Here’s an ROE ranking of Philippine universal/commercial banks as of June 2011.

Return on Equity (ROE) = Net Income divided by Stockholder’s Equity

As a stockholder, you want your bank to have the highest ROE,
but as a depositor, I want my bank to earn much so that it’s strong and stable, but not to the point of:
– giving too little interest to my deposits
– imposing exorbitant rates on my loans
– too stingy with services that I have to wait for hours just to make a transaction over the counter
– and too driven with penalties and fees.

Here are the most profitable banks in the Philippines based on ROE as of June 2011, sourced from data from the Bangko Sentral ng Pilipinas.

Rank   BankROE
1.  Internationale Nederlanden Groep BK33.75 %
2.  ANZ Banking Group27.00 %
3.  Deutsche Bank21.43 %
4.  Land Bank of the Philippines19.16 %
5.  Security Bank Corp.19.10 %
6.  United Coconut Planters Bank18.61 %
7.  East West Banking Corp.18.13 %
8.  Bank of the Philippine Islands15.91 %
9.  Philippine Trust Co.15.06 %
10.  China Banking Corp.14.77 %
11.  Metropolitan Bank & Trust Co.14.21 %
12.  BDO Private Bank13.58 %
13.  Rizal Commercial Banking Corp.13.28 %
14.  Maybank Philippines12.29 %
15.  Standard Chartered Bank10.93 %
16.  Development Bank of the Philippines10.68 %
17.  Banco de Oro Unibank10.25 %
18.  Hongkong & Shanghai Banking Corp.9.57 %
19.  Asia United Bank Corp.9.49 %
20.  Korea Exchange Bank8.92 %
21.  Chinatrust Philippines8.50 %
22.  Citibank N.A.8.20 %
23.  Bank of Tokyo-Mitsubishi UFJ7.84 %
24.  Union Bank of the Philippines7.80 %
25.  Allied Banking Corp.6.38 %
26.  Robinsons Bank Corp.5.70 %
27.  Philippine National Bank3.92 %
28.  Philippine Veterans Bank3.52 %
29.  Bangkok Bank Public Co.2.20 %
30.  JP Morgan Chase Bank N.A.1.82 %
31.  Mega International Commercial Bank1.72 %
32.  Bank of Commerce1.46 %
33.  Mizuho Corporate Bank Manila0.66 %
34.  Bank of China Manila0.53 %
35.  Bank of America N.A.-0.62 %
36.  Al-Amanah Islamic Bank of the Phil-6.60 %
37.  Philippine Bank of Communications-19.72 %
38.  Export and Industry Bank-71.96 %

 
ROE Ranking of Philippine banks, based on ROEs as of Sep 2012.

ROE Ranking of Philippine universal/commercial banks, based on ROEs as of June 2011.

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