If you’re far from a remittance office in Australia, you can use your mobile phone to send money from Australia to the Philippines using the mHITs money transfer service.
Of course, you should also have an online banking account and a credit card in Australia, or a Paypal account. If you don’t have one of these, you can deposit at any Westpac branch or outlet.
Hindi kelangang merong bank account ang recipient mo.
Ang kelangan lang ng recipient mo ay Smart Money card or Globe GCash card.
O kaya Smart cell phone number or Globe cell phone number. Pag wala pang Smart Money or GCash ang recipient mo, magre-register siya bago makuha ang padala mo. Sa Smart Money or GCash account niya make-credit ang padala mo, at dito niya wiwidrohin.
Your recipient can get his or her money from Smart Money- or GCash-accredited:
rural banks
pawnshops
remittance companies
money changers
stores
copy centers
drug stores
bookstores
Globe GCash has about 7,000 pay-out outlets in the Philippines. Smart Money has more than 17,000 outlets.
Steps to Use mHITS to send money:
1. Register with mHITs at mhits.com.au
You need your Australian mobile number
2. Load money to your mHITs account by using any of these:
– BPAY
– Flycke
– Paypal
– Credit card
– online bank transfer
– branch deposit at Wespac
3. Text the following to: 0428 696 448
pay
mobile no. of recipient (add 63 before cell number, remove 0)
$amount
first name of recipient
last name of recipient
address
Example: pay 639186435423 $500 Laura Reyes B1 L3 Masaya St Manila Philippines
then SEND to: 0428 696 448
4. You will receive a confirmation message with a code
5. Reply with code
6. Your recipient will receive a text message:
You have received (amount in pesos) from (phone number of sender)
Your Australian dollars will be converted into pesos? Mababa kaya ang ang exchange rate?
You can know the rate before sending. Free service. Follow the same steps above, but do not reply with the code. Kung hindi mo ituloy, nothing will be deducted from your account.
How much can you send?
Between $50 and $500 per day.
How much does it cost to send to the Philippines?
A$5 plus 1% of the remaining amount
Example: If you send A$500, your recipient will get A$490.05
A$500 – 5 = 495
495 x 1% = 4.95
495 – 4.95 = 490.05
Where in the Philippines can they get your padala?
For Smart:
– withdrawal from all ATMs nationwide (5-peso withdrawal fee at BDO ATMs; 15-peso fee at other ATMs)
– Smart Money centers
– Smart Wireless centers
For Globe:
– Globe business centers
– accredited rural banks
– Tambunting Pawnshop
– Villarica Pawnshop
– TFS Pawnshop
– Unison Pawnshop
– Mile-Age Pawnshop
– Columbos Pawnshop
– others
Bonus for introducing mHITs to your friends!
Your friends each get A$5 in their mHITs account if you tell them about mHITs and they register with mHITs.