Puede kang mag-open ng Philippine bank account in Japan sa Philippine National Bank Japan — sa PNB Tokyo or PNB Nagoya.
Bakit ka mag-o-open ng Philippine bank account? Para makapag-ipon ka ng pera para sa sarili mo o sa pamilya mo, kasi lahat ng ipapadala mo sa pamilya mo monthly para panggastos ay gagastusin talaga nila lahat.
Puede kang mamili ng Philippine branch na gusto mo. Dapat sa branch na malapit sa bahay o bayan nio sa Pilipinas, or sa branch na lagi mong nadadaanan o madali mong daanan kapag umuuwi ka.
Para maka-open:
– Punta ka sa PNB Nagoya or PNB Tokyo (hindi puedeng representative)
– Dalhin ang IDs and other documents required (see below)
– Dalhin ang initial cash deposit
– Magpadala ng pera sa Philippines habang nag-a-apply for a bank account
Ito ang mga available PNB bank accounts na pagpipilian mo:
Peso OFW Savings Account
– No reguired initial deposit (but deposit some cash), no maintaining balance
– Para lang sa OFW
Peso Regular Savings Account
– Initial deposit of 10,000 pesos, maintaining balance is 10,000 pesos
US Dollar OFW Savings Account
– No required initial deposit (but deposit some cash), no maintaining balance
– Para lang sa OFW
US Dollar Savings Account
– Initial deposit of US$500, maintaining balance is US$500
Peso Budget Checking Account
– Initial deposit of 2,500 pesos, pluc 175 pesos for checkbook
– Maintaining balance of 2,500 pesos
Peso Regular Checking Account
– Initial deposit of 10,000 pesos, plus for 175 pesos for checkbook
– Maintaining balance of 10,000 pesos
Peso Time Deposit
– Initial deposit of 25,000 pesos
– Puedeng term ay 1, 2, 3, 6, 9 or 12 months
– Automatic renewal
– Puedeng dagdagan ang deposit sa date of automatic renewal
US Dollar Time Deposit
– Initial deposit of US$ 1,000
– Term: 1,2,3,4,5,6,9 or 12 months
– Automatic renewal
Notes:
– Merong dormancy penalty for savings accounts na hindi nadedepositohan o hindi nawiwidrohan sa loob ng 2 years at mababa sa maintaining balance ang naiwang amount. One year lang ang dormancy period kapag checking account. Penalty is 250 pesos per month starting from the 25th month.
– Ang below-maintaining-balance penalty ay 300 pesos per month.
Documents to present at opening:
- Passport
- Residence card
- Philippine ID (yong merong picture at signature)
- 3 pieces of ID pictures (40 x 30 mm)
- LetterPack 500 (bilhin sa Post Office o sa convenience store for 500 yen. Gagamitin ito para ipadala ang iyong passbook o checkbook o certificate)
- Initial cash deposit
- Alien Card (kung Japanese resident na)
- Kung hindi na Philippine citizen at Non-Resident Alien (NRA) na sa Philippines, bring ANY ONE of the following:
– Driver’s license in Japan
– Health insurance policy in Japan
– Residence certificate in Japan
– Basic Resident Registration card or Jumin Kihon Daicho
– Recent bill for electric, water, gas or phone use
Ano ang maintaining balance?
Ito ang amount ng pera na dapat naiiwan sa bank account mo. Kung 10,000 pesos ang maintaining balance, dapat laging merong 10,000 pesos sa bank account mo. Kung halimbawa lang, mabawasan mo at bumaba sa 10,000 pesos ang laman, dapat depositohan mo din agad at dagdagan mo para sumobra sa 10,000 pesos at nang sa ganon ay mahila niya pataas ang monthly average daily balance.
Merong example ng computation ng maintaining balance dito.
Puede bang mag-open ng Japan-based bank account?
Yes, puedeng mag-open ng yen savings account o US dollar savings account sa PNB Tokyo, pero hindi ito insured by Japan Insurance Corp. Hindi rin ito puedeng widrohin over-the-counter sa Philippines. Kelangan ang pre-registration at fax instruction bago makawidro from this account for remittance to the Philippines.
Where are PNB Nagoya and PNB Tokyo?
