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BPI – Bank of the Philippine Islands

 BPI — Bank of the Philippine Islands
BPI Family Savings Bank / BPI Direct / BPI Europe


BPI Remittance Partners in New York
BPI Remittance Partners in Australia
Money Transfer from Germany to Philippines via PNB Metrobank BPI
BPI Remittance Centers in Italy
BPI Correspondent Banks in South Korea
BPI Remittance Partners in Taiwan
BPI Remittance Offices in Spain
BPI Remittance Partners in Ireland
Send Money from Taiwan to the Philippines via Metrobank,LBC,RCBC,BPI


BPI Savings Account Without Maintaining Balance — BPI Easy Saver
BPI Prepaid Card: My ePrepaid MasterCard — Just Like Credit Card
Direct Deposit for US Pensioners via BPI, Etc
Open a BPI Direct Savings Bank Account While Abroad
Verify Paypal or Pay Paypal with BPI My e Prepaid MasterCard


BPI 24-Hour Instant-Credit Deposit ATM Machines in the Muntinlupa-Las Pinas Area
BPI 24/7 Instant-Credit Deposit ATMs in Makati
BPI 24/7 Instant-Credit Deposit ATMs in Pasig, Taguig, Mandaluyong, Caloocan
BPI 24/7 Instant-Credit Deposit ATMs in Quezon City


BPI Bank Subsidiary Branches Abroad


Financial Companies that You Can Pay Online Through BPI Online Banking


  1. Hi,
    Im Ana and im living here in Germany now with my husband. i would like to ask if anyone of you knows how we can send money to our BPI EURO account in the Philippines? We would like to do a EURO TO EURO remittance. Any suggestions please. Thank you very much!

  2. good afternoon ask ko lang ilang days bago makuha ung atm card pag new account

  3. hi
    ask ko lang po ilang days bago makuha ung atm card ng new account.

    1. Hi Roseanne, usually in 3 to 5 days. Usually they tell you when to return to claim the card.

    2. Hello as OFWs who wanted to enroll and activate BPI online? What would be the process since malayo sila sa Pinas to activate using ATM machine?

  4. Goodafternoon ask ko lang po pag nag diposit po b ung nsa dubai to philippines ilng araw po bago ma withdrew.Thank you

    1. Hi Roseanne, it depends on the remittance company. Merong the same day, the next day, up to 3rd day. Yong mga longer ay usually wire transfers using an intermediary bank

  5. Hi, what is the maximum amount that a business/company can loan from BPI?

  6. mica lapq September 13, 2016
    Hello as OFWs who wanted to enroll and activate BPI online? What would be the process since malayo sila sa Pinas to activate using ATM machine?
    Hi mica, yes, you can. You don't need a BPI atm machine. You just need to check the option that you are abroad. This is how to enroll in BPI online banking while abroad.

    1. Does your bank or any Philippines bank have a branch in United Arab Emirates or can an OFW in UAE open a bank account online and what does she need to do that? Is there an amount required to open an account?



  7. Ok Salamat. As OFW, ano ba magandang BPI type na e-open considering that I am far from Philippines, at yung low maintaining balance, low charges in every online payments at hindi madaling madeactivate yung account. BPI easy saver, BPI Express Teller, or BPinoy? I will be opening it pagbisita ko sa Pinas. Please advise me. Thanks

  8. Hi mica: Since you're an OFW, I think you can maintain a 3k savings account, the BPI Express Teller account. If you like, you can open at a BPI Family Savings Bank, so the maintaining balance will be only 1k. BPI and BPI Family uses the same online banking system. You can send to either a BPI or a BPI Family account. You can avail of the same services.
    BPI Easy Saver has no maintaining balance, but it charges 5 pesos for every debit, either online or atm or at stores.
    BPinoy is for OFWs and has no maintaining balance, but this is offered by BPI's purely-internet bank BPI Direct. For this account, you need to open it online at bpidirect.com. Then you have to go your designated branch to present your IDs and get your atm card. This is a good account for you too. For all accounts enrolled in BPI online banking (EXCEPT EASY SAVER), there's no fee to pay bills, to transfer money to enrolled BPI accounts, to check balance, to buy mobile loads.
    If you plan to transfer to unenrolled BPI accounts in the future, download the BPI app from Apple AppStore or Google Play to your smartphone and activate the transfer feature, and then activate it a BPI atm machine.

