4.19.2011

BDO Remittance Offices and Partners in Saudi Arabia

By Nora
Updated November 12, 2016:

You can send money to the Philippines from Saudi Arabia at the offices of BDO Remit offices and BDO remittance partners in Saudi Arabia.

If you want to open a BDO Kabayan savings account in Saudi Arabia, ask any of these remittance partners. After your application is received and approved by BDO in the Philippines, your account will be activated, and will be ready to accept your remittance. You can check your remittances through BDO Remit Status Inquiry.  You might be instructed to go back to where you opened your account to get your passbook and atm card after a month.

You cannot yet use your BDO Kabayan ATM card in Saudi Arabia because it is not yet activated. You can activate your atm card only at a BDO atm machine in the Philippines.  You can also have your passbook updated over the counter at BDO when you take your vacation in the Philippines.

Here are the addresses of BDO Remittance Offices and Partners in KSA:

AL-KHOBAR

Al Rajhi Banking
PO Box 1362, Alkhobar 31952

Al Zamil Exchange
PO Box 83 King Saud St. Cor. Cross A
Al Khobar 31952
(near Al Shula Shopping Center)

DAMMAM

Al Rajhi Banking Dammam
Dhahran St., Dammam
(near Saudi British Bank)

Al Zamil Exchange
Dhahran St., Dammam

JEDDAH

Al Rajhi Banking
Tahweel Al-Rajhi Jeddah Branch
Queen's Bldg., Balad, Jeddah

Al Rajhi Banking - Jeddah
Mezzanine Floor
Queens Bldg., Jeddah

Bank Al Bilad
Enjaz Remittance Center Branch Al Balad
Jeddah

Alamoudi Exchange Co.
PO Box 123
Al Hazzaza Building
Al Balad - Gabil St, Jeddah 21411

The National Commercial Bank
PO Box 3555
King Abdul Aziz Street
Jeddah 21481


JUBAIL

Al Zamil Exchange
Jeddah St., Jubail

Al Rajhi Banking Jubail
Jeddah St., Jubail


RIYADH

Al Rajhi Banking
PO Box 22022, Riyadh 11495

Al Zamil Exchange
Al Ras St. (Old), Batha
P.O. Box 4055, Riyadh

Al Rajhi Banking Riyadh
P.O. Box 4055
Al Ras St.(Old) Batha
Riyadh 11491

Alinma Bank
Alinma Bank Head Office
Al-Anoud Tower, King Fahad Road
Riyadh

Arab National Bank
P.O. Box 56921
Riyadh 11564

Bank Al Bilad
Enjaz Remittance Center Branch 153
Al Balad, Batha, Riyadh

Bank Al Bilad
P.O. Box 140
Riyadh 11411

BDO Online Banking for You and Your Family


While vacationing in the Philippines, you and your spouse or oldest child can each open a BDO Kabayan Savings Account. Then enroll these two accounts in BDO Internet banking while in the Philippines. Enroll also your spouse's or child's account into your own online account, so you can transfer money anytime online. You can activate your enrollments only at a BDO ATM machine in the Philippines. 

Send your remittance to your own account, and then transfer a portion of the money to your spouse's account through Internet banking. Save the rest of the money in your own account.

Sending money  from KSA to your account incurs a remittance fee. Transferring money from your online account to your spouse's enrolled account through Internet banking is FREE.  You can also ask your spouse's password so you can check balances and withdrawals.

74 comments:

  1. What if i openned an account in the philippines but then i forgot to activate it in the same day...now that i am in abroad is it still active?

    ReplyDelete
    Replies
    1. Hi Happy: Yes, your account is active -- you can remit money to it. But your atm card is not yet active -- you cannot use it to check your balance there (although only atm cards with Mastercard logo can be used abroad, if activated). Try to change your Pin when you get back here, and if you're not able to change, visit your BDO branch.

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  2. how can i send money to the philipines from ksa??? i have a kabayan account in the philippinea.

