BDO Remittance Partner in South Korea

Updated June 2015

As of June 2015, there's only one BDO remittance partner in South Korea:

9-1 Nandaemunro 2GA
Jung-Gu Seoul 100-092
South Korea

This bank has signed a remittance agreement with BDO Philippines, but it seems to be specializing in remittances from Koreans to Korean students, businesspeople and families in the Philippines.

You can also send money to the Philippines from South Korea:
Metrobank Pusan Branch
Metrobank Seoul Branch

For addresses and contact numbers, go to: Metrobank in South Korea.

You can also send through international money transfer firms:
Xpress Money or Xpress Money Services Ltd.
Sigue Money Transfer
Western Union (only if deposit to BDO account; not for cash pickup at BDO)

If you want to transfer money from your own bank in South Korea to your account in BPI or Metrobank, check if your bank is a correspondent of BPI or Metrobank:

Metrobank Correspondent Banks in South Korea
BPI Correspondent Banks in South Korea


LANDBANK Remittance to the Philippines from Uganda

You can send money to the Philippines from Uganda via UAE Exchange, which is the LANDBANK remittance partner in Uganda:

UAE Exchange has two branches:

Kampala Amber House
Plot No 29/33
Amber House, Kampala Road, Kampala Amber House
Tel Nos: +256-312-265014,15
Email: unni.parrakkatt@ug.uaeexchange.com

Business Hours:
Mon - Fri: 8:30 AM to 5:30 PM
Sat: 9 AM to 2 PM

Lugogo Mall Branch
Ground Floor, Amber House, Kampala,
Plot No. 29/33,
Tel No: +256-414-232952
Email: kampala.uganda@ug.uaeexchange.com
Business Hours:
Mon - Fri: 8:30 AM to 5:30 PM
Sat: 9 AM to 4 PM
Sun: 9 AM to 2PM

Landbank remittance to the Philippines from Uganda

While in the Philippines, you can enroll your Landbank ATM account in Landbank iAccess Internet banking so that you can monitor your remitted deposits to your account and your beneficiary's withdrawals while you're abroad.

You or your family can also obtain a Landbank OFW Cash Card for your remittances. This is a debit card that has no maintaining balance and is valid for two years. It is free upon opening as long as you can show proof that you're an active OFW or an OFW beneficiary. After two years, it can be reactivated by paying 120 pesos. The maximum total of deposits per month is 100,000 pesos.

Landbank Remittance Partners in Singapore


Rural Banks Offering Time Deposits with Higher Interest Rates

Here are rural banks in Metro Manila that offer time deposits with interest rates higher than those offered by bigger banks.

These rural banks are members of the Rural Bankers Association of the Philippines (RBAP).

Main Branch: 44 Gil Puyat Avenue
Customer Service Hotline: 889-0000 loc 902
Email:  customerservice@bankofmakati.com

BANK OF MAKATI Time Deposits

For terms of 30 days to less than 1 year:

5k to less than 50k -- 3.75%
50k to less than 500k -- 3.75%
500k and higher -- 4.25%
4.5 to 5% for terms of from 1 year to less than 5 years

Has 16 Branches across the Philippines, including:

Antipolo Branch
4 Senator Lorenzo Memorial Circle
Bgy san Roque
Antipolo City
Tel: 697-5356 / 696-5585

Cainta Branch
New CRV Building, Gate 2
Felix Avenue cor Karangalan Ave
Tel: 646-3528 / 646-3415

Caloocan Branch
231-233 EDSA Monumento near MCU
Caloocan City
Tel: 367-7891 / 364-9039 / 367-1529

Zapote Branch
158 Ground Floor Burgos Bldg
Zapote 1, Zapote Road
Bacoor, cavite
Tel: (046) 417-7527 / 417-5617

Ground Floor, Westgate Tower
1708 Investment Drive
Madrigal Business Park
Ayala Alabang, Muntinlupa
Tel: 842-4074 / 842-4079

SMART BANK Time Deposits

For terms of 1 Year to Less than 5 Years:

100k to less than 250k -- 5%
250k to less than 500k -- 6%
500k and higher -- 6.5%

