPI branch in the Philippines with NO deposit fee. It's free.
      You can also send money to your account from abroad. And it's good you have enrolled in BPI online banking so you can check your balance from time to time.
      In order that you can withdraw there abroad, you must first call BPI that you're going to use your atm card abroad.
      Is your account the one with 3,000-peso maintaining balance? You should maintain 3k in your account to avoid penalty.

  110. Hi po.. Ask ko lng po.. Kung mawiwidraw ko po ba ung pera ko dto sa abroad? Meron po akong bpi express teller intl. nag check ako ng bal. dto sa mga atm machine bahrain.. Kso hindi nya nakita bal. pero pag check ko po sa bpi online. Nabawasan nmn. Natatakot po kc ako mag close ang accnt ko kc 2years pa ako dto abroad. Sayang ang hinulog ko dun.. Please help. Thankyou. And lastly po pla.. My charge po ba kung mag deposit aq sa pinas thru bpi bank? My charge po ba un? Salamat…

  111. Can I ask po, what if my BPI Easy Saver Card po is hindi nahulugan starting ng inavail ko sya. Can I still use it? Nun time na nag-open po kasi ako ng account, student palang ako, and that was 3 years ago, now that I am working, can I still use and deposit on it? Thank You!

  112. Good day! Just askin'. Can I still use my ATM Card (BPI Easy Saver) though, I haven't deposit any since I open my account. Just the 200. Because that time na nag-open po ako, I was just a student and that was 3 years ago. Never po nasundan ng hulog yun 200. Right now, I am working and I wanted to use it for saving, available or valid pa ba sya na gamitin? Thank You. Hoping for your answers. 🙂

    1. Hi madz, your account is already dormant. An account becomes dormant if without deposit or withdrawal within 2 years. You can go to your branch to reactivate it. Bring your IDs. Ask them if there's no penalty for dormancy, just to be sure, although I know there should be no penalty as this account does not require a maintaining balance.

  113. Hi po, pwede ko bang palitan ang BPI card ko sa ibang branches? kasi sa branch na ng open ako ng BPI account ko ay hindi na ako ng stay doon.

    1. About card replacement in another branch: Sorry I think another branch will not replace it because your records (the papers that you filled-up and signed when you opened your account) are based in your branch of account.
      If it's very costly to go back to your original branch, you can withdraw all your money from this account, then open in the sister bank (BPI Family or Bank of Philippine Islands)

  114. HAI I NEed some help po..sa savings account ko po ang remaining bal. ko po is
    10,000 nung last na nag withdraw aq,, den nung magdedeposit nako, nagbalnce muna aq, den ang lumbas po na remaining bal. ko nlng is 9001.95 wch is dapat 10k po.. ano po kya posible reason bat nagkaron ng deduction, (eps)

    1. 10,000 becoming 9001.95:
      Is your account a BPI passbook account which requires a maintaining balance of 10,000 pesos? What is (eps)? Did you use your atm card as a debit card to pay an item you bought at a store or supermarket?

  115. Hi Mam Nora.i just want to ask why did BPI hold my available balance? 5 days ago i received my remittance from hk amounting to 116k and then withdrawed 4k on the first day..and 10k on the 2nd day. so it means available sila. but nubg magwithdraw ulit ako today it says amount not available.but when i balance inquire it it says i have the funds in current but the avaible balance is zero. sabi nubg BPI csr na nkausap ko nkahold daw account funds ko and only the branch manager can explain it.but WHY do they have to hold ot for what reason? considering im a client for almost 8 years..is it possible because they cant contact me for the number i gave was lost? is it enough reason to hold my money? ngayon ko lang naexperience skanila to.

    1. 102k from Hong Kong was put on hold: I'm not sure but I think the branch wants you to visit them with your IDs and update your personal data with them. As you've said they are not able to call you because your phone no. with them is not updated.
      These things like updating all arose from the recent money-laundering scandal that involved RCBC. Banks have been mandated to improve their knowledge of clients. BPI's website (Branch Locator) has the phone nos. of the branches.

    2. do i really have to be there personally? branch is in Pampanga while I am based in Palawan now. well i wish nothing so serious about it and hopefully to get acess on my funds right away. thabk u very much Madam

    3. I hope you're able to call the branch manager tomorrow, and I hope they'll just ask you questions for verification, and then make your money available.

    4. Hi Mam Nora..funds are ok now. just curious the reason why they hold the funds is that the funds are not physically transfer yet but they are transferred and to think i already got some part of the amount before they say they are not yet in the bank acct. confusing! and teally in my more or less 9 years of remittance experience this just happened only now.. anyway thank u for the response..makes me relieved from overthinking til i get connected to them.thank u!

    5. That's great you already have your money. I think they told you the safest answer, as they could have faced a liability if they held your money and you lost a deal or your cheque bounced.
      As wise men say, all is well that ends well. Have a nice day! And thanks for sharing info.

  116. Hi po, nka receive po ako ngayon nag notice sa bpi, dormant na daw ngayon yung account ko na easy saver dahil 2 years na nawalang laman at walang transaction (april 30 po po yung date na ginawa ang notice) my penalty daw po na 200 every month so tanong ko lng po kung yung penalty po ba last month lng nag umpisa kasi last 2 months kobpa sanang balak e reactivate yubg account ko kaso nag aalinglangan po ako baka mataas na yung penalty. Nasira po ksi yung card ko so i know na pwede pong palitan yung card. Tanong ko lng po kung pwede pa po ba talagang ma reactivate yung account kahit ndormant na nag ilang buwan. Thank u po sana masagot nyu po agad.