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    Replies
    1. How to send money from KSA to the Philippines: Find a remittance partner of BDO there. See the list of BDO remittance partners in the post above. Just go there with your iqama and your money. They will ask you to fill up some forms. Write your bank account details: bank name, account name and account number. Wait for your receipt. By the way, are you sure your Kabayan account is active? It's active if you opened it less than 12 months ago, or you have sent money to it less than 12 months ago.

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  3. Hi ask q lang if mas maganda na dalhin q passbook at atm q papunta dubai or iwan na lang ang atm q sa pamilya q.gusto q kc mag save talaga pero iniisip q kc baka pag nag deposit aq may charge sa dubai.. at least kung nasa pinas ang atm q isang charge na lang ang mangyayari tama po ba?salamat po

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    Replies
    1. Hi jeffrey, Dubai OFW: It's great you plan to save. Tama yan. That depends on the character of your family members. Matipid ba sila? Or baka lahat na ideposit mo sa account mo ay gagastusin nila? Baka kapag lumaki na yong nase-save mo ay matukso sila na gagastusin.
      Ang the best sana is 2 accounts in the same bank: one for you and one for your family. Then enroll them together in an online banking account. Mag-remit ka sa account mo, and then transfer some money online to your family's account. Tama yong sinabi mo na may bayad yong foreign remittance, pero yong online transfer ay free kasi enrolled in the same online banking. Dapat you enroll these accounts while still here in the Phils because validation of enrollment is being done at an atm here. Ang challenge lang sa BDO online banking is gumagamit ng one-time-password (OTP). Pag transfer, BDO wil text an OTP to your enrolled phone no. So enroll your phone no. na international roaming, or phone no. abroad that can receive a text from the Phils.
      Ang BPI online banking hindi gumagamit ng OTP so mas convenient ito. You might want to consider BPI. Ang BDO, puede pa rin kung balance lang ang gusto mong tingnan. Pag balance lang, puede yong challenge question lang, meaning sagutin mo yong challenge question na pinili mo at sinagot mo when you opened your account.

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    2. Hi madam i have a bdo usd acct. And is a VISA card but i need to withdraw money now.where can i withdraw in jubail saudi arabia

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    3. Use of a VISA atm card in Jubail Saudi Arabia: Have you changed your default ATM PIN in the Philippines? If changed, yes, you can use your ATM at any machine with a VISA logo there.

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  4. Hello po.. Paano po pag may ATM na ako, na activate n po xa pilipinas .. Pwde po bang ma check dito sa ATM machine nila Kong sakaling mag dedeposit po ako?? Pwde rin po bang magkaroon ng passbook?

    ReplyDelete
    Replies
    1. Use of ATM card abroad: If your ATM card has a Mastercard or Visa logo, and if you have used it already in the Philippines, yes, you can use it abroad. Find a machine with a Mastercard, Maestro or Visa logo.
      If you want a passbook account in the Philippines, you can open one when you take your vacation in the Philippines.

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  5. hi Good Morning..i have already kabayan savings account and i have to check for my balance here in Jubail KSA. is this BDO master card is applicable to any ATM bank here? because i am not sure if this master card will return after i put inside the machine.

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    Replies
    1. Use of BDO Kabayan atm card in Jubail, KSA: Did you change your default ATM pin at a BDO machine in the Philippines? If changed, yes, you can use your ATM card at an ATM there that has the same logo (MasterCard or Vi
      sa) on your ATM card.
      Use the ATM only after you have seen people successfully using it (so you can be sure the machine is not damaged). If you entered an incorrect PIN twice, don't use it for the 3rd time. Try again the next day at another machine.

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  6. Hi, my sister is now working at jeddah, saudi my problem is the employer of my sister did'nt know how to send the money in KABAYAN Account they tried once but there is a lot of questions ask them.