Main Branch:
311 Shaw Boulevard
Mandaluyong City
Tel: 533-8244 / 534-7559 / 535-9391

AMA BANK Time Deposits

1 Year or 365 Days:

10k to less than 50k -- 3%
50k to less than 100k -- 3.75%
100k to less than 1M -- 5%
1M to less than 2M -- 5.25%

Shorter terms are offered, with
interest rates starting at 2%

Has several branches, including:
Pasig Branch
Unit 103 Armal Building
F. Legazpi Street
C. Raymundo Avenue
Maybunga Avenue, Pasig City
Tel: 641-0900 / 571-3251

Cainta Branch
Level 1 Robinsons Place
Ortigas Avenue Extension
Cainta, Rizal
Tel: 240-2110 / 655-9068

Morong Branch
304 T. Claudio Street
Morong, Rizal
Tel:   691-6551 / 653-0170 / 691-5533

Bacoor Branch
Units 114-115 Conrado Commercial Complex
Aguinaldo Highway, Niog 1
Bacoor, Cavite
Tel: (046) 417-3541 / (046) 417-6373

Head Office
BSJ Center, Guadalupe Mansion
J. P. Rizal St.
Makati City

BANCO SAN JUAN Time Deposits

Minimum time deposit of 5k
Free cellphone for minimum time deposit of 50k
Time deposits can be used as loan collateral

Has 30 Branches, including:

Quezon City Branch
Delta Bldg., Quezon Ave. Corner West Ave.
Quezon City
376-3220 to 21

Bacoor Branch
KM 16 E. Aguinaldo Highway
Niog, Bacoor, Cavite
(046) 417-1119 / 417-3231

Notes for all banks:

- Higher interest rates for longer terms
- 20% withholding tax for time deposits with term of less than 5 years
- No withholding tax for time deposits with term of 5 years
- Insured by the bank with the PDIC for up to 500k per depositor

Rural banks in Metro Manila that offer higher interest rates

Highest Interest Rates for Time Deposits in the Philippines


RCBC Telemoney Remittance Partners in Malaysia

Here are 2 RCBC Telemoney remittance partners in Malaysia:

Personal Income Management Level 10
Menara Bumiputra-Commerce 11
Jalan Raja Laut 50350
Kuala Lumpur

14th Floor Menara Maybank 100 Jalan Tun Perak
50505 Kuala Lumpur
P.O. Box 12010
Tel Nos: +(603) 207-2074-7944

You can send money to the Philippines via the following ways:
door to door delivery (home and office)
cash pickup at any RCBC or RCBC Savings branch
cash pickup at any RCBC remittance partner in the Philippines
deposit to an RCBC or RCBC Savings account
deposit to an account in another bank in the Philippines

You can also pay your SSS, Philhealth or Pag-ibig contributions or loan payments through the RCBC Tele-Pay service.

You can also pay utilities and insurance bills via RCBC Tele-Pay.

Where Can You Claim RCBC Telemoney Remittance in the Philippines?
3 Philippine Savings Banks in The Asian Banker Top 500
Send Money from Italy to the Philippines via RCBC Telemoney
Top 20 Banks in the Philippines, by Assets SEPTEMBER 2011


Open a Philippine Bank Account While Abroad

Updated October 2015 

There are at least three ways for OFWs and other foreign-based Filipinos to open a Philippine bank account while abroad:

1.  Open an account at the foreign branches or subsidiaries of Philippine banks with branches or subsidiaries abroad:
       Philippine National Bank
       Bank of the Philippine Islands

PNB Japan

You can apply for a Philippine-based peso savings account at PNB Tokyo or Nagoya. Bring your passport, residence card and two 1x1 ID photo. Deposit in yen. Minimum initial deposit is the equivalent of 10,000 pesos in yen.