    1. Hi znog 28, if you will be charged 200 pesos per month for dormancy penalty, the penalty will start on the 25th month you did not have transaction. You can visit your branch with your IDs and ask if you are really required to pay a dormancy penalty every month from month of dormancy to reactivate your account. Ask the total amount, then decide. You can reactivate, or you can decide not to. You can open another Easy Saver account in another bank (BPI Family or Bank of Philippine Islands). When you get a new account, maintain it so that it does not get dormant.

  117. hello po, ask ko lang po kung may expiration date po ba yung card? wala po kasing nakalagay dito sa card

    1. No expiration. But if you don't have a deposit or withdrawal within 24 months, your account will become dormant. It will be put on hold until you go to the branch and reactivate it. They could impose a monthly dormancy penalty.

  118. Hello po.. i have been trying to figure out the differenc3 of total balance and available balance. Nagtransfer po kasi aq online and it was indeed successful. Naka register po both yung account ko,. I transferred from my payroll sa easy savers account..pero nasa total balamce palang poxa.. pero pag trinasfer q from easy savers to my payroll acount.. pasok po agad sa account hindi sa total balance. Pano po un? Makukuha q pa ba ung trinansfer q? Thank you.

    1. About total balance and available balance: AVAILABLE balance ay yong amount na puede mo nang i-withdraw. TOTAL Balance ay yong amount ng lahat ng pera mo, available or hindi pa available. Kasama sa hindi pa available yong amount ng tseke na hindi pa cleared, or padala from abroad na hindi pa totally processed or local transfer na hindi pa totally processed.
      About your transfer from payroll to Easy Saver na hindi agad available, ngayon ko lang nalaman na ganyan. Yong payroll amount mo ba ay available na? Kung available na, dapat available na rin agad sa Easy Saver. Pero kung hindi pa, ganon kaya ang policy nila sa payroll to Easy Saver? That it will be available the next day. Try transferring it back from Easy Saver to payroll.
      Next time siguro, don't transfer the whole amount. Iwanan mo yong panggasto mo. I-transfer mo lang yong amount that you plan to save.
      Tama yan, you have an account for payroll and expenses, and another account for your savings.

  119. Hi po..gusto ko po mg open ngsaving account kea lng wala. Pa po ung valid id ko..pina process pa..bout the pic meron nmn po ako and ung billings …so ask kolng po..pde poba ko mka avail ng account kht registration papers s comelec ang ipakita ko..

    1. About opening an account with comelec registration paper: Sorry pero hindi kasi valid primary ID ang registration paper. Meron ka dapat ID na merong photo doon sa ID. If you like, mag-apply ka ng new postal ID, yong digitized na, hindi yong nila-laminate.
      Itong new postal ID at barangay certificate, plus your bill and ID pictures, puede na sa BPI account opening. I hope maka-open ka na and I hope ibalita mo rito. Thanks

  120. Hi..ask. ko.lng po..paano poba mg change ng pin?tnx. Po

    1. : Una, mag-isip ka na ng 4-digit PIN mo. Dapat memoryado mo na para hindi mo na iisipin pa nang matagal. Huwag birthday, huwag address or huwag 1234. I-ready mo rin yong 4-digit na binigay sa yo ng BPI — it's in the paper where your atm card was attached.
      Pumili ka ng BPI atm na hindi mapila para hindi ka ma-pressure na magbilis. Pero kung mapila man, hayaan mo sila. Relax lang. Katulad nila, BPI customer ka rin.
      1. Insert your BPI atm card in any BPI ATM
      2. Choose English or Taglish
      3. Select "Change PIN" from the ATM Menu
      4. Change PIN. You will be prompted to enter your new 4-digit PIN two times.
      5. Enter your pre-nominated PIN found on the card carrier
      6. Wait till you see "You have successfully changed your PIN."
      Merong atm na puro touchscreen. Sa screen ka mag-press. Merong atm na i-press mo yong button sa side.

  121. hi po, i have this BPI Express Teller payroll account tapos everytime na magtransact ako eh walang bayad sa withdrawal/or any money transfer within Philippines. ok lang po ba ito? dito kasi ako nagpapadala ng pera sa kapatid kong nag-aaral malayo sa amin.

  122. wala din palang maintaining balance…hope to hear from you.

    thanks

    1. : Your payroll account is just like a regular account, so there's no charge if you withdraw or make balance inquiry at a BPI atm.
      There's also no charge if you transfer funds using your BPI online account to another BPI account.
      Yes, there's no maintaining balance requirement for you because it's your company which is maintaining a balance in its corporate account.

  123. Good day! I have an Easy Saver's account and I'd like to enroll other BPI accounts for easier deposits , and for others to be able to deposit to my account.

    So there is a fee of P5 whenever online transactions are made? Such as account to account transfers, and my account to my BPI debit card? But that P5 would be charged to my account, right?

    What about when others deposit into my account, would there also be a small fee (of how much?) and would that fee be charged to my account or theirs?

    Like, is there a "receiving/sending" charge for the account I'll be transacting with or would the fees be charged only to my account?

    and would these online transactions be enough to keep my account from going dormant?

    Thank you! 🙂

    1. About BPI online transfer charges: Yes, there's a 5-peso fee for every online fund transfer from your Easy Saver online account. Easy Saver online balance inquiry is free.
      If others transfer to your Easy Saver from their local account, there's no receiving fee. It's them who are charged by their own banks. For online transfer to other banks, Bancnet charges 25 pesos, Union Bank charges 10 pesos, BDO charges 100 pesos.
      But if you receive money from abroad or from Paypal, you will be charged with an inward remittance fee of a minimum of 150 pesos.
      About dormancy, yes, online fund transfer and fund-receiving transactions will keep your account active.

  124. hi po.Ask ko lang kung what type of account ang payroll acct sa bpi. First job ko po kasi and I tried withdrawing my salary through atm(bpi) i choose curernt acount po while checking my balance and it says 'no account'. d po ako sure kung ano dapat yung pindutin ko if its a payroll acct,. may nakalagay po dun na savings, current, prepaid and credit account. saan po ba din nagfofall ang payroll acct?thanks po.