  9. Hello Ms. Nora. I'm a domestic helper at gusto ko sanang mag open ng account sa BPI. Between these two options ano ba ang mas maganda na magagamit at makakapag execute to online payments at mura lng yung maintaining balance, BPI Express Teller Savings? Or BPI FAMILY SAVINGS ACCOUNT- Express teller Savings type?

    1. Hi Venus: Mas mura yong Express teller atm-only account of BPI Family Savings, kasi 1k lang ang maintaining balance. Okay na ito kasi isa lang din naman ang online system ng BPI at BPI Family. Yes, you can pay bills, buy mobile load at other payments na puede sa Dragon Pay at Pay Pilipinas

  10. hi po ask ko lang po kung pano pong makapagwithdraw kung wala po akong available balance pero po meron po akong savings na 1k

  11. bago lang po kc ako then student

    1. Hi raymond rosary: Sinubukan mo na bang mawidro yong 1k+ mo or 500? Anong response? Insufficient available balance? Hino-hold ng BPI para sa maintenance? Kung hino-hold yan, sa yo ko lang nalaman na nagho-hold ang BPI ng maintaining balance.
      Sorry pero kung hino-hold nga yan ng bank for maintenance, hindi mo mawidro yan kung wala siya sa Available Balance. Puede ka ring magpunta sa branch mo at magtanong. Huwag mahiya

  12. Hello po. Ask ko lang po sana kung magcoclose account yung acct nung friend ko kung may balance pa po at di nya nahuhulugan almost 1yr na po. Tnx po.

    1. Hi Rowena: anong BPI account ito? Yong atm-only account na 3k pesos ang maintaining balance? Ang balance ba is 3k or more? If yes, active pa siya kasi na-maintain naman ang required balance. Pero kung less than 3k, na-penalized ang account ng 300 pesos a month starting from the 2nd month na hindi na-maintain ang 3k. Kung naubos na yong balance, na-automatic closed na.
      Sinubukan na ba niyang nag-balance inquiry sa atm?

    2. Easy saver po yung walang maintaining balance po.. Pede pa din daw po kaya mahulugan yun.

    3. Hi Rowena: Kung Easy Saver, yes, puede pa. Active pa yon. Nado-dormant lang ang Easy Saver kapag after 24 months of no deposit or withdrawal.

  13. Hello po ask ko lang wala na pong balance savings account ko then almost 6 months narin po ako hindi nakakapagdeposit active pa rin po kaya yung account ko?

    1. Hi michelle, regular account ba itong account mo? Hindi siya Easy Saver? Kung regular account, sorry, most likely, closed na ang account mo, kasi once na nag-zero o nag-negative na ang account, automatically ma-close na siya. Pag 2 consecutive months na below maintaining balance ang account, ma-charge siya ng 300 pesos, and every month after, at pag wala nang 300 pesos sa account, mako-close na siya.
      Mag-open ka na lang ng new account, at try your best to maintain it.

    2. Try mong mag-balance inquiry sa atm. Kung "no existing account" or "account closed" ang response, closed na ang account.

    3. pag my laman pa po ung account nasa 10k pa..hindi po ba mawawala after 5years..

    4. About 10k balance: Ang maintaining balance ba ng account mo is 10k? or lower? If yes, hindi mawawala ang laman ng account mo, pero dapat huwag mong pabayaang walang withdrawal or deposit within 24 months (2 years). If your account does not have at least one withdrawal or deposit within 24 months, your account will become dormant. Your account will be put on hold — you can't withdraw or deposit until the time you go to your branch with your IDs and reactivate your account.
      Note: Checking accounts become dormant after 12 months of no withdrawal or deposit.

    5. hi…how about dollar account po sa BPI..how many years before it become dormant? thank you.

    6. Hi bajee: For dollar savings accounts, magiging dormant siya if without deposit or withdrawal within 2 years.

  14. maam Nora anu po ggawin at requirments pag magoopen ng dollar account?dapat po ba every month ba kilangan magdeposit kahit below 100$ pwede po ba yun?

