Category: Credit Cards

15 Member Banks of the Credit Card Association of the Philippines (CCAP)

The Credit Card Association of the Philippines (CCAP), incorporated in 1981, aims to foster cooperation among card issuers in the country, to mediate among card issuers, merchants and cardholders, and to promote the responsible use of credit cards in the country. Here’s a list of the 15 member banks of the Credit Card Association of the […]

Credit Card Overpayment

What happens if I unintentionally make a Credit Card Overpayment? Overpayment means paying more than the Outstanding Balance or Current Balance. Basically, it’s not a grave mistake if you overpay your credit card. The extra money paid is still yours. It will appear as a Credit in your account. You can use this Overpayment as […]

Credit Card Loans — More than One-Fourth of Total Consumer Loans in Philippines

Where do Filipinos use their bank loans? Based on reports from the Bangko Sentral ng Pilipinas as of the last quarter of 2010, Filipinos used loans to buy: 1. Homes 2. Cars 3. Appliances, cellphones, food, clothing, shoes and household needs (everything that credit card can buy). It’s sad that more than one-fourth of total […]

Credit Card Payments Accepted at SM Southmall

Here’s a list of credit card bills that you can pay at SM Southmall: Allied Bank / Philippine National Bank (PNB) BDO Bankard Citibank Citifinancial Diners Club EastWest HSBC / HSBC PIL Union Bank Security Bank SM Guarantor Standard Chartered If you can, pay in full your credit card balance. If not, try to pay […]