PNB Tokyo Branch 1st Floor Mita43MT Building 3-13-16 Mita Minato-ku, Tokyo 108-0073 Japan Phone: (813) 6858-5910 Free Dial: 0120-86-6382 Fax (24 hrs): (03) 6858-5920 Auto Email Reply for Rates Info: rate@pnbtokyo.co.jp Phone for Rates Info: (03) 6858-5940 / (03) 6858-5950 PNB Nagoya Sub-Branch 7th Floor Nishiki 324 Building 3-24-24 Nishiki, Naka-Ku Nagoya-shi, Aichi-ken 460-0003 Japan Phone: (8152) 968-1800

PNB Los Angeles, California

You can open a Philippine-based peso or dollar savings account, peso checking account, peso or dollar time deposit.  Minimum initial deposit for a peso savings account is the dollar equivalent of 10,000 pesos.

For those in the U.S. who cannot go to the PNB Los Angeles branch in person, read this info:
 Open a Philippine Bank Account in the U.S.

PNB Los Angeles Branch
316 W. 2nd Street, Ste. 700
Los Angeles, CA 90012
(Between Broadway & Hill Streets)
Phone: 213-401-1800 ext 201, 202 or 206
Fax:  213-401-1803
Email: losangeles@pnb.com.ph

PNB Canada and PNB Europe
You can ask these branches if they're already offering assistance in opening Philippine-based PNB accounts.

PNB Global Filipino Card
At most PNB locations abroad, you can apply for a Global Filipino Card (GFC) or Global Filipino Money Card (GFMC) for your beneficiary. This is a prepaid atm card that your beneficiary can use to withdraw your remittance from PNB and Bancnet atms. Your beneficiary can pick up the card at the nearest PNB branch. Valid IDs are needed to claim the card. You can apply for more than 1 card.
A GFC can only be funded abroad; it cannot accept a deposit over-the-counter in the Philippines.

List of PNB Bank Branches and Subsidiary Banks Abroad

BPI Europe
Go to the branch in person and ask for assistance in opening a Philippine-based peso or foreign-currency account. The documents they require for UK-based accounts might be the same documents they require for Philippine-based accounts:
 -  Passport or UK photocard driving license
 -  Proof of address, such as billing statements
 -  1 ID picture
 -  Initial deposit of 50 pounds

BPI Europe PLC in London:

BPI Europe, London (Earl's Court)
26A & 27A Earl's Court Gardens
Phone: (+44) 207-8350088
Fax: (+44) 207-3731848
Email: bpinoy@bpieuropeplc.com
BPI Europe, London (Threadneedle)
4th Floor, 28/29 Threadneedle St.
Phone: (+44) 207-6389100
Fax: (+44) 207-6386838
Metrobank Japan
Ask the Tokyo and Osaka branches if they're still offering Philippine-based savings accounts and World Cash Cards for your beneficiaries.

Metrobank Japan - Tokyo Branch Kandabashi Park Building 1-19-1 Kanda Nishiki-Cho Chiyoda-Ku, Tokyo 101-0054 Japan Phone: 81 (3) 5281-7281 / 81 (3) 5281-7210 Fax: 81 (3) 5281-7282 Email: mbtokyo@metrobank.co.jp Metrobank Japan - Osaka Sub-Branch 1st Floor, Honmachi Central Bldg 4-2-5, Honmachi, Chuo-ku Osaka, 541-0053 Japan Phone: 81 (6) 6252-1333 Fax: 81 (6) 6252-2226 Email: mbosaka@metrobank.co.jp

Metrobank New York, USA
10 East 53rd Street
New York, NY 10022
Phone: (212) 832-0855
Toll-free for US only: (800) 863-8762
Fax: (212) 832-0993 / (212) 223-0916
Email: customerservice@metrobankny.com

Other Metrobank branches abroad are in:
  China, Korea, Taiwan and the Bahamas.
There are Metrobank remittance companies in:
Hong Kong, Singapore, Canada and the UK

Foreign-Based Accounts -- Foreign Branches of Philippines Banks

At any of these foreign branches, you can open a foreign-currency account which is based in the country where you opened the account. It will not be covered by the PDIC, and it may or may not be covered by insurance in that foreign country.

If you have an online bank account and you transfer money from your foreign account to your account in the Philippines, the transfer will pass through a remittance system, so there will be a remittance charge.

The advantages of opening an account with a foreign branch or subsidiary of a Philippine bank are the lower cost and the faster processing due to the relationship between the Philippine bank and its foreign branch or subsidiary.