  15. i am an OFW here in Saudi.How about the BPI Debit na naiopen ko before ako umalis ng Pinas include po ba un na pwedeng maging dormant after 2 yrs. kahit nagdedeposit ako monthly? although i can withdraw here pero di ko gnagamit.

    1. Hi Marvic: It's great na panay ka lang deposit without withdrawal para makaipon ka ng malaki. Happy for you. Oo kasali ang atm or debit savings account sa dormancy rule. Pero safe ang account mo kasi deposit ka naman ng deposit. Kahit hindi ka nagwiwidro basta nagdedeposit ka, hindi magiging dormant ang account mo. Ang nagiging dormant ay yong walang deposit o walang withdrawal within 24 months. I hope you will save a lot.

    2. thanks alot mam.. and i want to ask sana po kung anung savings savings account ang may malaking interest. im planing to open a 2nd account is there any suggestions po?thank you

    3. Hi Marvic: Gusto mo bang mag-ipon sa Pag-ibig MP2? After 5 years mo makuha ang ipon mo. Mas higher ang dividend rate ng Pag-ibig kesa time deposit rate ng bank. Puede kang mag-enroll online. Go to the Pag-ibig Fund website, then click MP2 Enrollment System.
      I hope you're also paying your SSS contributions, kahit yong 550 lang (minimum for OFWs) so you can accumulate CYS or credited years of service.

  16. Hi Ms. Nora. My BPI Family account just became dormant since there were no transactions done in the last 2 years. What is the procedure to reactivate? I'm currently abroad and have no access to any BPI banks in this area.

    1. Dormant BPI Family account: The normal procedure is to go to your branch with your IDs and reactivate your account. You will sign papers, so they require personal appearance. You can call 63 + 2 + 89-10000 for mobile phone and international access.
      Don't let 10 years pass without reactivating your account. After 10 years of no activity, your money will be given to the Philippine Treasury.

  17. Hello po! I'm just worried po kasi nag open ako ng savings acct. with a 3k maintaining balance at pinababalik po ako sa 21 para sa atm card po. Ang problema ko po, wla po binigay sa kin na deposit slips na nag open ako ng acct. at 8k po dneposito ko po. Nawala din kasi sa isip ko dahil sa sobrang kakulitan ng anak ko nong nag oopen ako ng acct.. Ang tanging binigay lng sa kin ay ang acct. number ko lng na isinulat nya sa isang papel at sabi pwde daw ako mag withdraw over the counter in case need ko mag withdraw at wla pa atm card ko. Ok lng po ba yun khit wla binigay sa kin na deposit slips? Pls. Help nman po.

    1. BPI account opening: Dapat merong deposit slip. Pero nakita mo naman how the officer processed your forms and your deposit? Either siya mismo ang nag-process ng deposit sa PC niya, or dinala niya sa another teller at na-process? Kung ganito na na-process, okay ang account opening mo. Di ko lang sure kung bakit di nabigay sa yo ang deposit slip. Mga 5 days pa bago 21, so para mawala ang worry mo, magdeposit ka ng 200 pesos or more sa account mo bukas, Monday, at the same branch where you opened or any branch of BPI kung BPI ka nag-open at BPI Family kung BPI Family. Kung tatanggapin ang deposit mo, okay ang account mo, at magkakaroon ka na ng deposit slip.

    2. Salamat po ma'am nora. Gagawin ko po payo nyo bukas. Sana nga po ok na tlga yung acct ko.����

  18. Gud day po tanong ko lng po kase po yung pinsan ko po nasa ibang bansa iniwan nya po yung atm nya saken para po pag nag papadala sya dun nya hinuhulog alam ko po 1300 pa ung balance dun nung nag check po ako 800 nlng tapos po na wdraw ko po ung 500 kaya po 300 ung balance pag check ko po kanina 0 balance na po

    1. Hi Kristina: Dapat mini-maintain ang account. BPI ba ito? Bank of the Philippine Islands? Ang maintaining balance ng BPI atm account is 3k pesos. Kapag dalawang magkasunod na buwan na below 3k ang average daily balance, babawasan na ng 300 pesos na penalty. At sunud-sunod na yan na monthly penalty kapag hindi na-maintain. Dapat ngayong April 17, lagyan mo ng 7k para wala nang penalty this April 30. Pero kapag wala kang 7k. Dapat lagyan mo ng 300 pesos para merong pambayad sa penalty on April 30. Then on May 1, magdeposit ka ng 3k pesos, at huwag mo nang galawin. Dapat araw-araw merong 3k sa account.