    1. Type of account of payroll account: Hi Zj Your type of account is SAVINGS.
      CURRENT is for a checking account. PREPAID is for a cash card or prepaid card (BPI Express Cash or BPI My ePrepaid Mastercard). CREDIT is for a credit card.

  125. Hello Ms.Nora..Im a housewife here in Japan,nag-open po ako ng Savings account sa BPI last 2011,nahulugan naman po iyon after a year pero di ko na po naasikasong dagdagan at di po ako nainform na pag dika naghuhulog yearly ay magiging dormant acct ito.Gusto ko pong ipa-withdraw ito sa sister ko pero di daw po pwede dahil dormant acct. nga daw at kailangang ireactivate ito.May ipinadala po sa aking costumer info sheet na kailangan kong pirmahan at ipa-consularize daw sa Phil.Embassy dito with Special Power of Attorney authorizing my sister on my behalf na consularized din daw dapat..Ganito po ba talaga ang proseso ng dormant account kahit sa ibang banko?Sana po masagot ninyo..Salamat po!

  126. Hi po is it still active after 5months not used?

    1. Hi Joan Trixia: Yes, your Easy Saver is still active. Make sure you deposit or withdraw at least once a year so it will remain active. The account becomes dormant if there's no deposit or withdrawal within 24 months. Maintain your account so that you don't have to open a new account if this gets closed. Try your best to save money.

  127. hi, can i ask if i can use easy saver, to transfer my check from another bank to bpi express teller international?

  128. hi!, can i transfer funds (check *cheque) from another bank to BPI express teller international? hope you help me with this.

    1. Hi Sundaymorning: are you asking if you can deposit a check issued by another bank to your BPI Easy Saver account? Yes, you can deposit a check from a non-BPI bank to your BPI Easy Saver account

  129. Hi, I just want to ask. May 5 pesos charge rin po ba kapag yung easy saver atm card yung ginamit na pambayad sa mga stores?

    1. Yes, meron ding 5-peso charge, kasi debit din yan

  130. Hi goodmorning. I am a student, and firstime ko lang mag open ng account in BPI. I opened the Easy Saver account in BPI then I forgot my pin number. 🙁 Tapos naitago ko pa yung parang pinaglagyan ng ATM then I saw yung pin number dun? Hindi ko alam kung yun ba yung pin number na ilalagay dun. Pero ang pagkakatanda ko po is napalitan na po talaga. Possible po ba na magamit yung pin number na nakalagay sa ATM po? Thanks!

    1. Hi laira mae: Sorry kung napalitan mo na, hindi na gagana yang default PIN no. diyan sa BPI document. At meron ding deadline yan.
      But if you're not sure if you have changed your default PIN, try mo din lang to change that default PIN. Kung hindi na puede, ang remedyo lang is to go to your branch and ask what to do if you forgot your PIN. Usually ngayon, hindi naretrievable ang PIN, so ang remedy is to have a new atm card to replace your current card. Now, think of a 4-digit number na you won't forget, but others will not be able to guess.

  131. pwede bang dalawang beses nagregister sa bpi mobile banking?

    1. BPI mobile banking: kung na-delete ang BPI app sa phone mo, yes, register ka uli, or kung may iba ka pang smartphone, yes, register mo. Secure these phones. Put passwords for opening.

    2. first time ko lang kasi install yung app knina tapos nagregister ako. kaya baka nadalawa kasi nagpasa ako ng fatc at cis sa bpi at nilagay ko dun sa form na I want to have mobile banking so baka sila na mismo ng register for me.
      thanks!

    3. Hi Lai Anne: Ah okay, baka ganon nga. Thanks too!

  132. HI po ask lng po kung my exp.date ang easy saver po 2o14 po aku nag start kaso hindi kona sya nagagamit nung 2o15 puedi parn b?

    1. Hi Meollen: Bilangin mo nga kung meron nang 24 months na hindi mo nagamit. Kasi kung lumampas na ng 24 months, naging dormant na yan. Pero puede pa yang ipa-reactivate. Punta ka lang sa branch mo with your IDs and reactivate it. Make also a deposit.
      Kung wala pang 24 months, make a deposit asap para hindi ma-dormant, at para magamit mo.

  133. Hi! ask ko lang po, is it possible to open 2 accounts in 1 bank? kasi I already have BPI debit with 3k maintaining balance and balak ko sa sana po mag open ng BPI Easy Saver account pwede po ba yun? thanks in advance po 🙂

    1. Hi Mjoy, yes, puedeng mag-open ng 2 accounts in one bank, basta they're different in types. Pero I'm curious why you want to open an Easy Saver when you already have a regular atm account. Are you going to give it to a family member for sending allowance?

  134. Hello po. I have an easy saver account but I will be leaving for Indonesia where I will stay for a year. Pwede ko po ba magamit hung easy saver card ko abroad the same way I do dito sa pinas (as in atm or debit)? Also, would it be possible for me to deposit to my account while I'm abroad? Thank you po!

    1. Using BPI Easy Saver atm card in Indonesia:
      Does your card has a CIRRUS logo at the back? and the word INTERNATIONAL on the front side? If you see these, yes, you can use your card in Indonesia. Find an atm that has a Cirrus, or Mastercard or Maestro logo.
      About deposit: Yes, you can deposit to your account by sending money to your account through a BPI remittance partner.