    Gusto ko lang po sana malaman kung ano po yung kailangan gawin (example how to fill up the application form how to send the money in my kabayan account) kasi they know naman yung account name and number and the other code (i forgot the term). Thank you🙂

    ReplyDelete
    Replies
    1. Send money from Jeddah, Saudi Arabia to BDO Kabayan account:
      Name of beneficiary bank or receiving bank: BDO Unibank
      Swift code or BIC code of BDO: BNORPHMM
      Beneficiary account name: your complete name (exactly the same as name printed in your passbook)
      Beneficiary account no.: your account no. (printed in your passbook)
      Beneficiary bank branch: your bank branch or location
      Amount to be sent: amount of remittance
      I think it is better that your sister sets the remittance amount in pesos and then pay by riyals so you already know the exact amount you're going to receive. If she sends US dollars or riyals, the exchange rate used by BDO is lower.

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  7. Hello maam if ever na may local bank ako here at saudi
    Like al rajhi bank,then i have bdo kabayan
    Yung salary ko po kasi direct sa al rajhi bank then
    Pag money transfer to bdo kabayan thru online
    My charges po ba yun?and how much

    ReplyDelete
    Replies
    1. Online transfer from Al Rajhi Bank to BDO Kabayan: Yes, there's a fee that Al Rajhi will charge. Can be 15 to 20 riyals, depending on Al Rajhi. You must first register your beneficiary at your Al Rajhi branch and make your first remittance at your branch before you can make your first online remittance. BDO also might charge an inward remittance fee of around 200 pesos. Track the amount you are sending and the amount credited to your account, so you can change how you remit to your account if the online Al Rajhi to BDO transfer is super expensive.
      But I've read about Pinoys using their Saudi banks to send money online to the Philippines -- just monitor your online remittances.

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  8. pano po kapag galing jizan ung magpapadala sa kabayan savings po? kahit anong bangko po ba sa jizan saudi pwede magpadala?

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  9. Send Money from Jizan Saudi Arabia to BDO: Based sa list above, Al Rajhi Banking yong partner ng BDO sa maraming cities, so malamang na partner din siya ng BDO sa Jizan. Puede rin siguro yong Bank Al Bilad.

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  10. Hello..ask ko lng po kpgb binigay mo ang atm card no.at cvv s ibang tao ay maari b nitong makuha ang laman ng atm..

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    Replies
    1. Hi Fitzgerald: Do you mean you gave only the number, not the card? Kung merong Mastercard or Visa logo yang atm card mo, at marunong yong tao sa online buying, puede niyang gamitin yang atm card no. mo to buy online. Ang kulang lang is the expiry date, pero if he will be able to guess the correct expiry date, and write your correct name and address, then he will be able to buy online.

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    2. Hiningi po nila sakin ang number ng atm card ko cvv, expiry date, at pangalan ko..pero nasa akin po ang card..maari po ba na magamit nila ito..gayong hndi nman nila alam ang pin number..

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    3. Hi Fitzgerald: Are you here in the Philippines? If you don't trust these people who have your atm data, I advise that you withdraw your money now, immediately, para hindi nila magamit. May I ask bakit naibigay mo sa kanila itong atm data mo? Sa online buying kasi, hindi na kelangan ang PIN.

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    4. Hi Fitzgerald: If you're abroad or not able to go to an atm to withdraw, call your bank and report the theft of your atm card information, and ask them to put on hold your account so that no one will be able to use it. Hope you can comment again here later on

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    5. Ok po..thank you very much and god bless..

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  11. Ganun po ba..Andito po aq ngaun s riyadh..kc kc gusto po sana n mginvest..yan po kc hiningi nila skin..

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    Replies
    1. Ok lang kung reliable company ito. Kasi ako rin binibigay ko mga credit card details ko kung nagbabayad ako online. Anong company ito?

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  12. Replies
    1. I forgot pala na puede ka naman palang magwidro diyan kung halimbawa lang unreliable itong company na ito. Sige i-search ko nga.