    2. Nag hulog na daw po kase yung pinsan ko ng pera nung friday pa galing po norway pero 0 pa rin po

    3. Hi kristina: You just hope na lang na the account has not yet been closed. If you like to know sooner kung active pa ang account or closed na, try to deposit 200 pesos today. Use the account number at the back of the atm card. Pag tanggapin ng teller yong deposit mo, ibig sabihin ay active pa yong account. Kapag hindi, sasabihin ng teller na hindi na active, or closed na. Kapag closed na, yong owner lang ng account ang puedeng mag-activate in person. Kung hindi na ma-reactivate ang account in person ng owner, sabihan mo yong nagpadala na bumalik sa bank or remitter at i-amend yong remittance — change "Deposit to Account" to "For Cash Pickup" at BPI — dapat merong reference number na ipapadala sa iyo para makuha mo over the counter at BPI

  19. Hi Nora,
    Gusto ko sanang makuha details(below) ng bpi dollar account ko kasi nasa abroad ako at dito ko ipapasok ung salary ko from USA. Pede ba magemail sa bpi or tawag nalang para makuha ang mga detalye(below)?

    Account Information
    Beneficary Bank:
    Account Owner Name:
    SWIFT Code
    International Bank Account Number
    Beneficary Bank Name
    Beneficiary Bank Street Address
    Beneficiary Bank City
    Beneficiary Bank Country and Postal Code

    Intermediary Bank (Complete only if Intermediary Bank is required):
    Intermediary Bank SWIFT Code:
    International Bank Account Number(If applicable)
    Intermediary Bank Name
    Inermediary Bank City, Country
    and Postal Code

  20. Hi. Nagkaroon ng typo error sa PDC ko, due date ng check June 25 Sunday at June 26 naman holiday. OK lang ba na June 27 ko pondohan yung check?

  21. hello ask quh lng kung pwd po ba sa inyo kumuha ng cash card?? magkanu po byad??

  22. Hello Ma'am Nora, tanong ko lang po, may Jumpstart savings account po ako for 6 years active pa naman siya kahit hindi ako nakakapagdeposit minsan. Recently po nagdedeposit na ko atleast every month kaso yung card ko po medyo natatangal na yung plastic niya so pinapalit ko po yung card ko nito lang. pagbalik po sakin ay debit card na po siya na may emv. Gusto ko lang po malaman na Kahit po ba debit card na yung atm card ko jumpstart saving account pa rin po ba un? Kasi kaya tumagal yung card ko dahil may maintaining balance na di ko po nawiwithdraw. Ayun po. Thank you po.

  23. hi! just want to know if i can still reactivate my account since it has been dormant for like 4 years? thankyou!

  24. Dormant Account?Was your last balance amount more than the required maintaining balance? I asked to make sure your account is dormant and not closed. If dormant for 4 years, yes, you can reactivate it. Go to your branch with at least 2 valid IDs asap.

  25. hi po gudam madam,

    ask ko lng po kung pwede po ba magbayad ng pera sa kahit anong BPI (3 po klase db?) kung BPI Family account yun huhulugan ng pera?

    Marami pong zalamat��

  26. Hi Apolrose: Kung over-the-counter deposit, dapat sa BPI Family ka, kahit anong branch ng BPI Family. Hindi puedeng sa counter ng Bank of the Philippine Islands. Pero kung sa Cash Deposit machine, puedeng kahit anong BPI or BPI Family cash deposit machine. Puedeng with card, puedeng cardless.

  27. If cardless, dapat alam mo yong 16-digit card number (yong nasa front ng atm card). Usually, 10 digits na lang yong i-enter mo sa machine kasi nakapost na yong first 6 digits. Kelangan mo rin yong joint account indicator — usually 01 kung single account owner at hindi joint account.