Most ATM cards issued abroad (with Mastercard, Visa, China Union Pay logos) can be used to withdraw from ATMs in the Philippines. The charge per ATM withdrawal is 200 pesos, more or less.

2.  Open a Philippine-based BDO Kabayan Savings account or a BDO Remit cash card account in countries where there are BDO Remit offices.  There are also many BDO remittance partners that offer these accounts.

Here are some lists of BDO remittance partners:
Abu Dhabi, UAE
New York
Saudi Arabia
Switzerland, Norway, Netherlands

This BDO Kabayan account is a passbook-and-atm savings account. It does not require a maintaining balance, as long as it receives at least one foreign remittance within a 12-month period.
Warning:  If this account does not receive a foreign remittance in 12 months, it will be automatically converted into a regular passbook account, and it will require a 5,000-peso maintaining balance. This will become 10,000 pesos starting May 1, 2014.  On the last day of the 2nd consecutive month that the account is below maintaining balance, 300 pesos will be deducted as penalty, and another 300 pesos on the last day of the 3rd month, and so on, if the account remains below the maintaining balance requirement.  

When you open your account at a remittance office, only a few are able to give you immediately your passbook and atm card; most others ask you to return on a certain date because they need to get your passbook and atm card from BDO Philippines.  After getting your passbook and atm card, you can start sending money to your account, but you cannot use yet your atm card. You will need to activate your atm card in the Philippines.

A BDO Remit cash card is a reloadable atm card that your beneficiary can use to withdraw your remittance from an ATM in the Philippines. It is not a savings account and it does not require a maintaining balance.
It can contain a maximum of 100,000 pesos at any one time. Regular BDO cash cards can contain only 10,000 pesos (generic) and 25,000 pesos (with embossed name).
The Remit cash card can also be used as a debit card to pay purchases at SM supermarkets, stores and affiliates.

3.  Apply for a Landbank OFW ATM Savings Account
      at the office of a Landbank Overseas Representative Officer
          The Landbank officer will give you a generic ATM card  upon application.

         Saudi Arabia:
         Jose Aryiel G. Castor
         Overseas Representative Officer in KSA
         c/o Tahweel al Rajhi
         Manila Plaza Bldg.
         Al Batha, Riyadh
         See other Landbank Overseas Representative Officers

What about BPI Direct Savings Bank?
You might be wondering about BPI Direct Savings Bank because I listed it here before. This bank has merged with BPI Globe BanKo and it's now called BPI Direct BanKO, or simply BanKO A Subsidiary of BPI.

Open a Philippine bank account while abroad 

List of Philippine Banks Overseas
Direct Deposit Account for US Pensioners
Peso Savings Accounts for OFWs
US Dollar Accounts with Low Maintaining Balances

To save space, many of your Comments were moved here:
Comments from Dec 3, 2014 to May 22, 2016


BDO Remittance Partners in Qatar


Updated February 22, 2018

The following are BDO remittance partners in Qatar,
foreign exchange businesses in Doha, Qatar
where you can send money to the Philippines:


Gulf Exchange 
PO Box 4847
Doha, Qatar


Al Dar for Exchange Works 
PO Box 24048
Doha, Qatar

Al Fardan Exchange
PO Box 339
Doha, Qatar

Al Mana Exchange
124 Airport Road
PO Box 5600
Doha, Qatar

Al Zaman Exchange 
Souq Najada
PO Box 23497
Doha, Qatar

Al Mirqab Exchange Co. W.L.L.
Grand Hamad St.
PO Box 1643 Doha

Arabian Exchange 
PO Box 3535
Doha, Qatar

City Exchange Co. WLL. 
PO Box 16081 Souq Najada
Near Arab Bank Roudabout
Doha, Qatar

Commercial Bank (P.S.Q.C.)
Commercial Bank Plaza
Al Markhiya St., Al Dafna Area
PO Box 3232, Doha
State of Qatar

Doha Exchnage Co. 
Souq Wafik
PO Box 936
Doha, Qatar

Gulf Exchange Co. 
PO Box 4847
Doha, Qatar

Islamic Exchange 
PO Box 17349
Doha, Qatar

International Remittance Companies 
in the Middle East
that have partnered with BDO:

AFX Fast Remit (Al Fardan Exchange)
Ary Speed Remit (Speed Remit Worldwide Ltd)
Ersal (Al Ghurair Exchange)
EZ Remit (Bahrain Exchange Co.)
Turbo Cash (Turbo Cash - Zenj Exchange)

How many Filipinos are there in Qatar?
According to the Commission on Overseas Filipinos (CFO), as of 2013, there are 204,550 Filipinos in Qatar, the 9th country in a list of the top countries with the biggest number of Filipinos.

