10.16.2012

Open a Philippine National Bank (PNB) Account in Japan

By Nora

Puede kang mag-open ng Philippine bank account in Japan sa Philippine National Bank Japan -- sa PNB Tokyo or PNB Nagoya.

Bakit ka mag-o-open ng Philippine bank account? Para makapag-ipon ka ng pera para sa sarili mo o sa pamilya mo, kasi lahat ng ipapadala mo sa pamilya mo monthly para panggastos ay gagastusin talaga nila lahat.

Puede kang mamili ng Philippine branch na gusto mo. Dapat sa branch na malapit sa bahay o bayan nio sa Pilipinas, or sa branch na lagi mong nadadaanan o madali mong daanan kapag umuuwi ka.

Para maka-open:

- Punta ka sa PNB Nagoya or PNB Tokyo (hindi puedeng representative)
- Dalhin ang IDs and other documents required (see below)
- Dalhin ang initial cash deposit
- Magpadala ng pera sa Philippines habang nag-a-apply for a bank account

Ito ang mga available PNB bank accounts na pagpipilian mo:

Peso OFW Savings Account
- No reguired initial deposit (but deposit some cash), no maintaining balance
- Para lang sa OFW

Peso Regular Savings Account
- Initial deposit of 10,000 pesos, maintaining balance is 10,000 pesos

US Dollar OFW Savings Account
- No required initial deposit (but deposit some cash), no maintaining balance
- Para lang sa OFW

US Dollar Savings Account
- Initial deposit of US$500, maintaining balance is US$500

Peso Budget Checking Account
- Initial deposit of 2,500 pesos, pluc 175 pesos for checkbook
- Maintaining balance of 2,500 pesos

Peso Regular Checking Account
- Initial deposit of 10,000 pesos, plus for 175 pesos for checkbook
- Maintaining balance of 10,000 pesos

Peso Time Deposit
- Initial deposit of 25,000 pesos
- Puedeng term ay 1, 2, 3, 6, 9 or 12 months
- Automatic renewal
- Puedeng dagdagan ang deposit sa date of automatic renewal

US Dollar Time Deposit
- Initial deposit of US$ 1,000
- Term: 1,2,3,4,5,6,9 or 12 months
- Automatic renewal

Notes:
- Merong dormancy penalty for savings accounts na hindi nadedepositohan o hindi nawiwidrohan sa loob ng 2 years at mababa sa maintaining balance ang naiwang amount. One year lang ang dormancy period kapag checking account. Penalty is 250 pesos per month starting from the 25th month.
- Ang below-maintaining-balance penalty ay 300 pesos per month.

Documents to present at opening:
  •  Passport
  •  Residence card
  •  Philippine ID (yong merong picture at signature)
  •  3 pieces of ID pictures (40 x 30 mm)
  •  LetterPack 500 (bilhin sa Post Office o sa convenience store for 500 yen. Gagamitin ito para ipadala ang iyong passbook o checkbook o certificate)
  •  Initial cash deposit
  •  Alien Card (kung Japanese resident na)
  •  Kung hindi na Philippine citizen at Non-Resident Alien (NRA) na sa Philippines, bring ANY ONE of the following:
    - Driver's license in Japan
    - Health insurance policy in Japan
    - Residence certificate in Japan
    - Basic Resident Registration card or Jumin Kihon Daicho
    - Recent bill for electric, water, gas or phone use

Ano ang maintaining balance?

Ito ang amount ng pera na dapat naiiwan sa bank account mo. Kung 10,000 pesos ang maintaining balance, dapat laging merong 10,000 pesos sa bank account mo. Kung halimbawa lang, mabawasan mo at bumaba sa 10,000 pesos ang laman, dapat depositohan mo din agad at dagdagan mo para sumobra sa 10,000 pesos at nang sa ganon ay mahila niya pataas ang monthly average daily balance.

Merong example ng computation ng maintaining balance dito.

Puede bang mag-open ng Japan-based bank account?

Yes, puedeng mag-open ng yen savings account o US dollar savings account sa PNB Tokyo, pero hindi ito insured by Japan Insurance Corp. Hindi rin ito puedeng widrohin over-the-counter sa Philippines. Kelangan ang pre-registration at fax instruction bago makawidro from this account for remittance to the Philippines.

Where are PNB Nagoya and PNB Tokyo?

PNB TOKYO 
Fukide Building 5F, 4-1-13 Toranomon, Minato-ku
Tokyo

Tel: (03) 5401-3300, (03) 5401-3750
Free Dial : 0120-86-6382

Softbank Mobile No.: 080-3724-4544

Take Subway Hibiya Line
 to Kamiyacho Station (Exit 4b)

or  Take Subway Namboku Line
to Roppongi Ichome Station (Exit 2)

PNB NAGOYA 
7th Floor Nishiki 324
Building 3-24-24 Nishiki, Naka-ku Nagoya-shi
Aichi

Tel : (052) 968-1800
Free Dial : 0120-143-633

Take Subway Higashiyama Line
 to Sakae Station (Central Wicket, Exit 10)
or (West Wicket, Exit 8)

or  Take Subway Meijo Line
 to Sakae Station
(To Higashiyama Platform, West Wicket, Exit 8)

Banking Hours
Monday to Friday :  9 am to 3 pm
Sunday: 10 am to 3 pm
Closed during Japanese holidays

Starting in March 2012, these Services are NO LONGER DONE on Sundays:
- Account opening and closing
- Deposit and withdrawal
- Remittance using Yen account with PNB Tokyo Branch
- Fund transfer from Yen account to another Yen account
- Fund transfer from US Dollar account to another US Dollar account and vice versa
- Passbook updating and replacement

Open a Philippine bank account at PNB Japan

BDO Remittance Partners in Japan
Send Money from Japan to Philippines - PNB, Metrobank
DOCOMO Remittance from Japan to the Philippines
Western Union in Narita, Chiba, Japan - Remittance to Philippines

1 comment:

  1. Dear Sir/Madam,
    May we know if you accept Escrow Account.
    At present, SPA docs are filed to POLO office.
    Please reply to Sendai office (022) 796 41 20, look for Mrs Kawamura

    ReplyDelete

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