PNB TOKYO
Fukide Building 5F, 4-1-13 Toranomon, Minato-ku
Tokyo
Tel: (03) 5401-3300, (03) 5401-3750
Free Dial : 0120-86-6382
Softbank Mobile No.: 080-3724-4544
Take Subway Hibiya Line
to Kamiyacho Station (Exit 4b)
or Take Subway Namboku Line
to Roppongi Ichome Station (Exit 2)
PNB NAGOYA
7th Floor Nishiki 324
Building 3-24-24 Nishiki, Naka-ku Nagoya-shi
Aichi
Tel : (052) 968-1800
Free Dial : 0120-143-633
Take Subway Higashiyama Line
to Sakae Station (Central Wicket, Exit 10)
or (West Wicket, Exit 8)
or Take Subway Meijo Line
to Sakae Station
(To Higashiyama Platform, West Wicket, Exit 8)
Banking Hours
Monday to Friday : 9 am to 3 pm
Sunday: 10 am to 3 pm
Closed during Japanese holidays
Starting in March 2012, these Services are NO LONGER DONE on Sundays:
– Account opening and closing
– Deposit and withdrawal
– Remittance using Yen account with PNB Tokyo Branch
– Fund transfer from Yen account to another Yen account
– Fund transfer from US Dollar account to another US Dollar account and vice versa
– Passbook updating and replacement
Open a Philippine bank account at PNB Japan
BDO Remittance Partners in Japan
Send Money from Japan to Philippines – PNB, Metrobank
DOCOMO Remittance from Japan to the Philippines
Western Union in Narita, Chiba, Japan – Remittance to Philippines
Dear Sir/Madam,
May we know if you accept Escrow Account.
At present, SPA docs are filed to POLO office.
Please reply to Sendai office (022) 796 41 20, look for Mrs Kawamura
pwede bang i pang open ko ng account yung cheque ko issued by smdc to bdo bank
Open with a cheque: Sorry hindi. Open first an account at the same time you are sending a remittance to the Philippines. Requirement talaga nila yong meron kang remittance. Then ask kung kelan ka puedeng mag-deposit ng tseke sa iyong account.
may dollar time deposet po ako sa pnb sa pilipinas, gusto ko po sana ibalik dito sa japan pag natapos ang contrack.ano po ba ang dapat kong gawin?
pwede po ba mag open ng account kahit naging japanese citizen na?
Hi nixio, yes. Opening requirement: For Japanese National- Identification indicating name address and birthday. Any one of the following:
Japanese Driver’s license (both sides), Health Insurance Card (both sides if address column is on the back page), Japanese Passport (photo page and address page), any other valid official documents acceptable to Financial Institutions in Japan. Note that the account is not insured by the Deposit Insurance Corp. of Japan
Puydi Po bang mag open nang account kahit dto ka sa
Japan Po??
Hi Merlyn, yes, puedeng account na pang-Japan or pang-Philippines. Puede mo ring i-open ng account yong recipient mo sa Phils. Just bring the documents listed above.
hi po!ask ko lang po if pude mag open ng account sa sarili ko lang po while andito po ako sa Japan pro po peso na un rate nya para po pag uwi ko sa pinas makukuha ko din po ba un?or pude din po ba maglagay ng binificiary na anak if just in case need nila ng pera sa pinas?
Hi Ana, yes, puedeng mag-open dian sa PNB Japan ng OFW peso savings account (Philippine-based), pero kelangang kasabay sa pag-open ng account ang pag-send mo ng pera to your child in the Philippines. Tanungin mo na rin doon kung paano ang pag-remit ng pera sa anak mo through your peso account. Sorry hindi ko sure kung 25,000 yen pa rin ang minimum initial deposit. Magdala ka ng at least 25k yen na pang-open, yen na ipapadala at yen for remittance fee. Maco-convert ang yen mo into peso at the time of deposit and remittance.
Good day po. Ask ko lang po kung pwede po ba ako mag apply or kumuha ng debit card dito sa japan kahit meron na po ako pnb Saving account sa pilipinas?
Hi Joy, yes, puedeng-puede, itong account mo sa Japan is Japan-based, at in yen siya. Yong account mo sa Philippines is in peso. Puede kang gumawa ng transfer, so i-register mo na rin ang Philippine account mo dito sa Japan account mo when you open your Japan account.
Salamat po sa reply..
Pano naman po kapag gusto ko po gumawa ng panibagong account? ano or pano po dapat ko gawin?? Gusto ko po kasi sana mag apply for debit card account.
Salamat po sa reply..
Pano naman po kapag gusto ko po gumawa ng panibagong account? ano or pano po dapat ko gawin?? Gusto ko po kasi sana mag apply for debit card account.
hello po..ask ko lang po kung pwede po ba mag-apply ng Peso OFW Savings Account ang permanent resident??
Hi ren, yes, puede, basta ang purpose mo in opening a Philippine-based account is remittance to the Philippines at Philippine-born ka naman kahit permanent resident ka na. Pinagsasabay nila ang pag-remit mo ng pera at pag-open ng account to prove na meron kang papadalhan regularly sa Philippines or regular kang magpadala sa sarili mong account. Kung halimbawa lang nag-change nang konti ang policy nila tungkol sa OFW account, nag-o-offer naman sila ng Philippine-based regular account. Yong OFW account, JPY5,000 ang initial deposit at walang maintaining balance requirement basta laging magpapadala (tanungin mo kung gaano kadalas dapat). Pag regular account, JPY10,000 ang initial deposit at maintaining balance requirement, kahit hindi ka palagi magpadala, basta maintain a balance of at least JPY10,000 sa account.