BPI Remittance Offices in Spain

There are 2 BPI remittance offices in Spain: in Madrid and in Barcelona.


No. 4-1 Calle
General Margallo, 28020

Tel: 003491-579-4912
Email: bpimadrid@bpi.com.ph


Calle Joaquin Costa
50 08001

Tel: 003493-301-1537
Email: bpibarcelona@bpi.com.ph

If you're far from Madrid or Barcelona, you can make wire transfers in any of the following BPI correspondent banks in Spain.

Note though that in some cases, wire transfers can be more expensive than sending through remittance companies, such as BPI remittance offices in Spain, so ask first how much the wire transfer fees are and compare.

For big amounts of money, though, wire transfers, such as those with BPI correspondent banks in Spain are among the safest ways to send money, particularly if your sending money from your account in the same bank.

Banco Bilbao Vizcaya Argentaria S.A
Banco de Sabadell SA
Banco de Valencia
Banco Español de Credito S.A.
Banco Popular Español
Banco Popular Español
Banco Santander S.A.
Barclays Bank S.A.
BNP Paribas
Caixa D' Estalvis de Catalunya
Caja de Ahorros de Mediterraneo
Citibank Espana S.A.
Commerzbank AG
Deutsche Bank, Sociedad Anonima Espanola
The Bank of Tokyo-Mitsubishi UFJ, LTD

Send Money to the Philippines from Spain via BDO Remittance
International Money Transfer Partners of BDO



What Is Maintaining Balance in Bank Accounts?

Updated March 22, 2018

What Is Maintaining Balance in Bank Accounts?

Why do we get a penalty of 300 pesos or more every month for NOT maintaining the Minimum Monthly Average Daily Balance for 2 consecutive months?

What is this Minimum Monthly Average Daily Balance (MADB)? or Maintaining Balance?

Maintaining Balance is the Minimum Average Daily Balance we should have in our savings account or checking account every month.

Why is there a Maintaining Balance requirement?

The banks say they spend money to handle our accounts and maintain our bank records, so they must make some profit from our accounts, and therefore, according to them, we should maintain a certain minimum amount of money in our accounts.

The banks check our balances, not everyday, but every end of the month. They compute the average balance for 30 days or 31 days of the month -- that's why it's called Monthly Average Daily Balance (MADB).

They consider the end-of-day balance. If our balance in the morning is 10,000 pesos, and at the end of the day, our balance is 15,000 pesos, they consider 15,000 pesos.

If the required Maintaining Balance is 2,000 pesos, do we need to have 2,000 pesos in our account everyday?

Yes, so that we don't have to think about maintaining balances.  :)

But we can have less than 2,000 pesos in our accounts some days, as long as we deposit much more than 2,000 pesos in other days, so that when the MADB is computed at the end of the month, the MADB is still 2,000 pesos or more.

Your savings account has a balance of 2,000 pesos.
The required MADB  is 2,000 pesos.
The penalty for falling below MADB for 2 consecutive months is 300 pesos.
You withdrew 500 pesos, resulting in a balance of 1,500 pesos.
Will your balance be reduced by the 300-peso penalty?

Can be Yes, can be No.

If your balance remains 1,500 pesos over 2 consecutive months, your balance will be reduced by the 300-peso penalty at the end of the 2nd month.

But if you deposited high amounts of money in other days, so that your MADB at the end of the month is 2,000 pesos or more, then your account will not be penalized.

Or even if you fell below MADB for the first month, but you reached your required MADB on the second month, you will not get the penalty.

How do banks Compute MADB?