  135. hello po tanung ko lang yunh bpi easy saver account pwede po maka transfer yung asawa.ko na nasa labas ng bansa at ang gagamitin nya na card is international n nasa kanila. through online nya ei ttranafer.. at need po ba mag pa online banking kng may mag ttransfer ng pera sa atm dito sa pinas? at kng mag online banking ilang days po na ma activate yun? at at sa bdo din po . thnk po

    1. Hi ming: yes, kung gusto ng husband mo na online transfer ang gagamitin niya para makapadala ng pera sa Easy Saver or BDO account mo sa Philippines, dapat naka-enroll siya sa online banking sa bank niya doon sa abroad. At dapat din na yong online banking ng bank niya ay puede ang international online transfer. Kasi merong mga banks na yong online ay doon lang sa kanila. Parang dito rin sa atin, maraming online banking na dito lang sa atin ang fund transfer.
      Yong account na papadalhan dito ay hindi kelangang naka-enroll sa online banking. Puedeng padalhan ang account na naka-neroll at hindi naka-enroll.
      I hope I got your question. Mag-comment ka na lang kung iba ang ibig mong sabihin.

    2. pag mag online banking ilang days ma activate?

  136. at once natanggap n ba yung atm.mo pwede na mag pa transfer ng pera? at yung 2k deposit pwede yan ei w/draw pru di lahay iiwan lng ng 1k? at anu-anu po ba yung mga deduction ang fees ng BDO? at anung klasing atm bdo ang akinh kukunin kng mag ttransfer yung asawa ko sa bdo atm ko? at ilang days dumating yung pera sa atm card ko?… sensya daminh kng tanung

    1. Hi ming: Kung magdala ka ng receipt ng remittance mo from abroad, puede kang mag-open ng Kabayan account sa BDO. Ito ay walang maintaining-balance requirement basta merong nagpapadala sa yong Kabayan from abroad.
      Puede rin yong atm account nila — 2k ang maintaining balance. Dapat huwag mong iwidro yong 2k; lagi dapat andon (simplest way to maintain). Pag na-open mo na, puede nang padalhan yong account kahit babalikan mo pa yong atm card mo after 3 to 5 days or 7 days (I'm not sure na ngayon how many days).
      Yong kabilis ng dating ng pera mula abroad, depende sa remitter. Kalimitan within the next day to 3 days. Merong mga instant, katulad ng Western Union at Xoom, pero yong iba, lalo na kung hindi remittance partner ang pinagpadalhan, mas matagal.
      Other BDO deduction: yong inward remittance fee na 150 to 200 pesos. Depende rin ito sa remittance partner. Mas maigi na magpadala na in peso amount (sa abroad na yong currency conversion para mas mataas). Usually kasi yong mga banks dito, not favorable yong conversion rate nila.

  137. hello yong mag ttransfer ng money to my bdo debit card is foreigner po hindi pinoy mag tranfer sya through online… gamit yung atm.nya sa kanila

    .

    1. Hi ming: Whether foreigner o Pinoy ang magpadala sa BDO account mo, puedeng padalhan ang BDO account mo. Puedeng tumanggap kahit hindi enrolled sa online banking. Ibigay mo lang sa kanya ang name of bank mo, your account number, and your complete account name.

    2. ilang days ma activate pag mag enroll ka ng online bankimh sa bdo debit?

    3. Hi ming: Enroll today, Sunday, then you will get an activation code. Then go to a BDO atm, and activate your online banking using your activation code. Wait for 24 hours, so by tomorrow or Tuesday (if they need banking hours to fully process), your online banking will have been activated.

  138. Hello po! Ask ko lang ko kasi kahapon nagtry ko akong mag balance inquire sa ATM ko pero error po sya, PIN LENGHT ERROR daw tama naman po yong pin na na enter ko. Ano po ba yong dapat kong gawin. Thank you in advance & Godbless!

    1. Hi 122314: BPI ba ang atm mo? 4 digits lang siya, di ba? Yong other banks, 6 digits, like BDO. Try mo other atm, baka merong glitch yong keyboard ng atm na nagamit mo.

    2. Yes ma'am sa BPI po. Try ko po later. Thank you so much!

  139. hello po sira ba yung system ng bdo ngayun? kasi nag enroll ako kanila ng onlinr bankinh na complte ko nmn yunh mga steps at nag activatr n sa atm machinr bat ganun yung nag log in ako sa online banking para makita ko yung 2k n maintain balance.ko ang naka sulat THIS FUNCTION IS NOT AVAILABLE THIS TIME PLS TRY this function later sorry for inconveneince.. then yung tingnan ko sa current saving inactive pa dw..pru nakareceive ako sa maik ko n active n dw..ang gulo..so meaning sira yung system kayun ng bdo?

    1. Hi ming: Yes, most likely naabutan ka ng maintenance procedures ng BDO. Nag-announce sila through online accounts na merong mga maintenance procedures today Tuesday and Wednesday at different hours. Try again tomorrow or Thursday.

    2. wala nman kaya poblema na once naka endroll na ako sa online banking .and yunh atm ko is already online banking n ang poblema lanh is di ko pa ma kita yung savings ko o balance..kasi sa system nila.

    3. at pwede n po ba maka transfer through online bank to bank .kasi may taong mag transfr sa labas ng bansa kahit my maintinance pa yong bdo ngayun?

    4. Hi ming: Yes, puedeng mag-transfer yong sender mo from abroad through his/her online banking kahit on-maintenance ang BDO.

    5. ilang days ba ma tanggap ko yung pera sa atm ko pag nag transfer n galing labas ng bansa?

  140. hello kng mag deposit ako sa aking bdo atm mau charge ba? sample mag deposit ako 1000 aa aking account may charge ba? pru nasa pinas ako.

    1. Hi ming: Kapag savings account (atm-only or with passbook), walang charge kapag mag-deposit ka sa BDO over-the-counter man or sa cash accept machine.
      Ang merong deposit charge ay yong mag-deposit sa cash card over-the-counter. 15 pesos per deposit.