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    2. Binary options trading. Sa totoo lang hanggang traditional investments lang ako, stocks and mutual funds lang. Maraming nagsasabi online na scam daw yang app ni Brooks Blueprint, kasi too good to be true yong profit claims niya. Kung naka-invest ka na ng a certain amount, then hayaan mo na, sana naman kikita ka nga diyan.
      Pero sa akin, iwidro mo na lang ngayon diyan sa Riyadh yong the rest of your money lalo na kung malaki pa, at sa less risky investments na lang doon ka mag-invest.

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    3. Ok po..maraming slamat po s advice..

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  13. Can I apply a BDO credit card here in Riyadh, Saudi Arabia? Where and what are the requirements? Thanks and more power

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    Replies
    1. Hi Salvador Jr.: Sorry BDO does not accept applications from OFWs. They also require an ITR. It's BPI that accepts applications online from OFWs. See this BPI credit card application page.
      Your home or business address must be within a 30km. radius of a BPI or BPI Family Bank branch or BPI Business Center. You must also have a landline phone in your Phil address.
      I hope you can comment again here after your credit card has been approved.

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  14. Hi mam nora,can i open kabayan savings account here in Jeddah? Thanks po.

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    Replies
    1. Hi Justincool: Yes. Just ask any BDO remittance partner on the list above. They'll forward your application to BDO Philippines, and you might get your passbook and atm after a month. Your account will be active, but your atm card can't be used there until it's validated at a BDO atm here in the Philippines.

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    1. Hi randy flores: Check mo kung merong Al Rajhi Banking or Bank Al-Bilad diyan sa lugar mo. Then pag meron, ask them they're offering BDO Kabayan account opening assistance. If they offer, expect your passbook and atm card to be available after about a month. Your account will be active, but your atm card will not be active, as you need to change your default PIN at a BDO atm in the Philippines.

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  16. hello po ask lng po sana aa kc hindi q na change pin yung atm card ko doon sa pinas pwde po ba tong ma change dto sa riyadh?at magiging actve na ba din to?may master card logo din po ito.slamat po.

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    Replies
    1. Can I change the BDO default PIN in Riyadh? Sorry no. You cannot change your default PIN in Riyadh because there's no BDO atm there, even if your atm card has a Mastercard logo. You can change your PIN only at a BDO atm here in the Philippines.

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  17. Hello ask ko lang po if once na nagdeposit ka sa kabayan savings account mo sa isa sa mga remmittance partner ng bdo na nasa list considered na po ba yun na remmittance mo sa bdo kabayan savings account mo?

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    Replies
    1. Hi Lucky Xyruz: Yes, basta remittance partner outside the Philippines, meaning nagpadala ka from another country. Kung ang iniisip mo ay yong requirement na "at least one foreign remittance every 12 months" para ma-maintain yong status na Kabayan account, yes. Pero kahit hindi partner, dahil walang partner in a certain country, basta foreign remittance, counted for the maintaining-balance purpose.

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  18. sir/maam saan po ako mag aaply ng bdo savings account san po banda sa jeddah

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  19. Dear BDO Team,

    Good Day!
    May kaunting katanungan lang po ako, saan po pwede mag-open ng Debit/MasterCard ATM dito sa Riyadh.

    Thank You,

    ReplyDelete
    Replies
    1. Hi Khaled and afdhal mohd fahad: Try nio sa kahit alin sa Al Rajhi Banking or Bank Al Bilad. They will forward your application to BDO Philippines. You might be able to claim your passbook and atm card after a month. Your account will be activated, but your atm card will only be activated by you at a BDO atm when you take your vacation in the Philippines.

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    2. Hi Maam Nora, Thank you for feed back ang need ko kasi maam BDO master card for purchasing online like amazon. Ang tanong ko po, if ever na mag open ako sa BDO ng master card, mga ilang buwan po kaya bago ma-activate ang master card? May idea po kayo?

      Salamat po..