They add the end-of-day balances for all the days of the month,
and then divide the TOTAL by the number of days of the month
(divided by 30 or 31 or 28 or 29).

Example: April has 30 days:
For the first 5 days of the month, your balance everyday was 2k.
then for the next 20 days, your balance everyday was 1k
and for the last 5 days, your balance everyday was 3k

5 days x 2k = 10k
20 days x 1k = 20k
5 days x 3k = 15k
10k plus 20k plus 15k = 45k

45k divided by 30 days = 1,500 pesos

Your MADB is 1,500 pesos

Obviously, that's below the 2k minimum MADB.
If for the next month, your MADB is still below 2k, then your account balance will be reduced by 300 pesos.

Another example: March has 31 days
First 5 days, balance everyday is 2k = 10k
Next 10 days, balance everyday is 1k  = 15k
Next 16 days, balance everyday is 3k = 48k
10k plus 15k plus 48k =  73k
73k divided by 31 days = 2,354.84

Your MADB is 2,354.84.

That's above the 2k required MADB. That means you have maintained your account, so there will be NO penalty.
And that means you are on your way to saving a LOT of MONEY if you continue to deposit and NOT withdraw.

Holidays or Saturdays/Sundays at the end of the month:
If the last days of the month are holidays, or Saturdays and Sundays, the bank computes the MADB on the last banking day before the holidays, Saturdays or Sundays.
For example, April 29  is a Saturday and April 30 is a Sunday, the bank computes the MADB on Friday, April 28.

Peso Savings Accounts for OFWs, Usually Zero or Low Maintaining Balance

US Dollar Accounts with Low Maintaining Balances

What is Maintaining Balance in Bank Accounts?
Minimum Average Daily Balance (MADB) 


BDO Remittance Partners in Malaysia

Updated February 2, 2018

Send money from Malaysia to the Philippines through these BDO remittance partners in Malaysia:

Al Rajhi Banking & Investment Corp. (Malaysia) BHD
Ground Floor, East Block, Wisma Selangor Dredging
142-B Jalan Ampang 50450, Kuala Lumpur

CIMB Islamic Bank Berhad 
Consumer Contact Centre: 1 300 880 900
 You can send money through:
   .  CIMB SpeedSend
   .  MoneyGram
   .  Wire Transfer or Telegraphic Transfer
   .  Website: cimbislamic.com

No.22 Ground Floor, Medan Pasar
50050 Kuala Lumpur, Malaysia
Website: imeremit.com

TML Remittance Center
14 & 16 Jalan Megah 3, Taman Megah
83000 Batu Pahat, Johor Malaysia

Tranglo SDN BHD
Unit 10-1, Level 10, Tower 9, Avenue 5, Bangsar South
No. 8, Jalan Kerinchi
59200 Kuala Lumpur, Malaysia

If you're far from these BDO remittance partners listed above, you can check these other remittance services:

Moneygram (BDO partner)
- available at Maybank Bureau de Change /Kaunter Tukaran dan Kiriman Wang Asing

Maybank Malaysia (currently not listed as BDO partner)
- Foreign Worker Telegraphic Transfer System (Abot Kamay) costs RM9 plus cost of wire
- Less cost if remittance is picked up at Maybank Philippines

Maybank Money Transfer from Malaysia, Singapore, Brunei, Indonesia
Maybank Debit Card for Filipinos Traveling to Singapore



Philippine National Bank (PNB) Remittance in Canada

Updated November 4, 2015

PNB REMITTANCE CO. CANADA (PNB RCC) is owned by Philippine National Bank (PNB) in the Philippines through its subsidiaries.*

Here are PNB remittance branches where you can send money to the Philippines:


PNB Remittance Co. Canada -- Main Office in Mississauga, Ontario
3050 Confederation Parkway Unit 104
Mississauga, Ontario L5B 3Z6

Business Hours:
Mon-Fri: 10am - 7pm
Phone: (905) 897-9600 / (604) 737-4944
Fax: (905) 897-9601 / (604) 737-4948
Email: marnaldo@pnbrcc,com 
President and CEO: Manolo Arnaldo