    2. ok thank. may nay deposit sakin sa labas nh bansa nung nov. 1 until now wala pa sa atm ko yunh na tranafer n pera

    3. Hi ming: antayin mo lang, baka today or tomorrow meron na.

  141. hello anu ba yung TAR kasi nag mesg massg. ang bdo sa kin sa onlinr banking ko..may poblema nanamn ba sa system nila? di ko maintindihan anu yan

  142. Hi. Im planning to open an account sa BPI po. Yung Easy Saver po. Im a student. Kaso dahil lumipat na kami ng bahay di na same yung address ko sa school ID at sa Electric Bill namin (Proof of Billing) May chance pa po ba ako makapagopen ng account? Thanks po.

    1. Hi Kriseth: Yes, kung tanungin nila, sabihin mo lang na kalilipat nio lang. Bring your school ID (with photo and school head's signature), at kung meron ka pang library ID or school organization ID, or barangay clearance, or birth cert), dalhin mo lang, makakatulong. I hope you can share here pag nakakuha ka na.

  143. Hi po,paano po pag 1 year ng nagagamit yung account?valid pa rin ba syang hulugan?

  144. hello tanung ku lang bat may deduction this nov 30? nag w/draw ako ng 1k tapos pag kita ko sa online banking ko may bawas 0.29 at 1.46 tapos yung date na nag w/draw ako ang nakalakay nov. 29 ei nag w/ draw ako nov. 30 dapat lumabas 30 din pangalawang besis n po ako naka experience. at ano pung ibing sabihin ng INTEST W/HELD at INTERIST PAY-SYS-GEN? ang intest w/held deduction nya is 0,29 at yung interist pay-sys-gen ay 1.46 di ko ma gets yun nag w/draw ako sa bdo kasi bdo din ako dapat walang deduction yun.. sana ma explain nyu po.thnk

  145. Good day po.
    Thankyou so much at meron ganitong blog na nakakatulong sa mga taong bagohan/di pa masyado malawak ang kaalaman about sa bpi bank or anything related to banking.

    Nasa kalagitnaan na ako nang pagbabasa nang mga comments at medyo nalito po ako. Gusto ko po sanang malaman yung summary nang advantages at disadvantages (comparison at differences) nang mga debit cards nang BPI (yung pang family, yung 3k and maintaining balance) lalo na sa Easy Savers. Nag open kasi ako nang account (easy savers) in rush (hindi rin masyadong approachable yung mga tao andoon T_T) at first time ko mag open on my own kaya hindi po ako familiar sa mga consequences with this account (like yung easy savers, may deduction pala na 5 peso every withdrawal at balance inquiry, pwede ito mapadalhan nang pero more than 30k, kung sa online ko ba titingnan yung balance ko, may deduction pa rin ba? etc).
    Sana po mabasa at masagot nyo po ito.
    More power po and God bless! 🙂

    1. *(like yung easy savers, may deduction pala na 5 peso every withdrawal at balance inquiry, kung pwede ito mapadalhan nang pera more than 30k, kung sa online ko po ba titingnan yung balance ko, may deduction pa rin ba? etc)

    2. Hi Ilove kpop: Kung sa online mo titingnan yong balance mo, walang charge. Pero kapag magtransfer ka or pay bill online, merong charge na 5 pesos. Basta debit, online or atm, merong 5-peso charge.
      Ang free is online balance inquiry.
      Yes, puedeng mapadalhan ng more than 30k ang Easy Saver mo, from abroad or from here in the Philippines or over-the-counter deposit.

    3. Hi Ilove kpop: Dalawa pala sulat mo. Thanks a lot for appreciating my efforts. I'm glad that you opened your Easy Saver account. Since you're still young, magandang account ang Easy Saver kasi walang maintaining balance, at never kang magkaroon ng penalty deduction na 300 pesos.
      Marami na akong comments na natanggap dito na nape-penalty talaga sila, kasi nga new employees pa lang sila, and they are not able to maintain the 3,000 pesos na maintaining balance requirement ng regular na atm account.
      Okay lang yong 5 pesos na atm withdrawal fee or atm balance inquiry, kesa naman yong 300 pesos every month na hindi ma-maintain ang account.
      Yes, enroll your account in BPI online banking so you can check your balance without paying 5 pesos.
      Yes, the best na itong account na ito for a young person like you. Advantages of Easy Saver: It's a savings account; it's insured by PDIC; you earn interest kahit superliit na interest; there's no maximum limit for deposit or total balance; can receive cash or check deposits.
      Ang mga cash cards ay walang interest at hindi insured by PDIC, at merong maximum limit sa amount na puedeng ilagay sa cash card per month.
      Keep on saving.

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  147. Hi,,Good day..i would like to know po if how long po makukuha ung EASY SAVER po na atm,,just applied last week

    1. Usually sinasabi nila sa account owner. Nakalimutan siguro. Hindi ko na sure ngayon, pero kapag meron nang 7 business days, malamang available na, at puede mo nang kunin. Bring your ID.

  148. Hello, Tanong lang, Bakit nagbabawas yung Easy Saver ko ng 15 pesos? Halimbawa me tira pa akong 6 pesos, then bigla na lang magging negative.

    1. Hi John Angelo: Merong 5 pesos na charge for any one of these transaction: atm balance inquiry, atm withdrawal, swipe-device debit, online fund transfer, online bill payment, online phone reload. Online balance inquiry lang ang walang charge.

    2. Nagcha-charge sila ng fee kasi walang maintaining-balance requirement ang Easy Saver. Mas okay na yang 5-peso fee kesa sa 300 pesos na penalty for not being able to maintain the required maintaining balance. Planuhin mo ang withdrawals mo para konti lang ang total charge.