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    3. Hi Khaled: Sorry, kung ang plan mo is to use the atm card for online payments, hindi mo pa magagamit diyan kasi ang activation ng atm card ay dito sa Philippines, sa BDO atm.
      Meron ka bang ma-trust na kapatid o magulang na merong smartphone? Kasi meron nang PayMaya Visa virtual card, issued by Smart. Hindi actual o physical na card; it's completely virtual, image lang ng Visa debit card. I-download lang ang PayMaya app from Google App or from Apple Store. Doon sa app, register with name, email address and mobile number. Then create password. Mag-text ang Smart ng verification code, then enter the code, then Smart will send PayMaya debit card image -- andon ang 16-digit debit card number, expiry date and 3-digit security code or CVV. Mag-research ka rin and read reviews about PayMaya virtual card, if you like. Meron din itong physical card, pero siempre dito sa Philippines makukuha. PayMaya virtual pa lang ang alam kong virtual debit card (yong walang actual card).
      Another problem is how to load it while abroad, kasi as of now, hindi pa nila ni-launch ito for overseas use. Siguro they will consider it if more OFWs ask for it. Currently, ang loading is local, through Bayad Center, SM Business Center, Smart center, BDO online banking, Union Bank atm, TouchPay, SMART Padala center, Smart Money card. I wrote this para lang ma-consider mo. Tingnan ko pa yong iba....

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  20. Hi Maam Nora,

    Salamat po sa mga palinawanag nyo. Malinaw na po sa akin ang lahat ng mga advises nyo. About po doon sa kamag-anak ko na pwde kng ma-trust. Sa ngayon wala pa po at mahihirapan sila sa PayMaya, but then I will explore that new app. Maraming Salamat po.

    ReplyDelete
    Replies
    1. Thank you din Khaled. If you have time and if you're on Facebook, baka puedeng i-LIKE yong Facebook page namin:
      WorkingPinoy.com and Thanks a lot!

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  21. Thank you Maam Nora,

    I will check your page.

    ReplyDelete
  22. good pm po.. pwede po ba mag withdraw gamit ung kabayan savings pag ka ung machine my master card na logo.. or pang check balance lng po un.. im here po sa riyadh.. thanks po..

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  23. kung pwede po mag withdraw mag kano po kya ang charge per transactions.. thanks po sa sasagot..

    ReplyDelete
    Replies
    1. Hi kial herradura: Puedeng magwidro diyan kung merong Mastercard logo ang atm card mo at na-change mo yong default PIN ng atm card mo sa BDO atm sa Philippines. Dapat din na merong Mastercard, or Maestro or Cirrus logo yong machine diyan. Ang withdrawal charge is 3.50 US dollars. May additional charge kung yong atm diyan ay may charge for foreign-issued atms. Usually nasa screen or nasa machine mismo if they charge fees.

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  24. Hi po ! nag deposit po kc ung mama ko sa account number ko sa bdo from jeddah noong oct. 14,2016 till now po di pa napasok yung pera ! makukuha prin po ba namin yun ? ano pong magandang tanong qng sakaling pumunta po aq sa isang bdo branch ?

    ReplyDelete
    Replies
    1. Hi Aira Veronica: Puede mong tanungin kung meron bang naka-pending na remittance para sa account mo, at kung meron bang problem. Kung wala silang makita, ask your mother to go back to where she sent the money, and check if your name and account number were entered correctly in the remitter's records.
      But I hope nakuha mo na ang pera mo.

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  25. Hi po,
    May tanong po ako. Dito po ako sa Riyadh now.
    Yung sa online banking kopo na cellphobe number di na po active. Ngayon po gusto kong palitan ng bago. Paano po i update ang number? Pwede po ba pa update dito sa Riyadh?

    ReplyDelete
    Replies
    1. Change Mobile number in BDO online banking: Puedeng palitan ang phone number sa BDO online banking pero kelangang i-confirm mo through OTP, pero dahil hindi mo na matatanggap ang OTP kasi hindi na active yong number na yan, ang paraan na lang is to call BDO from Riyadh. If you can use a landline phone, ito ang toll-free number: 800-863-0011

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  26. hi po ma'am..paano po tumawag sa bdo customer service sa pinas via cellphone ipapaconfirm ko sana ung pinalitan kong number..dito po ako sa riyadh..thank you.