PNB RCC Mississauga Branch
3050 Confederation Parkway Unit 104
Mississauga, Ontario L5B 3Z6 Canada

Business Hours:
Mon-Fri: 10am - 7pm
Sat: 10am - pm
Sun: 11am - 4pm
Phone: (905) 896-8010/ (905) 268-0580
Fax:  (905) 896-9338
Email: mississauga@pnbrcc.com
Branch Supervisor: Grace Barlaan

PNB RCC Scarborough Branch 
3430 Sheppard Ave.
East Scarborough, Ontario M1T3K4

Business Hours:
Mon-Fri: 10am - 7pm
Sat: 9:30am - 5pm
Sun: 11am - 4pm
Phone: (416) 293-5438/ (416) 293-8758
Fax: (416) 293-7376
Email: scarborough@pnbrcc.com
Branch Supervisor: Mercy Grace Letrondo

PNB RCC Sherbourne Branch 
3-545 Sherbourne St.
Toronto, Ontario M4X 1W5

Business Hours:
Mon-Fri: 10am - 7pm
Sat: 10am - 5pm
Sun: 12pm - 7pm
Phone: (416) 960-9231/416-960-8004)
Fax: (416) 960-8688
Email: sherbourne@pnbrcc.com
Personnel-in-Charge: Elisa Adrada

PNB RCC Wilson Branch 
101-333 Wilson Ave.
Toronto, Ontario M3H 1T2

Business Hours:
Mon-Fri: 10am - 7pm
Sat: 9am - 7pm
Sun: 10am - 5pm
Phone: (416) 630-1400
Fax: (416) 630-1406
Email: pnbremittance@bellnet.ca
Personnel-in-Charge: Maria Marivic Funtanilla


PNB RCC Surrey Branch 
13521 102nd Avenue
Surrey, British Columbia V3T 4X8

Business Hours:
Mon-Sat: 9:30am - 7pm
Sat: 9:30am - 7pm
Sun: 10am - 5pm
Phone: (604) 581-6762
Fax: (604) 581-6299
Email: surrey@pnbrcc.com
Branch Supervisor: Alfredo Asuncion

PNB RCC Vancouver Branch 
365 West Broadway
Vancouver, British Columbia V5Y1P8

Business Hours:
Mon-Sat: 9:30am - 6pm
Sat: 9:30am - 6pm
Sun: 10am - 3pm
Phone: (604) 737-4944

Fax:  (604) 737-4948
Email: vancouver@pnbrcc.com
Personnel-in-Charge: Arceli Ygbuhay


PNB RCC Winnipeg Branch (Marketing Office)
737 Keewatin Street, Unit 7
Winnipeg, Manitoba R3K 2G7

Business Hours:
Mon-Fri: 9:30am - 6pm
Sat: 10am - 3pm
Phone:(204) 697-8860
Fax:  (204) 697-8865
Email: winnipeg@pnbrcc.com
Personnel-in-Charge: Jo Ann Palabon

With PNB Remittance Co. Canada, you can process your remittance in 6 ways:

1. Over-the-counter
  New senders need to present their ID. Valid IDs are driver's license, citizenship card, permanent resident card, passport. The Ontario Health Card is not recognized for remittance purposes.

2. Online remittance
You need to register at pnb.com.ph/rcc

3. Email money transfer
4. Remittance by phone
5. Pre-authorized debit
6. Remit by mail

*PNB Remittance Co. Canada (PNBRCC) is a subsidiary of California-based PNBRCI Holding Co. Ltd., which is owned by California-based PNB Remittance Centers Inc. (PNBRCI), a subsidiary of California-based  PNB International Investments Corp., which is a non-bank holding subsidiary of  Philippine National Bank (PNB) in the Philippines.