  149. Gud pm po ma'am ask ko lng po if active pa yung accnt. Ko khit nag negative po e2…. Papasok pa rin po b ung remitance ko kahit po nag negative n xa? Salamat po

    1. Negative balance: Nag-negative ba dahil sa nabawasan ng below-balance penalty? Ang BPI naman is nagrere-activate ng closed account or account-on-hold basta hindi pa matagal na-closed. Pero dapat irere-activate ng account owner in person sa branch. Nag-remit ka na ba? Or nagtatanong ka pa lang? Kasi mas mabuti na siguraduhin muna na active pa ang account, kasi mao-on-hold ang remittance kapag hindi active ang account.
      Ikaw ba yong sender or receiver? If you are in the Philippines, go to your branch with your IDs and reactivate your account. If you're abroad, call BPI 00-632-89-10000

  150. Good day i hope someone can answer me. I would like to ask if how much is the momey limit that you can save in this type of account? Thank you.

  151. Good day, nagopen po ako ng easy savers debit sa bpi family and already changed my pin. Why can't i still enroll my savings account sa bpi online banking app ko? Also can i deposit money in my account using the deposit atm machines at any bpi regardless if island or family? And how much ung minimum amount to deposit thru deposit atms? Thank you.

    1. Hi thina: Enroll first in BPI Express banking before you can login into your BPI app. Go first to bpiexpressonline.com and find "Enroll now".
      Yes, many cash deposit machines can now accept both BPI and BPI Family cash deposits. But there might still be the old cash machines that accept only BPI or only BPI Family cash deposits. If it happens that you use an old machine like this, the deposit option will not show if your card is of the other BPI bank.
      About minimum amount to deposit: I have not seen a BPI advice on the minimum amount. But since the minimum atm withdrawal for BPI is 500 pesos, and 200 pesos for BPI Family, maybe these are the same minimum amounts for deposit.

  152. Good Day. I have the normal savings acc (not the easy savers) and I'm not using it for 7 months now. The last remaining balance 7 months ago was only 200+, less than the maintaining balance I guess. And now my inlaw will be sending me money through that acc, can I still receive the money? Is my acc closed already? If it is, can I re-open it like the easy-savers one?

    I've read almost all your replies and it's mostly about easy savers. The 2 years span before it gets dormant, does it applies to the normal savings acc too?

    Hoping to hear from you soon. Thanks.

    1. Hi Christy: Yes, your account is already closed. It's most likely that BPI will allow you to reactivate your account, but you will have to pay the penalties for the 6 to 7 months that you did not maintain your account. So that could be 1,800 pesos or 2,100 pesos. You can ask the teller how much you will pay if you will reactivate your account.
      I think it's better that you ask your in-law not to send money to your old account. Open an Easy Saver account, and then send your new account number to your in-law.

  153. Good eve po .. Ask ko lang po kung ilang days bago pwedeng palitan ng pin code ang JumpStart card?? Kanina ko plang po nakuha yung card i dont know kung activated na po ito eh .

    1. Hi Love: Malamang na-input na nila ang data mo, so puede mo nang palitan ang PIN mo at a BPI machine today. Siguro, this afternoon na lang.

  154. Pwede po bang i-link ang BPI savings account without maintaining balance sa paypal? Magagamit ba yun para makapagwithdraw ng pera mula sa paypal?

  155. Hello mam, kakaopen ko lng po ng easy saver, bkt po sinabi sakin ng customer service nila once daw na gmitin ko sya as a remitance iko close daw nila ang account ko? Bawal daw po gmitin as a remitance yun

  156. Hello po gusto ko lng po iask if active pa kaya itong bpi family savings bank account ko kasi ang last transaction was novemeber 2016 pa.kasi nbefore nagtry po ako mag balance inquiry ang lumabas lng is please transact with your own bank

    1. Hi Jomar: BPI Easy Saver ba ang account mo? If yes, ang gawin mo is deposit at least 100 pesos sa account mo para magamit mo. Active pa ang account mo kung Easy Saver account ito. Meron kasing 5-peso charge per atm balance inquiry kaya hindi maka-atm-balance-inquiry kapag walang laman ang account na pagkuhanan ng 5 pesos.
      Kung regular atm account at hindi Easy Saver, most likely on hold na ang account mo. Puede mo pang i-activate ito kaya lang babayaran mo na yong 300-peso per month na below-maintaining-balance penalty. Puedeng 300 pesos x 4 months, around 1,200 pesos. Kung ganito, hayaan mo na lang na ma-close. Mag-open ka na lang ng new account in another branch.

  157. Sino po ba ang qualified na kumuha ng budget savers? students lang po ba? paano kung employee po? Alam nyo paba kung ano ang qualifications? Nahihirapan aqng kumuha. Pleaze po pakitulungan nyo po ako. Salamt po.

    1. Nahihirapan? Usually yong mga tellers, gusto nila na yong merong maintaining balance na ang kunin mo, kasi employee ka na. Yong atm savings account ng BPI Family, 1k lang ang maintaining-balance. If you really like BPI Easy Savers, maghanap ka ng BPI Family branch na okay sa kanila na mag-open ka ng Easy Saver. Usually yong mga BPI Family na malapit sa palengke or sa hindi sosyal na lugar. Sabihin mo na nagsisimula ka pa lang mag-work so Easy Saver pa ang kaya mong i-open.

  158. Good evening…nag open po ako ng account sa atm card for remittance but then 3 months na hndi nahuhulugan.Hindi pa kaya closed Un?

    1. Ito ba ay BPI Easy Saver account? If yes, hindi pa ito closed. Dahil itong account ay walang maintaining balance, nakakatagal siya na walang laman, pero huwag mong pabayaan na walang transaction na matagal. Hindi mo ito magawan ng balance inquiry kung walang balance kasi merong 5-peso charge for atm balance inquiry, kapalit ng walang maintaining balance requirement.