  28. Hello,

    May branch ba kayo dito sa California na puwedeng mag-withdraw? Thank you

    1. Hello, walang branch ang BPI sa USA. Yong ATM card mo ba ay merong Cirrus sa likod? Try mong magwidro sa ATM na merong Cirrus or Mastercard or Maestro logo. Try mo lang kasi merong instruction ang BPI na you inform them about withdrawing abroad before you travel, pero try mo lang. 3.50 US dollar per withdrawal, in addition to the charge sa ATM there kung meron.

    2. Salamat po. Hindi po ako nag-wiwithdraw on regular basis, kapag umuuwi lang po sa Philippines. Pano po bang mag request ng ATM card kung nandito po sa US? Thank you.

    3. Ah pure passbook account pala ang sa inyo? Walang ATM card? Naku hindi po puedeng mag-request ng ATM card from the US. You need to go to your
      branch in person and request.

  29. Thank you. May toll free number kayo where we can call you from US?

    1. BPI's toll-free numbers from the US:
      AT&T 1-800-225-1202 / 011-800-2748-9100
      SPRINT 1-866-698-9100 / 011-800-2748-9100
      VERIZON 011-800-2748-9100

  30. Hi. ask ko lang ung about sa debit card ko, i think 6 months ko na siyang di nalalagyan ng pera, then i tried opening my account tapos ang sabi "invalid password/username", pano po gagawin ko? thank you 🙂 , 1k ang maintaining balance niya.

    1. BPI Family account: Meron ka bang at least 1k sa account mo? Kung meron, malamang invalid na dahil kelangan mo nang kunin yong new atm card mo, yong merong EMV chip. Lahat ng atm cards ngayon ay kino-convert na into an EMV card. Visit your branch with your IDs and claim your new atm card.

  31. HI ask ko lang po ung Savings ko 2 years na walang transaction then nung nag open ko online hindi ko na po ma view ang account details at balance po. Credit card details na lang po.

    1. Hi Rhoda: BPI atm savings account ito? Kung 3k or more ang balance mo, malamang na-dormant ang account mo. You need to go to your branch with your IDs, your atm card and activate your account. Na-put-on-hold ang account mo kasi wala kang deposit or withdrawal within 2 years, pero andon ang pera mo, basta at least 3k ang balance mo.

  32. Hi can i ask? nagdeposit po kasi ako s machine knina (sunday) mga around 3-4pm pero nabigyan naman ako ng receipt after ko ndeposit ung cash ko then knina mga 6pm mgbbyad sna aku s pinagbilhan ku, gmit ang atm ku pero insufficient ang lumabas so it means po hindi enough ung laman ng atm ku pero nkapagdeposit nman po aku ng 1,500. then pag inquire ku s balance 82.00 lng laman. ano po dapat ku gwin ?? kelangan p dw ng clearing yun? kasi due to sunday po dw ngayon then holiday dw po bukas. wlang banko 🙁

    1. Hi Sher Marie: Ganon? First time ko nalaman na merong ganyan about Sunday-holiday atm deposit. Kaya nga merong cash deposit machine para sa deposit during non-banking hours and days, tapos ganon ang sinabi nila?
      Lahat naman ng deposits ko sa BPI cash deposit machine, Sundays or holidays, ay instant credit agad. Sa BPI phone ka ba nag-inquire? At ganon ang sagot nila?
      Anyway, meron ka namang receipt na you made a deposit, so safe ang pera mo. Itong account mo ba ay yong merong 3k-maintaining-balance requirement? Or yong KAYA account?

  33. Hello po magtatanung lang po ako open pa naman po ung account bpi express teller international nakapagdeposit pa po ako kaso nung ibabalance ko na sya sa atm machine ang lumalabas is transaction not allowed??bakit po kaya

    1. Saturday mo dineposit sa atm? Dapat makita mo yong balance, pero meron ding isa dito na nag-comment din na hindi agad na-credit yong deposit niya on a Sunday. Pag nagdedeposit naman ako on a weekday, okay naman. Meron lang siguro silang maintenance tasks na ginagawa sa weekend. Enroll in online banking and then download the mobile app para meron kang other ways to check your balance.