Source: PNB Annual Report, 2014

Send Money to the Philippines from Canada thru PNB
Send Money from Canada to Philippines via RCBC TeleMoney



BDO Remittance Partners in Oman

Updated September 26, 2016

You can send money to the Philippines via these BDO remittance partners in Oman:

BDO Remit Desk Office
Al Jadeed Exchange
PO Box 3705, P.C. 112
(You can ask this desk office if they can help you open a BDO Kabayan savings account or get a BDO Remit cash card)

Al Jadeed Exchange
P.O. Box 3705, P.C. 112

Asia Express
P.O. Box 881, Ruwi, 112

Bank Muscat S.A. O.G.
P.O. Box 134 Ruwi, 112

Hamdan Exchange
P.O. Box 190, Postal Code 211

Majan Exchange LLC
P.O. Box 583, PC 117
Ruwi High St., Muscat

Modern Exchange Co. LLC
P.O. Box 3401, Mezzanine Floor MBD Area
Ruwi, PC 112
(Previous address was:
Shop #17, Al Hashar Building
Ruwi High Box 3401, Ruwi, Muscat

Oman & UAE Exchange Center
O.C. Center, 1st Floor
P.O. Box 1116, PC 131

Purshottam Kanji Exchange Co. LLC
P.O. Box 41, Muscat Postal Code 100

International Money Transfer Companies which are
BDO Remittance Partners in the Middle East:

 . Ary Speed Remit (Speed Remit Worldwide Ltd.)
 . EZ Remit (Bahrain Exchange Co.)
 . AFX Fast Remit (Al Fardan Exchange)
 . Turbo Cash (Turbo Cash - Zenj Exchange)
 . Ersal (Al Ghurair Exchange)

BDO Remittance Partners Worldwide:
 .  MoneyGram
 .  Sigue Money Transfer
 .  Xpress Money Services Ltd.
 .  Xoom
 .  Uniteller
 . .TransFast / New York Bay Philippines
 .  UAE Exchange Center
 .  RIA
 .  Western Union

Send Money from Oman to the Philippines via IREMIT  

International Money Transfer Partners of BDO

Philippine Rural Banks for BDO Remittance Pick-Up

Can I Enroll in BDO Internet Banking While Abroad?


BDO Remittance Partners in Japan

Updated November 9, 2016:

These are the BDO remittance partners in Japan, and they are all in Tokyo.

At this bank and money transfer companies, you can send money to your recipients in the Philippines for:
  • cash pickup at BDO or any BDO remittance partner 
  • direct deposit to a BDO account
  • door-door delivery
  • deposit to an account in another bank

BDO Remit Japan
Zenken Plaza II, Nishi-Shinjuku 1-3-13 Shinjuku-ku
Tokyo, 160-0023 Japan

Register first before you can send.
   . Fill-up the Customer Registration and Beneficiary Maintenance form.
   . Present one valid ID and a copy of your government-issued number.

If you're far from Tokyo, register via Post Mail
    .  Call BDO Remit Japan office 0120-236-771 and request for a registration kit.

New Kokusai Bldg.
3-4-1 Marunochi Chiyoda-Ku

Modulo Hamamatsucho
3rd Floor 1-12-15 Hamamatsucho, Minato-ku
Tokyo, Japan 105-0013

BDO Correspondent Banks in Tokyo: 
You can send through these banks using wire transfer
The Swift Code of BDO is:  BNORPHMM

Wells Fargo Bank Tokyo Branch
Marunouchi Trust Main Tower
24th Floor, 1-8-3, Marunouchi
Chiyoda-ku, Tokyo
Phone: 81-3-4330-6000

Standard Chartered Bank Tokyo Branch
21st Floor, Sanno Park Tower
2-11-1 Nagata-cho, Chiyoda-ku
Phone: 03-5511-1200

For those outside Tokyo, you can send through these international money transfer companies:

.   MONEYGRAM -- This is a BDO partner, so your remittance can be for cash pickup, deposit to a BDO account, door-to-door, or deposit to another bank.

.   WESTERN UNION -- For deposit to a BDO account only, not cash pickup at BDO.

.   Xpress Money Services Ltd.

.   UAE Exchange Centre

.   Sigue Money Transfer

But you can send money at Western Union in Japan for cash pickup at any Western Union outlet in the Philippines, or for direct deposit to any account in a major bank in the Philippines.

BDO Remittance Partners in Japan

Send Money to Philippines from Japan via PNB, Metrobank
DOCOMO Money Transfer from Japan to the Philippines
Money Transfer Rates for Japan-Philippines Remittance

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