  159. hi po. may easy savers account po ako. pwde po ba makapasok ang deposit from u.s.a.? thank you po

  160. Hi po I have a payroll account sa bpi sa previous employer ko can I convert it to savings account? Pwede ko ba e deposit ang metrobank chek sa account ko? Thanks

    1. Hi Fab 35: Sorry for my delayed reply, but I hope your check was already turned into cash. Depende na yan sa Metrobank, try mo lang ideposit, kasi iba-iba naman ang bank policies regarding payroll accounts. I hope you tried already and it was accepted.

  161. Good morning, ngresign na po kc ako sa company. ito pong company ay icloclose na din po nila ung payroll account nila sa bpi kc transfer cla ng ibang bank, gusto ko po sana gamitin at icontinue ung paggamit ng bpi atm, pde po ba un?

    1. Convert BPI payroll account to a regular account: Yes, puede, pero you now need to maintain your account. If it's a BPI atm savings account, the maintaining balance is 3k pesos. To be sure, visit your branch, and ask if you can continue to use your payroll account — kasi baka lang merong naiibang agreement between BPI and your company.

    2. Thank you po.. God bless ��

  162. Hello. Gusto ko sana malaman kung active pa ba ang atm ko. Taon na kasi siya hindi nahuhulugan eh. Ngayon ko siya gusto i active ulit. Paano po ba? Luma na bpi atm card ko.

  163. hello po,ask ko lang po my transaction po kasi ako abroad, yun client ko po is magbabayad sa mga naorder niyang items worth php50k, ang plan po niya is bayaran niya ko bank to bank, ang tanong ko po is pwede ba mgrecieved ng dollar yun easy saver ko? nagtry daw po kasi siya hinihingan siya ng swift code and complete address ng bank. From India po yun buyer ko. sana po masagot yun,thank you in advance

  164. hello po,ask ko lang po my transaction po kasi ako abroad, yun client ko po is magbabayad sa mga naorder niyang items worth php50k, ang plan po niya is bayaran niya ko bank to bank, ang tanong ko po is pwede ba mgrecieved ng dollar yun easy saver ko? nagtry daw po kasi siya hinihingan siya ng swift code and complete address ng bank. From India po yun buyer ko. sana po masagot yun,thank you in advance

  165. hello po,ask ko lang po my transaction po kasi ako abroad, yun client ko po is magbabayad sa mga naorder niyang items worth php50k, ang plan po niya is bayaran niya ko bank to bank, ang tanong ko po is pwede ba mgrecieved ng dollar yun easy saver ko? nagtry daw po kasi siya hinihingan siya ng swift code and complete address ng bank. From India po yun buyer ko. sana po masagot yun,thank you in advance

  166. Hi, I have some questions with the BPI Easy Saver account:
    1. Is there a fee everytime the card is swiped on a POS terminal?
    2. Also, if it is swiped on a POS terminal, does it require a PIN to be entered? Or just a signature on the receipt?

  167. Hello po. Kailangan po ba every month may ilalagay sa card or i-deposit? Reply po. pleaseeee! Im a Senior High School Student.

  168. If you haven't used you easy saver account for 2 years is it still active then? Tried logging on at the BPI online and is was still successful and displayed the balance and still able to navigate the app. Does this mean it's still active?

  169. Good day! is there a difference of easy savers account in bpi and bpi family saving bank? i just opened an account yesterday at bpi. just kindly explain it further if there is any, and what is the best between the two. thank you in advance and God bless

  170. Hi po good am po
    Aak lng po if activated p dn po b ang isang bpi debit esp kht d xa nhuhulugn cmula nung maopen xa,nsken po xa strt january 2017.plss help me po….ofw po ako from dubai.thnk u po

  171. Can i apply easy saver atm even if im unemployed?

    1. Hi Jhelen: Yes, as long as you have 2 valid IDs. In the form that you will fill up, there's Occupation or Source of Income — you can write buy and sell, or online selling, or remittance.

  172. hello po mam nora tamba. i am still student pero gusto ko pong magkaroon ng sariling account for my savings. tanong ko lang po kung magkano ang minimum deposit at kung need bang monthly magdeposit. thanks po. hoping you will read my comment.

  173. I have a question po, bago lang po ung card ko yet hindi ko po sya ma.activate thru atm pero na.change pin ko na po sya. makakapag.withdraw po ba ko kahit hindi pa sya activate sa online banking?

  174. Hi poh.. Paano po ba malalaman kung active pa ba yung atm easy saver? Hindi na po ako nakakapagdeposit for 3 years..

  175. Good evening ma'am Nora. Pwede po ba mag deposit ng Php100 sa deposit machine or ever the counter?

  176. hello po . I availed this account last 2012 pa po . kaya lang di ko sya nahulugan . pano po ba sya marere open ?

  177. Hello po. Ilang araw po bago mkuha ang atm ? Salamat pp

  178. hi po.pwede po ba mag open ng Easy Saver (saving account) kapag
    4 1/2 years old pa lang po edad..

    Thank you po

  179. hi po goodmorning.ask ko lang po kung pwede po po mag open na ng saving account(easy saver ) kung 4 1 /2 years old pa lang age.
    sana mareplyan niyo po.

    salamat po ng marami

  180. Good day.
    How much is the money limit that you can save in this type of account (BPI easy Savings)?

    Thank you and more power

  181. hi po. nag-apply po ako ng bpi payroll account card or debit card sa bpi express noong nov 21 which is nakuha ko po agad yung atm card then sinabi nung assistant na i can change my pin on dec 2-3 pa kase yun po yung payout ko tapos nung magche-change na po ako ang sabi ng system is transaction not allowed. ano pong nangyari at ano pong gagawin ko?

  182. Good Day po…..may bf po ako na nasa Canada. Magpapadala po sya money….tanong po PWEDE NYA PO BA IHULOG O IPADALA SA AKING ACCT SA BPI U NG PERA? easy saver acct po ang gamit ko…..salamat po….