  34. Hi ask ko lng po bumili po ako ng dollar sa bpi bank nanakaw po ung wallet ko..May way po ba na mttrack ung dollar and kung cno nag papalit if ever pinapalitan na to peso..

    1. So sorry about your loss. And sorry na malabong mabawi mo na, kasi siguradong yong nagnakaw ay sa money changer nagpapalit. Pag money changer, hindi na nila isinusulat yong dollar serial numbers. Take care. I hope you'll recover your losses back in other ways. Keep praying for blessings and protection.

  35. Hi! po Maám Nora pag nag bukas po ba ako ng account tapos 2k pwede po sa maintaining balance yun?

    1. Hi there, sa BPI Family ka mag-open dahil 1k lang ang maintaining balance doon, anyway, ang BPI atms naman ay para sa lahat ng BPI at BPI Family account owners.
      Sa BPI (Bank of Philippine Islands), 3k ang maintaining balance.
      Meron ding BPI Kaya account. Wala itong maintaining balance, pero ang kapalit is merong 5-peso charge per atm withdrawal, atm balance inquiry, online o atm fund transfer, online o atm bill payment. Info on BPI Kaya account

    2. Hi! Okay lang po ba mag open nalang ng new account kesa ipareactivate ung dormant account ng bpi kaya savings account. Magkaiba po ba ang dormant at closed account? Kelangan ko pa po bang ipaclose ung dormant account ko para makapagopen ng new account? Pinapadalhan p rin po kasi ako ng bank statement kahit dormant account na sya.

  36. Pinasubukan ko po sa anak ko itry kung active pa easy savers account nya since di po nalagyan ng any amount pagka apply, then sabi niluluwa raw po ng machine ang card nya. Does that mean na closed na ang account?

    1. Hi yupisajian, meron kasing bayad ang atm balance inquiry, kahit sa BPI atm, kaya dahil walang laman ang account, hindi ma-process ang inquiry. Ang gawin is magdeposit over the counter sa account niya. Sasabihin naman ng teller kung closed account na.


  38. May nag bank transfer po from Switzerland to BPI her sa Philippines pero hindi po ma trace yung payment nya sa BPI. How come po na ganito? Chineck po ng friend ko yung account nya sa switzerland tapos nabawasan na po yung account nya sa amount ng money na napadala nya. Paano po ba ma trace yung money nya? Paki help po. Salamat

    1. Mam Nora please help po regarding po dito. Thanks Po

    2. Hi Mary: Sorry for the delayed response. I hope na-solve nio na ang problem nio. Ang merong authority to trace the bank transfer is the sender; dapat mag-inquire siya sa bank niya. Kung hindi correspondent bank ng BPI ang Swiss bank niya, gumamit yong bank niya ng intermediary bank na correspondent bank ng BPI, so ang makakaalam lang nito ay yong bank niya.

  39. Hi po mam,,mam ask q lng po my atm account po aq pwede po bang mag over the counter withdrawal sa bpi??

    1. : Sorry for the delayed response. Yes, puede, pero malamang merong charge and you need to present your IDs.

  40. i have tried join BPI Europe banking but there site want download the forms I have also followed the link on your page but that leads to blank screen Any help would be appreciated Kind regards FWinder

  41. Pwede ko po bang ma receive ang perang ipinadala sakin galing sa Pakistan,gamit ang bpi saving account no ko?salamat

  42. Hi ask ko lang po kung ilang days bago pumasok sa BPI Savings ko na galing sa Saudi?

  43. hello po, ask ko lang regarding dun sa pagpapalit ng bpi sa mga cards to emv, nakalagay kasi dun sa policy nila na kung before aug 1, 2017 ka nag apply for atm cards, sakop ka dun sa emv, pero bakit hanggang ngayon yung akin di pa rin napapalitan? though sabi nila makakareceive daw kami ng text or email, pero wla pa akong narereceive, hanggang kailan po ba ung pagpapalit ng bpi sa mga atm cards? Thank you so much 🙂

  44. Gud pm ask ko lang po kung nag papalit kayo ng lumang pera like 5000 cinco mil intris.

  45. Hi ask ko lang po paano po ba maglagay ng sariling pera sa atm card? Kahit saan po ba branch ng bpi okay lang?

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