    ReplyDelete
    Replies
    1. Hi Karen: Call BDO 800-863-0011 or 00-632 631 8000

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  27. hi po maam, ask ko lng po kung magkano po ang interest pag na close na po ung bdo savings account ko for 1yr & 6 mos. plano ko kc iopen ulit un. ang nahulugan ko kc ung kabayan savings account ko kaya na close ung isa. thanks in advance

    ReplyDelete
    Replies
    1. Reopen closed BDO account: Penalty ba ang ibig mong sabihin? Kasi na-closed na at gusto mong ire-open? Usually ang BDO ay hindi na nagre-reopen ng closed account, lalo na at matagal na. At saka kung magpa-reopen man, sayang naman yong penalties (300 per month) na babayaran mo. It's better that you open a new account when you take your vacation. Meanwhile, continue saving money in your Kabayan.

      Delete
  28. hi mam ask q lng po qng me BDo office dto sa al ahsa hufof KSA kasi ng close n po kasi un kabayan savings q ..thanks po

    ReplyDelete
    Replies
    1. Hi Neil: Sorry yang mga Saudi cities lang na nakalista sa article above ang merong BDO remittance partners. Pero kung meron kang makita na Moneygram, or
      Ary Speed Remit, EZ Remit, AFX Fast Remit, Turbo Cash of Zenj Exchange or Ersal (Al Ghurair Exchange) diyan sa city mo, tanungin mo kung nag-o-offer sila ang assistance for BDO Kabayan account opening, kasi partner din sila ng BDO.

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  29. hindi naman ako mkapag add ng beneficiary online to NCB for BDO account laging system error. anu po ba pwedeng gawin? tumawag na rin po ako sa customer service ng NCB sabi nila inaayos pa raw yung BDO online pero hanggang ngayun system error pa rin. sa BDO po ba ang problema kasi yung ibang bank hindi nag eerror system only BDO.

    ReplyDelete
    Replies
    1. Hi Joseph: Most likely ang reason ay nasa system ng NCB, kasi it's their online banking system where you are registering. Baka sa NCB, hindi pa kasali ang BDO sa puede mong i-enroll na receiving bank online.
      According to you, sabi ng customer service ay inaayos pa lang. Palagay ko inaayos pa nila ang online banking/remittance link nila with BDO, although NCB and BDO are already remittance partners.

      Delete
  30. Hello po..ask ko lang po my bdo kabayan savings po ung asawa ko..pwde po ba na ako ung gagamit ng account nia sa online banking?

    ReplyDelete
    Replies
    1. Hi Vina Gayle: Basta okay sa inyong dalawa, yes, tanungin mo lang yong user name at password niya sa kanya.

      Delete
  31. Hello is raji bank a correspondent bank of BDO? If so, how many days will im going to recieve the money that was sent to me from saudi for example on thursday. Will I geth the money on monday?or tuesday?Thank you

    ReplyDelete
  32. Good day po
    Dba po yung BDO account ko na e open dto sa Riyadh ay pwede lang hulogan pru d pwede magwithdraw kasi kailangan mo pa siya na e activate dyan sa Pinas.Ang tanong ko po ay pano ko po malalaman yung laman ng atm?Dba po d nman pwede na gamitin sa mga atm dito

    ReplyDelete
  33. Good Day po...
    Pwede po bah mag open account dito sa saudi ng BDO Kabayan saving account? .. paanu ko po malaman ung laman if ever ma'am...., thnkz.

    ReplyDelete
  34. helo po..mag tanong lang po ako.nag apply ak ng bdo dito sa saudi taif..den naibigay na yong atm card at pasabook ko at may logo na siya ng mastercard.ask ko po kung pwede na ako mag deposit ng pera sa alin mang bank partner atm machine dito sa saudi taif.at ang gagamitin ko pong pang deposit na card ay yong unang bingay sakin na card ng bdo na walang logo..need lang po ng sagot..salamat po god bless.

    ReplyDelete

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