  183. Hi ano po ba ibig sabihin ng no from account n lumalabas s receipt ko evry
    tym n ngbbalance inquiry aq… Dahil nung dec. P pumasok ung pera n
    padala ng office ng asawa q dhil isa p xang seaman bkt hnggng ngaun wla pdn
    xang laman.. Sna po mrplyn nyo aq slmat..

  184. Hi po ask ko lang po kasi nagopen ako ng ATM Savings account(BPI Debit card) sa BPI dto sa Dubai tapos sabi kailangan ko daw iactivate ung account ko sa pinas pero nung nagbakasyon ako nagpunta ako sa BPI bank then sabi nila kailangan daw nila ung carrier ng BPI card ko (un daw ung nakaattached sa BPI CARD na letter nung bngay nila ) kasu naitapon ko na un so paano un until now nd pa ata naaactivate ung BPI Card ko?then sabi try ko daw magwithdraw kung gumagana sabi ng teller kasu nung trny ko nd nmn pwd So paano po un ? Magcloclose po ba un or what ? Then may Maintening balance po ba ?makukuha ko prin ba ung hinulog ko dun ?

  185. Hello tanong ko lang po sana kung posible bang magdeposit ako over the counter pero ang Card Holder po ee nasa ibang Bansa? Marereceived nya po ba agad yun? Kaya Account lang din po gamit nya..

  186. Kaya account holder abroad: Hindi ako sure kung makawidro siya without activating his International access. Kasi merong instruction ang BPI to activate International Access before traveling abroad. Call BPI +63-2-8910000 or email expressonline@bpi.com.ph for assistance.
    Additional: Yong atm card ba niya ay merong nakalagay na International sa front? at merong Cirrus logo sa likod? 3.50 US dollars ang withdrawal fee. Fee for withdrawals above $175 is 2% of withdrawn amount

  187. Hello po ask lang po pano kung, ung address ng meralco bill mo and water bill ay di sayo naka pangalan ok lang po ba?

  188. Bill address: Kung hindi mo ka-apelyido yong owner ng bill, baka hindi rin magamit as proof of address. Pero kung meron kang 2 valid IDs, plus your deposit and 2 ID pictures, I think you can open a BPI account. Supporting document lang yong bill kung kulang ka sa ID. Mas okay pa siguro yong barangay certificate certifying na nakatira ka sa adddress mo.

  189. Hi Meollen, Gusto ko lang po malaman kung saan nanggagaling yung service charge ng bpi, nagkakaroon po kasi ako ng transactions thru bpi app. at nagtataka po ako bakit nagkakaroon ako ng service charge sa account ko. dalawang beses na po ako nagkaroon nun at hindi po kumpleto ang details na nakalagay kung para saan. thank you at maraming salamat. bpi kaya savings din o yung account ko.

    1. BPI Kaya service charges: Hindi mo sinabi kung magkano ang charges. Kung 5 pesos, charge yan ng debit, halimbawa, meron kang binili online, or nagbayad ka ng bill or bumili ka ng load online.

  190. H po, Question lang.. Paano pag nawithdraw ko lahat ng pera ko sa kaya savings account ko as in 0 zero na sya walanh laman then hndi na ako nakapag hulog following days, months mag coclose po ba yun? Thank you po

    1. Hi Mj, active pa siya, basta siguraduhin mo lang na 0 ang balance at hindi negative. Once nag-negative na, automatically ma-close na siya. Paano maging negative? Halimbawa, exactly 100 ang balance, at winidro mo yong 100 pesos at nakuha mo yong 100, at hindi na-charge agad yong 5 pesos na withdrawal fee, later on maging negative 5 ang balance mo, so mako-close na automatically.

  191. Kailan po talaga Ng tin number kahit Wala work? At kailangan ba talagang palitan ang pin number? After mo makuha ang atm

    1. Hi Unknown, yes, kailangan ang TIN kasi merong tax yong konting interest sa savings mo. Pag magbayad sila sa BIR, dapat merong TIN yong account. Yes, you need to change your PIN sa BPI machine, kasi kahit the same account number pa rin ang account mo, iba na yong card at card number mo.

  192. Mary Grace Balbuena

    Hello po, tanung ko lang po sana may atm po kasi ako yung bpi express teller internatinal, 3 years ko na po sya ndi nagamit pero nung binalance ko pa sya meron pa po 54, gagamitin ko po sana ulet, active pa po kaya yun, pde ko pa po kaya sya gamitin? Thank you po sa sagot

    1. Hi Mary, nakapagtataka na naka-balance ka pa after 3 years, kasi nagiging dormant ang savings account after 2 years na walang deposit or withdrawal. At saka iniba na ang atm card ngayon, meron nang chip for added security. Payroll atm card ba yan? Or yong BPI Easy Saver na BPI Kaya na ang tawag ngayon?

  193. Jennelyn Fajardo

    Hi po. Kakaopen ka lng po ng account ng Kaya Savings.. ask ko lang po kung makakareceive na po ba ako ng money from abroad kahit wala pa ung card? And ano po ba eto kasi nacoconfused po ako kung Bpi Family Savings Bank po ba eto or Bank Of Philippine Islands po? Since both BPI naman po sila.

    1. Hi Jennelyn, yes, active na ang account mo kahit wala pa yong card, meaning puede nang depositohan o padalhan ang account mo. Saan ka ba nag-open? Yon ang bank mo. Ang BPI Family ay subsidiary ng BPI. Usually ang account number ng BPI Family nag-start sa 501, 502, onwards and then 6 and 7. All others ay BPI. All BPI atm machines ay puedeng gamitin ng BPI or BPI Family or BPI Direct, pati yong Cash Deposit machines. Kapag over-the-counter transactions, dapat sa BPI lang kung BPI account, at sa BPI Family lang kung BPI Family.

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